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June Marcia Williams — Licensed Insurance Agent in Hereford, PA
June Marcia Williams
Your Insurance Agent in Hereford, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Hereford, PA...
National Producer No.
17209549
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Life Insurance in Hereford, PA

Your Local PA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Hereford Without the Complexity

Your local licensed agent in Hereford, Berks County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Hereford, Berks County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Hereford, PA

Hereford, PA — Your Local Producer

Hello to my neighbors in Hereford! There's a special kind of peace that comes with living here in Berks County, and I believe your financial peace of mind should be just as secure. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping local families understand their options. I can help you navigate personal insurance plans like term or whole life, final expense, and accident & injury policies to find coverage that fits your unique situation. My goal is to provide clear, straightforward guidance so you can protect what matters most. (NPN: 17209549, Pennsylvania License No: 767197)

  • Hereford Elementary School
  • Hereford Township Building
  • Intersection of Route 100 and Route 29
NPN17209549PA License767197

Hereford is home to approximately 1,500 residents in Berks County, with a median age of 27.5 and a median household income of $59,900. About 65% of homes are owner-occupied; the median home value is $30,700. 26% of adults hold a bachelor's degree or higher; households with children make up 36%; veterans comprise 5% of residents. Average household size is 4.0. These demographic markers shape which life insurance products fit Hereford households.

How Hereford compares to Berks County

BERKS COUNTY · 428K RESIDENTS HEREFORD · 2K RESIDENTS
Berks County vs Hereford — population comparison Berks County: 428,483 residents. Hereford: 1,549 residents, 0.4% of Berks County population.
428,483 BERKS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,549 HEREFORD RESIDENTS ↳ 0.4% of Berks County residents
Underwriting Guidelines

Are Hereford residents with high cholesterol able to qualify for life insurance?

Hereford applicants with high cholesterol qualify routinely. The local risk pool — Berks County's ~428,000 residents, 8.0% without health coverage — shows 35.3% adult prevalence of high cholesterol and 25.4% with arthritis. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Riverview Park →

📊 Top Health Considerations (CDC)

Top Health Considerations for Hereford (CITY) High cholesterol: 35.3%. High blood pressure: 33.8%. Obesity: 34.1%. Diagnosed diabetes: 10.5%. Current smoking: 16.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · HEREFORD High cholesterol 35.3% High blood pressure 33.8% Obesity 34.1% Diagnosed diabetes 10.5% Current smoking 16.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Berks County Gov Portal .GOV
Population ~1,549
Lack of health insurance (18–64) 6.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4234008
Google Maps
Hereford Township photo 1
Photos by Marty McGuire via Google Maps
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Hereford Township
Hereford Township, PA, USA
Available in Hereford

Life Insurance Products in Hereford, PA

9 insurance products available in Hereford

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Berks County and Nearby Pennsylvania Counties

Life Insurance by City Near Hereford, PA

Life insurance by city across Berks County and adjacent Pennsylvania counties.

🌟 Cities Served near Hereford

30 Cities · 3 Counties
Schuylkill County10
FrackvilleGirardvilleKlingerstownLandingvilleMcKeansburgPort CarbonPottsvilleSchuylkill HavenShenandoahShenandoah Heights
Berks CountyHome10
BowersColony ParkKemptonKutztownLaureldaleMohntonMount AetnaNew JerusalemRobesoniaShillington
Lebanon County10
AnnvilleCampbelltownCleonaMount Gretna HeightsMyerstownNewmanstownOnoPalmyraQuentinSchaefferstown
Official Resources

Know your rights in Hereford.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Hereford Life Insurance Questions

💰

How much does life insurance cost in Hereford?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Hereford
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Hereford?

Yes. June serves all of Hereford and every municipality in Berks County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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