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Home›Pennsylvania›Franklin County›Mercersburg

June Marcia Williams — Licensed Insurance Agent in Mercersburg, PA
June Marcia Williams
Your Insurance Agent in Mercersburg, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Mercersburg, PA...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Mercersburg

Dedicated Coverage Options from Final Expense to Term Life in Franklin County

The Smart Choice for Dependable Life Insurance in Mercersburg, PA

Your local licensed agent in Mercersburg, Franklin County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Mercersburg, Franklin County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Mercersburg, PA

Mercersburg, PA — Your Local Producer

Living in the beautiful Cumberland Valley, we understand the value of community and looking out for one another. As a resident of Franklin County and a licensed insurance producer, I am proud to offer my services to the families of Mercersburg. My goal is to help you navigate your options for personal insurance, from term and whole life policies to final expense and critical illness coverage. I provide straightforward, one-on-one guidance to help you find a plan that fits your unique needs. Let's work together to secure your family's future. (June Marcia Williams, NPN: 17209549, Pennsylvania License No: 767197)

  • Mercersburg Academy
  • The Star Theatre
  • James Buchanan High School
NPN17209549PA License767197

Mercersburg is home to approximately 2,100 residents in Franklin County, with a median age of 43.8 and a median household income of $71,900. About 57% of homes are owner-occupied; the median home value is $195,000. 19% of adults hold a bachelor's degree or higher; households with children make up 29%; veterans comprise 6% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Mercersburg households.

How Mercersburg compares to Franklin County

FRANKLIN COUNTY · 156K RESIDENTS MERCERSBURG · 2K RESIDENTS
Franklin County vs Mercersburg — population comparison Franklin County: 156,084 residents. Mercersburg: 2,083 residents, 1.3% of Franklin County population.
156,084 FRANKLIN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,083 MERCERSBURG RESIDENTS ↳ 1.3% of Franklin County residents
Underwriting Guidelines

Are Mercersburg residents with diagnosed diabetes able to qualify for life insurance?

Yes. Franklin County's health profile — 157,000 residents, 6.5% uninsured, 9.5% adults with diagnosed diabetes, 37.7% with obesity — shapes how A-rated carriers tier rate classes for Mercersburg applicants. Standard or Preferred is achievable when diagnosed diabetes is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Mercersburg families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Doylesburg →

📊 Top Health Considerations (CDC)

Top Health Considerations for Mercersburg (CITY) High cholesterol: 34.1%. High blood pressure: 31.9%. Obesity: 37.7%. Diagnosed diabetes: 9.5%. Current smoking: 19.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MERCERSBURG High cholesterol 34.1% High blood pressure 31.9% Obesity 37.7% Diagnosed diabetes 9.5% Current smoking 19.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Franklin County Gov Portal .GOV
Population ~2,083
Lack of health insurance (18–64) 7.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4248704
Google Maps
Mercersburg photo 1Mercersburg photo 2
Photos by Katherine Rapidis , Osman Bayram via Google Maps
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Mercersburg
mercersburg.org
Mercersburg, PA 17236, USA
Available in Mercersburg

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Franklin County and Neighboring Pennsylvania Counties

Cities served near Mercersburg.

June Marcia Williams writes life insurance and supplemental health policies across Franklin County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Mercersburg

30 Cities · 3 Counties
Adams County10
AspersCarroll ValleyFreedomGardnersGreenstoneHamiltonHeidlersburgLibertyReadingTable Rock
Franklin CountyHome10
Blue Ridge SummitDry RunFayettevilleFort LoudonJugtownMontgomeryPen MarSaint ThomasScotlandState Line
Cumberland County10
Camp HillEnolaHampdenMechanicsburgMessiah CollegeSchlusserSummerdaleWalnut BottomWest FairviewWormleysburg
Official Resources

Know your rights in Mercersburg.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Mercersburg insurance — answered.

💰

How much does life insurance cost in Mercersburg?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Mercersburg
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Mercersburg?

Yes. June serves all of Mercersburg and every municipality in Franklin County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

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