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Home›Pennsylvania›Luzerne County›Ashley

June Marcia Williams — Licensed Insurance Agent in Ashley, PA
June Marcia Williams
Your Insurance Agent in Ashley, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ashley, PA...
National Producer No.
17209549
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Expert Life Insurance Agent in Ashley, PA | 12+ Years Experience

Top-Rated Financial Protection for Ashley Residents

Honest, Local Insurance Guidance for Your Family's Future in Luzerne County

Your local licensed agent in Ashley, Luzerne County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Ashley, Luzerne County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Ashley, PA

Ashley, PA — Your Local Producer

Hello, Ashley! As a licensed insurance producer serving our Luzerne County community, I understand the value of having a local professional you can trust. Life here has a unique rhythm, and your insurance strategy should reflect that. I specialize in helping individuals and families navigate their options for personal protection, including Term Life, Whole Life, Final Expense, and supplemental plans for Critical Illness or Hospital Indemnity. My goal is to provide clear, straightforward guidance so you can make informed decisions for your loved ones. Let's work together to build a secure future. (June Marcia Williams, NPN: 17209549, Pennsylvania License No: 767197)

  • Ashley Borough Building
  • Ashley Sugar Notch Memorial Park
  • Hanover Area Junior/Senior High School
NPN17209549PA License767197

Ashley is home to approximately 2,600 residents in Luzerne County, with a median age of 37.1 and a median household income of $39,200. About 66% of homes are owner-occupied; the median home value is $72,800. 12% of adults hold a bachelor's degree or higher; households with children make up 30%; veterans comprise 5% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Ashley households.

How Ashley compares to Luzerne County

LUZERNE COUNTY · 325K RESIDENTS ASHLEY · 3K RESIDENTS
Luzerne County vs Ashley — population comparison Luzerne County: 325,396 residents. Ashley: 2,612 residents, 0.8% of Luzerne County population.
325,396 LUZERNE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,612 ASHLEY RESIDENTS ↳ 0.8% of Luzerne County residents
Underwriting Guidelines

Are Ashley residents with current cigarette smoking able to qualify for life insurance?

Ashley applicants with current cigarette smoking qualify routinely. The local risk pool — Luzerne County's ~326,000 residents, 7.3% without health coverage — shows 21.7% adult prevalence of current cigarette smoking and 12.0% with diagnosed diabetes. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Ashley families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Edwardsville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ashley (CITY) High cholesterol: 34.2%. High blood pressure: 34.9%. Obesity: 37.6%. Diagnosed diabetes: 12%. Current smoking: 21.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ASHLEY High cholesterol 34.2% High blood pressure 34.9% Obesity 37.6% Diagnosed diabetes 12.0% Current smoking 21.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Luzerne County Gov Portal .GOV
Population ~2,612
Lack of health insurance (18–64) 8.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4203272
Google Maps
Ashley photo 1Ashley photo 2Ashley photo 3
Photos by Jay R , Janet Svetz , Janet Svetz via Google Maps
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Ashley
Ashley, PA 18706, USA
Available in Ashley

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Luzerne County and Neighboring Pennsylvania Counties

Cities served near Ashley.

June Marcia Williams writes life insurance and supplemental health policies across Luzerne County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Ashley

30 Cities · 3 Counties
Carbon County10
Beaver MeadowsEast SideHoliday PoconoJunedaleLake HarmonyLansfordLehightonNesquehoningPalmertonTowamensing Trails
Luzerne CountyHome10
CambraChaseCranberryGlen LyonHazletonLattimerMilnesvilleNew ColumbusPardeesvilleWilkes Barre
Columbia County10
AlmediaAristesFernvilleFoundryvilleJamison CityJerseytownLightstreetMillvilleRohrsburgSlabtown
Official Resources

Know your rights in Ashley.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ashley insurance — answered.

💰

How much does life insurance cost in Ashley?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ashley
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ashley?

Yes. June serves all of Ashley and every municipality in Luzerne County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

← Previous Yatesville Luzerne County, PA 10 products available
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Next → Avoca Luzerne County, PA 10 products available

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