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Home›Pennsylvania›Cambria County›Ferndale

June Marcia Williams — Licensed Insurance Agent in Ferndale, PA
June Marcia Williams
Your Insurance Agent in Ferndale, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ferndale, PA...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Ferndale | Same-Day Quotes

Your Local PA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Ferndale Without the Complexity

Your local licensed agent in Ferndale, Cambria County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Ferndale, Cambria County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Ferndale, PA

Ferndale, PA — Your Local Producer

Hello, Ferndale neighbors. As a licensed insurance producer right here in Pennsylvania, I understand the values that make Cambria County a special place to call home. It's about community, looking out for one another, and planning for the future with a steady hand. My goal is to help you navigate your options for personal life and health insurance with that same local-first approach. Whether you're considering Term Life, Final Expense, or other supplemental plans, I'm here to provide clear, straightforward information to help you find a strategy. (June Marcia Williams, NPN: 17209549, PA License: 767197)

  • Ferndale Borough Building
  • Ferndale Area Junior-Senior High School
  • Intersection of Ferndale Avenue and Locust Street
NPN17209549PA License767197

Ferndale is home to approximately 1,600 residents in Cambria County, with a median age of 43.0 and a median household income of $51,000. About 64% of homes are owner-occupied; the median home value is $78,800. 24% of adults hold a bachelor's degree or higher; households with children make up 29%; veterans comprise 9% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Ferndale households.

How Ferndale compares to Cambria County

CAMBRIA COUNTY · 133K RESIDENTS FERNDALE · 2K RESIDENTS
Cambria County vs Ferndale — population comparison Cambria County: 133,263 residents. Ferndale: 1,566 residents, 1.2% of Cambria County population.
133,263 CAMBRIA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,566 FERNDALE RESIDENTS ↳ 1.2% of Cambria County residents
Underwriting Guidelines

Does high blood pressure affect life insurance rates in Ferndale, PA?

Yes, qualification is common in Ferndale. Within Cambria County's ~131,000 residents — including the 5.4% currently without health coverage — 35.1% of adults manage high blood pressure and 37.9% live with high cholesterol per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Ferndale families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Summerhill →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ferndale (CITY) High cholesterol: 37.9%. High blood pressure: 35.1%. Obesity: 36.5%. Diagnosed diabetes: 11%. Current smoking: 16.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FERNDALE High cholesterol 37.9% High blood pressure 35.1% Obesity 36.5% Diagnosed diabetes 11.0% Current smoking 16.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Cambria County Gov Portal .GOV
Population ~1,566
Lack of health insurance (18–64) 6.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4225680
Google Maps
3.3 23 reviews
Ferndale City Hall photo 1Ferndale City Hall photo 2
Photos by David Ritter , Alan Hejl via Google Maps
View on Google Maps
Ferndale City Hall
Open now · Mon 8:00 AM – 5:30 PM
(248) 546-2525
ferndalemi.gov .GOV
300 E 9 Mile Rd, Ferndale, MI 48220, USA
Recent Reviews
Deborah Peay ★☆☆☆☆
"Received a parking ticket in the city. I decided to fight the ticket because there was no signage to inform me of the parking ordinance. 1st issue is that the court clerk never sent me any email or ma…"
Anthony Jones ★☆☆☆☆
"i I thought Ferndale Foods until me and a friend went to get some items before christmas and i grab the items and me and my friend we pull my scotter over because im handicape we was tying all the bag…"
Available in Ferndale

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Cambria County and Neighboring Pennsylvania Counties

Cities served near Ferndale.

June Marcia Williams writes life insurance and supplemental health policies across Cambria County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Ferndale

30 Cities · 3 Counties
Indiana County10
AlverdaArcadiaChevy Chase HeightsCommodoreCoralCreeksideErnestGracetonHomeNorthpoint
Cambria CountyHome10
CassandraChest SpringsColverFlintonLillyNicktownPuritanSaint BenedictSt. MichaelVinco
Clearfield County10
Chester HillDriftingGrassflatKylertownLa JoseMcGees MillsSandySmithmillSmokerunTreasure Lake
Official Resources

Know your rights in Ferndale.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ferndale insurance — answered.

💰

How much does life insurance cost in Ferndale?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ferndale
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ferndale?

Yes. June serves all of Ferndale and every municipality in Cambria County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

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