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Home›Pennsylvania›Cambria County›Loretto

June Marcia Williams — Licensed Insurance Agent in Loretto, PA
June Marcia Williams
Your Insurance Agent in Loretto, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Loretto, PA...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Loretto | Same-Day Quotes

Your Local PA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Loretto Without the Complexity

Your local licensed agent in Loretto, Cambria County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Loretto, Cambria County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Loretto, PA

Loretto, PA — Your Local Producer

As a fellow Pennsylvanian, I appreciate the strong sense of community and history that defines life here in Loretto and throughout Cambria County. Planning for your family's future is one of the most important things you can do, and I'm here to help you navigate those decisions with confidence. My name is June Marcia Williams, and as a licensed insurance producer, I offer a range of personal life, health, and accident insurance options. I can help you understand your choices so you can find a plan that fits your life. (NPN: 17209549, Pennsylvania License No: 767197)

  • Saint Francis University
  • Basilica of St. Michael the Archangel
  • Schwab Gardens
NPN17209549PA License767197

Loretto is home to approximately 1,300 residents in Cambria County, with a median age of 20.4 and a median household income of $53,800. About 73% of homes are owner-occupied; the median home value is $127,000. 54% of adults hold a bachelor's degree or higher; households with children make up 9%; veterans comprise 1% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Loretto households.

How Loretto compares to Cambria County

CAMBRIA COUNTY · 133K RESIDENTS LORETTO · 1K RESIDENTS
Cambria County vs Loretto — population comparison Cambria County: 133,263 residents. Loretto: 1,317 residents, 1.0% of Cambria County population.
133,263 CAMBRIA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,317 LORETTO RESIDENTS ↳ 1.0% of Cambria County residents
Underwriting Guidelines

What rate class can Loretto applicants with arthritis expect from life insurance carriers?

Many Loretto residents secure competitive rates despite arthritis. Cambria County reports 28.6% adult prevalence (CDC PLACES); 15.6% also manage current cigarette smoking, with 5.4% of the ~131,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Loretto families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Ashville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Loretto (CITY) High cholesterol: 26%. High blood pressure: 22.5%. Obesity: 35.3%. Diagnosed diabetes: 6.5%. Current smoking: 15.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LORETTO High cholesterol 26.0% High blood pressure 22.5% Obesity 35.3% Diagnosed diabetes 6.5% Current smoking 15.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Cambria County Gov Portal .GOV
Population ~1,317
Lack of health insurance (18–64) 7.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4244704
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Loretto City Hall
Closed now · Mon 8:00 AM – 4:00 PM
(763) 479-4305
ci.loretto.mn.us
279 N Medina St, Loretto, MN 55357, USA
Recent Reviews
Lennart Holm ★★★★★
Available in Loretto

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Cambria County and Neighboring Pennsylvania Counties

Cities served near Loretto.

June Marcia Williams writes life insurance and supplemental health policies across Cambria County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Loretto

30 Cities · 3 Counties
Huntingdon County10
BarreeBirminghamBlairs MillsEntrikenMill CreekPetersburgRockhillSaltilloToddWood
Cambria CountyHome10
CassandraChest SpringsColverFlintonLillyNicktownPuritanSaint BenedictSt. MichaelVinco
Blair County10
Canoe CreekCharlottsvilleGanisterHenriettaHomewood at MartinsburgIronvilleMartinsburgPoint ViewSkelpSproul
Official Resources

Know your rights in Loretto.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Loretto insurance — answered.

💰

How much does life insurance cost in Loretto?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Loretto
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Loretto?

Yes. June serves all of Loretto and every municipality in Cambria County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

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