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Home›Pennsylvania›Lancaster County›Refton

June Marcia Williams — Licensed Insurance Agent in Refton, PA
June Marcia Williams
Your Insurance Agent in Refton, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Refton, PA...
National Producer No.
17209549
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Life Insurance in Refton, PA

Securing Families Across Lancaster County with 9 Tailored Product Lines

Why Refton Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Refton, Lancaster County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Refton, Lancaster County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Refton, PA

Refton, PA — Your Local Producer

In a community like Refton, where the close-knit spirit of Lancaster County is a part of daily life, looking out for family is everything. My name is June Marcia Williams, and as a local licensed insurance producer, I'm dedicated to helping my neighbors protect what matters most. Navigating options for Term Life, Final Expense, or other personal policies like Critical Illness or Accident & Injury coverage can be complex. My goal is to provide clear, straightforward guidance so you can make informed decisions for your family's financial security. (June Marcia Williams, NPN: 17209549, Pennsylvania License No: 767197).

  • Refton Community Park
  • Refton Brethren in Christ Church
  • Intersection of Refton Road and Main Street
NPN17209549PA License767197

Refton is home to approximately 703 residents in Lancaster County, with a median age of 22.6 and a median household income of $137,000. About 100% of homes are owner-occupied; the median home value is $422,000. 38% of adults hold a bachelor's degree or higher; households with children make up 56%; veterans comprise 3% of residents. Average household size is 4.3. These demographic markers shape which life insurance products fit Refton households.

How Refton compares to Lancaster County

LANCASTER COUNTY · 553K RESIDENTS REFTON · 703 RESIDENTS
Lancaster County vs Refton — population comparison Lancaster County: 553,202 residents. Refton: 703 residents, 0.1% of Lancaster County population.
553,202 LANCASTER COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
703 REFTON RESIDENTS ↳ 0.1% of Lancaster County residents
Underwriting Guidelines

Does arthritis affect life insurance rates in Refton, PA?

Refton applicants with arthritis qualify routinely. The local risk pool — Lancaster County's ~553,000 residents, 6.5% without health coverage — shows 30.1% adult prevalence of arthritis and 38.6% with high cholesterol. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Drumore →

📊 Top Health Considerations (CDC)

Top Health Considerations for Refton (CITY) High cholesterol: 38.6%. High blood pressure: 35.1%. Obesity: 32.8%. Diagnosed diabetes: 10%. Current smoking: 14.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · REFTON High cholesterol 38.6% High blood pressure 35.1% Obesity 32.8% Diagnosed diabetes 10.0% Current smoking 14.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Lancaster County Gov Portal .GOV
Population ~703
Lack of health insurance (18–64) 6.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4264032
Google Maps
4.8 5 reviews
Refton Fire Co photo 1Refton Fire Co photo 2
Photos by Anne Dodds , Anne Dodds via Google Maps
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Refton Fire Co
(717) 786-9462
99 Church St, Willow Street, PA 17584, USA
Recent Reviews
Anne Dodds ★★★★★
"They were the first to arrive and assist on the call of my car accident of 12/30/23"
Kieth Lease ★★★★★
Available in Refton

Life Insurance Products in Refton, PA

9 insurance products available in Refton

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Lancaster County and Nearby Pennsylvania Counties

Life Insurance by City Near Refton, PA

Life insurance by city across Lancaster County and adjacent Pennsylvania counties.

🌟 Cities Served near Refton

30 Cities · 3 Counties
Lebanon County10
AnnvilleCampbelltownCleonaMount Gretna HeightsMyerstownNewmanstownOnoPalmyraQuentinSchaefferstown
Lancaster CountyHome10
IntercourseNeffsvilleReamstownReinholdsRohrerstownRonksSalungaSmoketownSoudersburgWitmer
York County10
BrogueEast YorkEmigsvilleNorth YorkStonybrookYoeYorkYork HavenYorkanaYorklyn
Official Resources

Know your rights in Refton.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Refton Life Insurance Questions

💰

How much does life insurance cost in Refton?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Refton
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Refton?

Yes. June serves all of Refton and every municipality in Lancaster County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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