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Home›New Jersey›Warren County›Upper Pohatcong

June Marcia Williams — Licensed Insurance Agent in Upper Pohatcong, NJ
June Marcia Williams
Your Insurance Agent in Upper Pohatcong, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Upper Pohatcong, NJ...
National Producer No.
17209549
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Life Insurance in Upper Pohatcong, NJ

Top-Rated Financial Protection for Upper Pohatcong Residents

Honest, Local Insurance Guidance for Your Family's Future in Warren County

Your local licensed agent in Upper Pohatcong, Warren County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Upper Pohatcong, Warren County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Upper Pohatcong, NJ

Upper Pohatcong, NJ — Your Local Producer

Hello to my neighbors in Upper Pohatcong. I appreciate the strong sense of community and the beautiful natural surroundings we enjoy here in Warren County. As a licensed insurance producer, my goal is to provide you with clear, straightforward information to help protect what matters most. I'm June Marcia Williams (NPN: 17209549), and I'm here to help you navigate your options for Term Life, Whole Life, Final Expense, Critical Illness, and other personal insurance needs. I believe in taking the time to understand your unique situation, and I'm committed to helping you plan for the future with confidence. (NJ License No: 1543971)

  • Pohatcong Township Municipal Building
  • Pohatcong Township School
  • Warren County Bikeway
NPN17209549NJ License1543971

Upper Pohatcong is home to approximately 1,800 residents in Warren County, with a median age of 38.3 and a median household income of $95,900. About 89% of homes are owner-occupied; the median home value is $228,000. 23% of adults hold a bachelor's degree or higher; households with children make up 28%; veterans comprise 5% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Upper Pohatcong households.

How Upper Pohatcong compares to Warren County

WARREN COUNTY · 110K RESIDENTS UPPER POHATCONG · 2K RESIDENTS
Warren County vs Upper Pohatcong — population comparison Warren County: 109,739 residents. Upper Pohatcong: 1,773 residents, 1.6% of Warren County population.
109,739 WARREN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,773 UPPER POHATCONG RESIDENTS ↳ 1.6% of Warren County residents
Underwriting Guidelines

How does arthritis impact life insurance underwriting in Upper Pohatcong, NJ?

Coverage is widely available. Upper Pohatcong sits within Warren County (population ~110,000, 9.1% uninsured), where 21.3% of adults have arthritis alongside 14.0% with current cigarette smoking per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Mount Hermon →

📊 Top Health Considerations (CDC)

Top Health Considerations for Upper Pohatcong (CITY) High cholesterol: 39.3%. High blood pressure: 35.3%. Obesity: 34.5%. Diagnosed diabetes: 10.7%. Current cigarette smoking: 14%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · UPPER POHATCONG High cholesterol 39.3% High blood pressure 35.3% Obesity 34.5% Diagnosed diabetes 10.7% Current cigarette smoking 14.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Warren County Gov Portal .GOV
Population ~1,773
Lack of health insurance (18–64) 10.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3475120
Google Maps
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Available in Upper Pohatcong

Life Insurance Products in Upper Pohatcong, NJ

10 insurance products available in Upper Pohatcong

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Warren County and Nearby New Jersey Counties

Life Insurance by City Near Upper Pohatcong, NJ

Life insurance by city across Warren County and adjacent New Jersey counties.

🌟 Cities Served near Upper Pohatcong

30 Cities · 3 Counties
Hunterdon County10
AnnandaleBloomsburyCalifonClintonFlemingtonFrenchtownGlen GardnerHamptonHigh BridgeLambertville
Warren CountyHome10
AlphaBelvidereBlairstownColumbiaGreat MeadowsHackettstownHarmonyJohnsonburgOxfordPhillipsburg
Morris County10
ButlerDenvilleFlorham ParkLincoln ParkMontvilleMorristownMount ArlingtonParsippanyPequannockWharton
Official Resources

Know your rights in Upper Pohatcong.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Upper Pohatcong Life Insurance Questions

💰

How much does life insurance cost in Upper Pohatcong?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Upper Pohatcong
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Upper Pohatcong?

Yes. June serves all of Upper Pohatcong and every municipality in Warren County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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