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Home›Pennsylvania›Franklin County›Guilford

June Marcia Williams — Licensed Insurance Agent in Guilford, PA
June Marcia Williams
Your Insurance Agent in Guilford, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Guilford, PA...
National Producer No.
17209549
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Trusted Life Insurance in Guilford, PA | Local Expert

Securing Families Across Franklin County with 9 Tailored Product Lines

Why Guilford Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Guilford, Franklin County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Guilford, Franklin County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Guilford, PA

Guilford, PA — Your Local Producer

Hello to my neighbors in Guilford! Life here in Franklin County is special, with a unique blend of tight-knit community and beautiful open spaces. As a local, licensed insurance producer, I'm dedicated to helping you protect the life you've built. My name is June Marcia Williams, and I provide clear, straightforward guidance on personal insurance options like Term Life, Final Expense, and Critical Illness policies. My goal is to help you understand your choices and find a path that secures your family's future, right here in our community. I'm here to help you plan with confidence. (NPN: 17209549, Pennsylvania License No: 767197)

  • Guilford Township Municipal Building
  • Norlo Park
  • Guilford Hills Elementary School
NPN17209549PA License767197

Guilford is home to approximately 4,000 residents in Franklin County, with a median age of 44.1 and a median household income of $121,000. About 92% of homes are owner-occupied; the median home value is $260,000. 33% of adults hold a bachelor's degree or higher; households with children make up 45%; veterans comprise 3% of residents. Average household size is 2.9. These demographic markers shape which life insurance products fit Guilford households.

How Guilford compares to Franklin County

FRANKLIN COUNTY · 156K RESIDENTS GUILFORD · 4K RESIDENTS
Franklin County vs Guilford — population comparison Franklin County: 156,084 residents. Guilford: 3,955 residents, 2.5% of Franklin County population.
156,084 FRANKLIN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
3,955 GUILFORD RESIDENTS ↳ 2.5% of Franklin County residents
Underwriting Guidelines

Are Guilford residents with current cigarette smoking able to qualify for life insurance?

Yes. Franklin County's health profile — 157,000 residents, 6.5% uninsured, 17.4% adults with current cigarette smoking, 9.5% with diagnosed diabetes — shapes how A-rated carriers tier rate classes for Guilford applicants. Standard or Preferred is achievable when current cigarette smoking is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Guilford families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Willow Hill →

📊 Top Health Considerations (CDC)

Top Health Considerations for Guilford (CITY) High cholesterol: 34.4%. High blood pressure: 32.4%. Obesity: 37.2%. Diagnosed diabetes: 9.5%. Current smoking: 17.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · GUILFORD High cholesterol 34.4% High blood pressure 32.4% Obesity 37.2% Diagnosed diabetes 9.5% Current smoking 17.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Franklin County Gov Portal .GOV
Population ~3,955
Lack of health insurance (18–64) 7.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4231716
Google Maps
3.0 1 review
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Guilford Township Municipal Building
(717) 264-6626
guilfordtwp.us
115 Spring Valley Rd, Chambersburg, PA 17202, USA
Recent Reviews
Charles Spoonhour, Jr ★★★☆☆
Available in Guilford

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Franklin County and Neighboring Pennsylvania Counties

Cities served near Guilford.

June Marcia Williams writes life insurance and supplemental health policies across Franklin County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Guilford

30 Cities · 3 Counties
Huntingdon County10
BarreeBirminghamBlairs MillsEntrikenMill CreekPetersburgRockhillSaltilloToddWood
Franklin CountyHome10
Blue Ridge SummitDry RunFayettevilleFort LoudonJugtownMontgomeryPen MarSaint ThomasScotlandState Line
Perry County10
BlainDuncannonElliottsburgIckesburgLandisburgLiverpoolLoysvilleMarysvilleNew BuffaloNewport
Official Resources

Know your rights in Guilford.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Guilford insurance — answered.

💰

How much does life insurance cost in Guilford?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Guilford
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Guilford?

Yes. June serves all of Guilford and every municipality in Franklin County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

← Previous Greencastle Franklin County, PA 10 products available
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