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Home›Pennsylvania›Cambria County›St. Michael

June Marcia Williams — Licensed Insurance Agent in St. Michael, PA
June Marcia Williams
Your Insurance Agent in St. Michael, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing St. Michael, PA...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in St. Michael

Dedicated Coverage Options from Final Expense to Term Life in Cambria County

The Smart Choice for Dependable Life Insurance in St. Michael, PA

Your local licensed agent in St. Michael, Cambria County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for St. Michael, Cambria County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · St. Michael, PA

St. Michael, PA — Your Local Producer

For my neighbors in St. Michael, the strong community spirit we share here in Cambria County is something special. It’s about being there for each other, and that’s the same approach I take as your local licensed insurance producer. My name is June Marcia Williams, and I'm here to help you navigate the important decisions around protecting your family's financial well-being. From life insurance and final expense planning to other personal coverage options, my focus is on providing clear, straightforward information. As a licensed Pennsylvania producer (License No: 767197, NPN: 17209549), I'm committed to serving our community.

  • St. Michael Post Office
  • Forest Hills Junior/Senior High School
  • Adams Township Volunteer Fire Co. #2
NPN17209549PA License767197

St. Michael is home to approximately 358 residents in Cambria County, with a median age of 54.3. About 91% of homes are owner-occupied. 4% of adults hold a bachelor's degree or higher; households with children make up 0%; veterans comprise 5% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit St. Michael households.

How St. Michael compares to Cambria County

CAMBRIA COUNTY · 133K RESIDENTS ST. MICHAEL · 358 RESIDENTS
Cambria County vs St. Michael — population comparison Cambria County: 133,263 residents. St. Michael: 358 residents, 0.3% of Cambria County population.
133,263 CAMBRIA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
358 ST. MICHAEL RESIDENTS ↳ 0.3% of Cambria County residents
Underwriting Guidelines

What rate class can St. Michael applicants with high blood pressure expect from life insurance carriers?

Many St. Michael residents secure competitive rates despite high blood pressure. Cambria County reports 33.9% adult prevalence (CDC PLACES); 37.4% also manage high cholesterol, with 5.4% of the ~131,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches St. Michael families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Ferndale →

📊 Top Health Considerations (CDC)

Top Health Considerations for St. Michael (CITY) High cholesterol: 37.4%. High blood pressure: 33.9%. Obesity: 36.4%. Diagnosed diabetes: 10.3%. Current smoking: 17%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ST. MICHAEL High cholesterol 37.4% High blood pressure 33.9% Obesity 36.4% Diagnosed diabetes 10.3% Current smoking 17.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Cambria County Gov Portal .GOV
Population ~358
Lack of health insurance (18–64) 6.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4267352
Google Maps
4.5 22 reviews
View on Google Maps
St Michael City Hall
Open now · Mon 7:30 AM – 4:30 PM
(763) 497-2041
stmichaelmn.gov .GOV
11800 Town Center Dr, St Michael, MN 55376, USA
Recent Reviews
Swan ★★★★★
"They offer free notary services for St. Michael residents."
Mona Renee ★☆☆☆☆
"Planned an expensive event in the Chamber Room on a warm day on a Saturday. We could not control the indoor temperature and could not get a hold of anyone at the City Hall. The Chamber Room was hotter…"
Available in St. Michael

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Cambria County and Neighboring Pennsylvania Counties

Cities served near St. Michael.

June Marcia Williams writes life insurance and supplemental health policies across Cambria County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near St. Michael

30 Cities · 3 Counties
Blair County10
Canoe CreekCharlottsvilleGanisterHenriettaHomewood at MartinsburgIronvilleMartinsburgPoint ViewSkelpSproul
Cambria CountyHome10
CassandraChest SpringsColverFlintonHastingsLillyNicktownPuritanSaint BenedictVinco
Indiana County10
AlverdaArcadiaChevy Chase HeightsCommodoreCoralCreeksideErnestGracetonHomeNorthpoint
Official Resources

Know your rights in St. Michael.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

St. Michael insurance — answered.

💰

How much does life insurance cost in St. Michael?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

St. Michael
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of St. Michael?

Yes. June serves all of St. Michael and every municipality in Cambria County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

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