Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›Pennsylvania›Luzerne County›Beech Mountain Lakes

June Marcia Williams — Licensed Insurance Agent in Beech Mountain Lakes, PA
June Marcia Williams
Your Insurance Agent in Beech Mountain Lakes, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Beech Mountain Lakes, PA...
National Producer No.
17209549
Verify ↗

Expert Life Insurance Agent in Beech Mountain Lakes, PA | 12+ Years Experience

Top-Rated Financial Protection for Beech Mountain Lakes Residents

Honest, Local Insurance Guidance for Your Family's Future in Luzerne County

Your local licensed agent in Beech Mountain Lakes, Luzerne County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Beech Mountain Lakes, Luzerne County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Beech Mountain Lakes, PA

Beech Mountain Lakes, PA — Your Local Producer

Living in the beautiful Beech Mountain Lakes community offers a unique sense of peace and security. As a fellow resident of the greater Luzerne County area, I understand the importance of protecting what matters most to our families. My name is June Marcia Williams, and I am your local, licensed insurance producer dedicated to helping my neighbors navigate their options for personal insurance. From Term Life and Final Expense to policies covering critical illness or accidents, I provide clear, one-on-one guidance to help you plan for the future with confidence. (NPN: 17209549, Pennsylvania License No: 767197)

  • Beech Mountain Lakes Clubhouse
  • Beech Mountain Lake
  • Intersection of Lakeview Drive and St. Johns Road
NPN17209549PA License767197

Beech Mountain Lakes is home to approximately 1,900 residents in Luzerne County, with a median age of 48.2 and a median household income of $109,000. About 96% of homes are owner-occupied; the median home value is $189,000. 44% of adults hold a bachelor's degree or higher; households with children make up 42%; veterans comprise 7% of residents. Average household size is 3.1. These demographic markers shape which life insurance products fit Beech Mountain Lakes households.

How Beech Mountain Lakes compares to Luzerne County

LUZERNE COUNTY · 325K RESIDENTS BEECH MOUNTAIN LAKES · 2K RESIDENTS
Luzerne County vs Beech Mountain Lakes — population comparison Luzerne County: 325,396 residents. Beech Mountain Lakes: 1,940 residents, 0.6% of Luzerne County population.
325,396 LUZERNE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,940 BEECH MOUNTAIN LAKES RESIDENTS ↳ 0.6% of Luzerne County residents
Underwriting Guidelines

Does obesity affect life insurance rates in Beech Mountain Lakes, PA?

Yes, qualification is common in Beech Mountain Lakes. Within Luzerne County's ~326,000 residents — including the 7.3% currently without health coverage — 34.4% of adults manage obesity and 32.0% live with arthritis per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Beech Mountain Lakes families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Glen Lyon →

📊 Top Health Considerations (CDC)

Top Health Considerations for Beech Mountain Lakes (CITY) High cholesterol: 32.3%. High blood pressure: 31%. Obesity: 34.4%. Diagnosed diabetes: 9.5%. Current smoking: 16.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BEECH MOUNTAIN LAKES High cholesterol 32.3% High blood pressure 31.0% Obesity 34.4% Diagnosed diabetes 9.5% Current smoking 16.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Luzerne County Gov Portal .GOV
Population ~1,940
Lack of health insurance (18–64) 6.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4205028
Google Maps
2.3 18 reviews
View on Google Maps
Beech Mountain Lakes
(570) 788-1010
bmla.us
1 Burke Dr, Drums, PA 18222, USA
Recent Reviews
power mays ★★★★★
"This place is amazing for vacation stay. Gated community, lake and indoor pool, and more. Looking forward to purchasing a property or two. Dying to know how much it would cost to rent out for airB&B. …"
Ryan ★☆☆☆☆
"Bought my house in BML in 2020. Sold it in 2022. At least now I know to avoid HOAs like the plague."
Available in Beech Mountain Lakes

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Luzerne County and Neighboring Pennsylvania Counties

Cities served near Beech Mountain Lakes.

June Marcia Williams writes life insurance and supplemental health policies across Luzerne County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Beech Mountain Lakes

30 Cities · 3 Counties
Carbon County10
Beaver MeadowsEast SideHoliday PoconoJunedaleLake HarmonyLansfordLehightonNesquehoningPalmertonTowamensing Trails
Luzerne CountyHome10
CambraChaseCranberryGlen LyonHazletonLattimerMilnesvilleNew ColumbusPardeesvilleWilkes Barre
Columbia County10
AlmediaAristesFernvilleFoundryvilleJamison CityJerseytownLightstreetMillvilleRohrsburgSlabtown
Official Resources

Know your rights in Beech Mountain Lakes.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Beech Mountain Lakes insurance — answered.

💰

How much does life insurance cost in Beech Mountain Lakes?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Beech Mountain Lakes
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Beech Mountain Lakes?

Yes. June serves all of Beech Mountain Lakes and every municipality in Luzerne County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

← Previous Bear Creek Village Luzerne County, PA 10 products available
•
You Are Here Beech Mountain Lakes Luzerne County, PA
•
Next → Browntown Luzerne County, PA 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia