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June Marcia Williams — Licensed Insurance Agent in Almedia, PA
June Marcia Williams
Your Insurance Agent in Almedia, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Almedia, PA...
National Producer No.
17209549
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Life Insurance in Almedia, PA

Dedicated Coverage Options from Final Expense to Term Life in Columbia County

The Smart Choice for Dependable Life Insurance in Almedia, PA

Your local licensed agent in Almedia, Columbia County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Almedia, Columbia County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Almedia, PA

Almedia, PA — Your Local Producer

Hello, Almedia! As a fellow Pennsylvanian and a licensed insurance producer, I understand the unique character and close-knit feel of our communities here in Columbia County. It’s a place where neighbors look out for each other, and planning for the future is just part of that caring spirit. I'm June Marcia Williams, and I'm here to help you navigate your options for life insurance, final expense planning, and other personal coverage. My goal is to provide clear, straightforward guidance so you can find a plan that fits your family’s needs. (NPN: 17209549, Pennsylvania License No: 767197)

  • Almedia Park
  • Central Columbia High School
  • Columbia Boulevard (US Route 11)
NPN17209549PA License767197

Almedia is home to approximately 1,200 residents in Columbia County, with a median age of 39.7 and a median household income of $49,800. About 73% of homes are owner-occupied; the median home value is $164,000. 12% of adults hold a bachelor's degree or higher; households with children make up 34%; veterans comprise 5% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Almedia households.

How Almedia compares to Columbia County

COLUMBIA COUNTY · 65K RESIDENTS ALMEDIA · 1K RESIDENTS
Columbia County vs Almedia — population comparison Columbia County: 64,924 residents. Almedia: 1,225 residents, 1.9% of Columbia County population.
64,924 COLUMBIA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,225 ALMEDIA RESIDENTS ↳ 1.9% of Columbia County residents
Underwriting Guidelines

Does current cigarette smoking affect life insurance rates in Almedia, PA?

Almedia applicants with current cigarette smoking qualify routinely. The local risk pool — Columbia County's ~65,000 residents, 5.5% without health coverage — shows 17.4% adult prevalence of current cigarette smoking and 11.0% with current asthma. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Iola →

📊 Top Health Considerations (CDC)

Top Health Considerations for Almedia (CITY) High cholesterol: 29.8%. High blood pressure: 27%. Obesity: 38.3%. Diagnosed diabetes: 8.2%. Current smoking: 17.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ALMEDIA High cholesterol 29.8% High blood pressure 27.0% Obesity 38.3% Diagnosed diabetes 8.2% Current smoking 17.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Columbia County Gov Portal .GOV
Population ~1,225
Lack of health insurance (18–64) 7.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4202088
Google Maps
Almedia civic building photo 1Almedia civic building photo 2Almedia civic building photo 3Almedia civic building photo 4
Photos by saltfishing , Jorge Martínez Gualdrón - Photographer , Moises Reyes , James Tenreiro via Google Maps
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Available in Almedia

Life Insurance Products in Almedia, PA

9 insurance products available in Almedia

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Columbia County and Nearby Pennsylvania Counties

Life Insurance by City Near Almedia, PA

Life insurance by city across Columbia County and adjacent Pennsylvania counties.

🌟 Cities Served near Almedia

22 Cities · 3 Counties
Montour County2
DanvilleWashingtonville
Columbia CountyHome10
AristesBentonBerwickBloomsburgBriar CreekBuckhornJamison CityJerseytownLime RidgeRohrsburg
Northumberland County10
DalmatiaDewartDornsifeElysburgNorthumberlandPaxinosShamokinSunburyTrevortonWatsontown
Official Resources

Know your rights in Almedia.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Almedia Life Insurance Questions

💰

How much does life insurance cost in Almedia?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Almedia
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Almedia?

Yes. June serves all of Almedia and every municipality in Columbia County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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