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Home›Pennsylvania›Luzerne County›Bear Creek Village

June Marcia Williams — Licensed Insurance Agent in Bear Creek Village, PA
June Marcia Williams
Your Insurance Agent in Bear Creek Village, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Bear Creek Village, PA...
National Producer No.
17209549
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Expert Life Insurance Agent in Bear Creek Village, PA | 12+ Years Experience

Top-Rated Financial Protection for Bear Creek Village Residents

Honest, Local Insurance Guidance for Your Family's Future in Luzerne County

Your local licensed agent in Bear Creek Village, Luzerne County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Bear Creek Village, Luzerne County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Bear Creek Village, PA

Bear Creek Village, PA — Your Local Producer

The serene, wooded landscape of Bear Creek Village offers a unique quality of life here in Luzerne County, and protecting that life for your family is my priority. My name is June Marcia Williams, and as a licensed Pennsylvania insurance producer (NPN: 17209549), I am dedicated to helping my neighbors understand their coverage options. Whether you're considering life insurance, final expense planning, or supplemental health policies, I provide clear, one-on-one guidance. My goal is to help you navigate these important decisions with confidence. As your local resource (PA License No: 767197), I'm here to help you secure a plan that fits your family's needs.

  • Bear Creek Village Borough Hall
  • Bear Creek Lake
  • Intersection of White Haven Road and Bear Creek Boulevard
NPN17209549PA License767197
Underwriting Guidelines

Are Bear Creek Village residents with high blood pressure able to qualify for life insurance?

Bear Creek Village applicants with high blood pressure qualify routinely. The local risk pool — Luzerne County's ~326,000 residents, 7.3% without health coverage — shows 39.7% adult prevalence of high blood pressure and 39.3% with high cholesterol. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Bear Creek Village families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Freeland →

📊 Top Health Considerations (CDC)

Top Health Considerations for Bear Creek Village (CITY) High cholesterol: 39.3%. High blood pressure: 39.7%. Obesity: 34.9%. Diagnosed diabetes: 12.8%. Current smoking: 16%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BEAR CREEK VILLAGE High cholesterol 39.3% High blood pressure 39.7% Obesity 34.9% Diagnosed diabetes 12.8% Current smoking 16.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Luzerne County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) 5.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4204599
Google Maps
Bear Creek Village photo 1Bear Creek Village photo 2
Photos by Jan Komrska , Mike Walsh via Google Maps
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Bear Creek Village
Bear Creek Village, PA, USA
Available in Bear Creek Village

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Luzerne County and Neighboring Pennsylvania Counties

Cities served near Bear Creek Village.

June Marcia Williams writes life insurance and supplemental health policies across Luzerne County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Bear Creek Village

29 Cities · 3 Counties
Sullivan County9
DushoreEagles MereForksvilleHillsgroveLaporteLopezMildredMuncy ValleyShunk
Luzerne CountyHome10
CambraChaseCranberryGlen LyonHazletonLattimerMilnesvilleNew ColumbusPardeesvilleWilkes Barre
Carbon County10
Beaver MeadowsEast SideHoliday PoconoJunedaleLake HarmonyLansfordLehightonNesquehoningPalmertonTowamensing Trails
Official Resources

Know your rights in Bear Creek Village.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Bear Creek Village insurance — answered.

💰

How much does life insurance cost in Bear Creek Village?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Bear Creek Village
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Bear Creek Village?

Yes. June serves all of Bear Creek Village and every municipality in Luzerne County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
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