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Home›Pennsylvania›Lebanon County›Richland

June Marcia Williams — Licensed Insurance Agent in Richland, PA
June Marcia Williams
Your Insurance Agent in Richland, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Richland, PA...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Richland | Same-Day Quotes

Your Local PA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Richland Without the Complexity

Your local licensed agent in Richland, Lebanon County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Richland, Lebanon County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Richland, PA

Richland, PA — Your Local Producer

For my neighbors in Richland and throughout Lebanon County, I understand that our sense of community is built on looking out for one another. My name is June Marcia Williams, and as a licensed Pennsylvania insurance producer, I'm here to help you protect your family's future. I specialize in personal insurance solutions, including Term Life, Whole Life, Final Expense, and Critical Illness plans, tailored to your unique needs. My goal is to make the process clear and straightforward, helping you find a path to greater peace of mind. As a licensed professional (NPN: 17209549, PA License No: 767197), I'm committed to serving our community with integrity.

  • Richland Borough Municipal Building
  • Neptune Fire Company No. 1
  • Richland Elementary School
NPN17209549PA License767197

Richland is home to approximately 1,700 residents in Lebanon County, with a median age of 38.6 and a median household income of $90,600. About 83% of homes are owner-occupied; the median home value is $186,000. 18% of adults hold a bachelor's degree or higher; households with children make up 34%; veterans comprise 4% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Richland households.

How Richland compares to Lebanon County

LEBANON COUNTY · 143K RESIDENTS RICHLAND · 2K RESIDENTS
Lebanon County vs Richland — population comparison Lebanon County: 143,258 residents. Richland: 1,721 residents, 1.2% of Lebanon County population.
143,258 LEBANON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,721 RICHLAND RESIDENTS ↳ 1.2% of Lebanon County residents
Underwriting Guidelines

Does high blood pressure affect life insurance rates in Richland, PA?

Yes, qualification is common in Richland. Within Lebanon County's ~144,000 residents — including the 6.3% currently without health coverage — 30.9% of adults manage high blood pressure and 33.3% live with high cholesterol per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Richland families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Cornwall →

📊 Top Health Considerations (CDC)

Top Health Considerations for Richland (CITY) High cholesterol: 33.3%. High blood pressure: 30.9%. Obesity: 35.4%. Diagnosed diabetes: 9.4%. Current smoking: 20.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · RICHLAND High cholesterol 33.3% High blood pressure 30.9% Obesity 35.4% Diagnosed diabetes 9.4% Current smoking 20.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Lebanon County Gov Portal .GOV
Population ~1,721
Lack of health insurance (18–64) 8.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4264560
Google Maps
Richland photo 1Richland photo 2Richland photo 3Richland photo 4
Photos by Melinda Fay , J O , The Traveling Smiths , J O via Google Maps
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Richland
Richland, PA, USA
Available in Richland

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Lebanon County and Neighboring Pennsylvania Counties

Cities served near Richland.

June Marcia Williams writes life insurance and supplemental health policies across Lebanon County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Richland

30 Cities · 3 Counties
Dauphin County10
Colonial ParkEnhautGrantvilleHalifaxHersheyLawntonPenbrookPillowProgressSkyline View
Lebanon CountyHome10
AvonCornwallFort Indiantown GapFredericksburgLawnMount Gretna HeightsMyerstownOnoPalmyraPleasant Hill
Lancaster County10
ChurchtownFlorinGoodvilleHopelandIntercourseNinepointsReamstownSoudersburgSwartzvilleWitmer
Official Resources

Know your rights in Richland.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Richland insurance — answered.

💰

How much does life insurance cost in Richland?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Richland
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Richland?

Yes. June serves all of Richland and every municipality in Lebanon County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
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