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Home›Pennsylvania›Berks County›Hereford

June Marcia Williams — Licensed Insurance Agent in Hereford, PA
June Marcia Williams
Your Insurance Agent in Hereford, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Hereford, PA...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Hereford | Same-Day Quotes

Your Local PA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Hereford Without the Complexity

Your local licensed agent in Hereford, Berks County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Hereford, Berks County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Hereford, PA

Hereford, PA — Your Local Producer

Hello to my neighbors in Hereford! There's a special kind of peace that comes with living here in Berks County, and I believe your financial peace of mind should be just as secure. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping local families understand their options. I can help you navigate personal insurance plans like term or whole life, final expense, and accident & injury policies to find coverage that fits your unique situation. My goal is to provide clear, straightforward guidance so you can protect what matters most. (NPN: 17209549, Pennsylvania License No: 767197)

  • Hereford Elementary School
  • Hereford Township Building
  • Intersection of Route 100 and Route 29
NPN17209549PA License767197

Hereford is home to approximately 1,500 residents in Berks County, with a median age of 27.5 and a median household income of $59,900. About 65% of homes are owner-occupied; the median home value is $30,700. 26% of adults hold a bachelor's degree or higher; households with children make up 36%; veterans comprise 5% of residents. Average household size is 4.0. These demographic markers shape which life insurance products fit Hereford households.

How Hereford compares to Berks County

BERKS COUNTY · 428K RESIDENTS HEREFORD · 2K RESIDENTS
Berks County vs Hereford — population comparison Berks County: 428,483 residents. Hereford: 1,549 residents, 0.4% of Berks County population.
428,483 BERKS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,549 HEREFORD RESIDENTS ↳ 0.4% of Berks County residents
Underwriting Guidelines

Are Hereford residents with high cholesterol able to qualify for life insurance?

Hereford applicants with high cholesterol qualify routinely. The local risk pool — Berks County's ~430,000 residents, 8.0% without health coverage — shows 35.3% adult prevalence of high cholesterol and 25.4% with arthritis. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Hereford families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Riverview Park →

📊 Top Health Considerations (CDC)

Top Health Considerations for Hereford (CITY) High cholesterol: 35.3%. High blood pressure: 33.8%. Obesity: 34.1%. Diagnosed diabetes: 10.5%. Current smoking: 16.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · HEREFORD High cholesterol 35.3% High blood pressure 33.8% Obesity 34.1% Diagnosed diabetes 10.5% Current smoking 16.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Berks County Gov Portal .GOV
Population ~1,549
Lack of health insurance (18–64) 6.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4234008
Google Maps
Hereford Township photo 1
Photos by Marty McGuire via Google Maps
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Hereford Township
Hereford Township, PA, USA
Available in Hereford

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Berks County and Neighboring Pennsylvania Counties

Cities served near Hereford.

June Marcia Williams writes life insurance and supplemental health policies across Berks County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Hereford

30 Cities · 3 Counties
Schuylkill County10
AndreasDonaldsonKaskaLavelleLlewellynNew PhiladelphiaNurembergOrwinRavineRenningers
Berks CountyHome10
AlleghenyvilleBowersDaubervilleDryvilleEdenburgGrillPennsidePennwynSchubertWhitfield
Lebanon County10
AvonCornwallFort Indiantown GapFredericksburgLawnMount Gretna HeightsMyerstownOnoPalmyraPleasant Hill
Official Resources

Know your rights in Hereford.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Hereford insurance — answered.

💰

How much does life insurance cost in Hereford?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Hereford
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Hereford?

Yes. June serves all of Hereford and every municipality in Berks County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

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