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Home›Pennsylvania›Lebanon County›Fredericksburg

June Marcia Williams — Licensed Insurance Agent in Fredericksburg, PA
June Marcia Williams
Your Insurance Agent in Fredericksburg, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Fredericksburg, PA...
National Producer No.
17209549
Verify ↗

Life Insurance in Fredericksburg, PA

Top-Rated Financial Protection for Fredericksburg Residents

Honest, Local Insurance Guidance for Your Family's Future in Lebanon County

Your local licensed agent in Fredericksburg, Lebanon County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Fredericksburg, Lebanon County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Fredericksburg, PA

Fredericksburg, PA — Your Local Producer

Hello, Fredericksburg! In a community like ours here in Lebanon County, we understand the importance of looking out for one another and planning for the future. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to serving my neighbors. I help individuals and families find personal insurance solutions that fit their unique needs, whether it's term or whole life insurance, final expense plans, or coverage for accidents and critical illnesses. My goal is to provide clear, straightforward guidance to help you protect what matters most. As your local resource (NPN: 17209549, PA License: 767197), I'm here to help.

  • Fredericksburg Community Park
  • Fredericksburg Elementary School
  • Main Street
NPN17209549PA License767197

Fredericksburg is home to approximately 1,700 residents in Lebanon County, with a median age of 34.2 and a median household income of $89,500. About 81% of homes are owner-occupied; the median home value is $203,000. 17% of adults hold a bachelor's degree or higher; households with children make up 54%; veterans comprise 6% of residents. Average household size is 3.0. These demographic markers shape which life insurance products fit Fredericksburg households.

How Fredericksburg compares to Lebanon County

LEBANON COUNTY · 143K RESIDENTS FREDERICKSBURG · 2K RESIDENTS
Lebanon County vs Fredericksburg — population comparison Lebanon County: 143,258 residents. Fredericksburg: 1,660 residents, 1.2% of Lebanon County population.
143,258 LEBANON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,660 FREDERICKSBURG RESIDENTS ↳ 1.2% of Lebanon County residents
Underwriting Guidelines

Are Fredericksburg residents with high blood pressure able to qualify for life insurance?

Fredericksburg applicants with high blood pressure qualify routinely. The local risk pool — Lebanon County's ~143,000 residents, 6.3% without health coverage — shows 33.2% adult prevalence of high blood pressure and 34.3% with high cholesterol. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Newmanstown →

📊 Top Health Considerations (CDC)

Top Health Considerations for Fredericksburg (CITY) High cholesterol: 34.3%. High blood pressure: 33.2%. Obesity: 38%. Diagnosed diabetes: 10.3%. Current smoking: 19.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FREDERICKSBURG High cholesterol 34.3% High blood pressure 33.2% Obesity 38.0% Diagnosed diabetes 10.3% Current smoking 19.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Lebanon County Gov Portal .GOV
Population ~1,660
Lack of health insurance (18–64) 7.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4227648
Google Maps
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Available in Fredericksburg

Life Insurance Products in Fredericksburg, PA

9 insurance products available in Fredericksburg

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Lebanon County and Nearby Pennsylvania Counties

Life Insurance by City Near Fredericksburg, PA

Life insurance by city across Lebanon County and adjacent Pennsylvania counties.

🌟 Cities Served near Fredericksburg

30 Cities · 3 Counties
Lancaster County10
IntercourseNeffsvilleReamstownReinholdsRohrerstownRonksSalungaSmoketownSoudersburgWitmer
Lebanon CountyHome10
AnnvilleCampbelltownCleonaMount Gretna HeightsMyerstownNewmanstownOnoPalmyraQuentinSchaefferstown
Schuylkill County10
FrackvilleGirardvilleKlingerstownLandingvilleMcKeansburgPort CarbonPottsvilleSchuylkill HavenShenandoahShenandoah Heights
Official Resources

Know your rights in Fredericksburg.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Fredericksburg Life Insurance Questions

💰

How much does life insurance cost in Fredericksburg?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Fredericksburg
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Fredericksburg?

Yes. June serves all of Fredericksburg and every municipality in Lebanon County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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Licensed in 5 states NPN verified No obligation
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