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Home›New Jersey›Warren County›Oxford

June Marcia Williams — Licensed Insurance Agent in Oxford, NJ
June Marcia Williams
Your Insurance Agent in Oxford, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Oxford, NJ...
National Producer No.
17209549
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Life Insurance in Oxford, NJ

Securing Families Across Warren County with 9 Tailored Product Lines

Why Oxford Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Oxford, Warren County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Oxford, Warren County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Oxford, NJ

Oxford, NJ — Your Local Producer

For my neighbors in Oxford, life in Warren County offers a special kind of peace of mind, and protecting your family's future is a natural part of that. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping my fellow New Jersey residents navigate their options. I provide clear, straightforward guidance on personal policies like Term Life, Whole Life, Final Expense, and Critical Illness coverage. My goal is to help you understand your choices and find a plan that fits your unique circumstances, right here in our community. (NPN: 17209549, New Jersey License No: 1543971)

  • Oxford Furnace
  • Oxford Central School
  • Oxford Municipal Building
NPN17209549NJ License1543971

Oxford is home to approximately 1,200 residents in Warren County, with a median age of 43.1 and a median household income of $60,800. About 80% of homes are owner-occupied; the median home value is $176,000. 28% of adults hold a bachelor's degree or higher; households with children make up 34%; veterans comprise 3% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Oxford households.

How Oxford compares to Warren County

WARREN COUNTY · 110K RESIDENTS OXFORD · 1K RESIDENTS
Warren County vs Oxford — population comparison Warren County: 109,739 residents. Oxford: 1,249 residents, 1.1% of Warren County population.
109,739 WARREN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,249 OXFORD RESIDENTS ↳ 1.1% of Warren County residents
Underwriting Guidelines

Does obesity affect life insurance rates in Oxford, NJ?

Oxford applicants with obesity qualify routinely. The local risk pool — Warren County's ~110,000 residents, 9.1% without health coverage — shows 31.9% adult prevalence of obesity and 34.3% with high blood pressure. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Harmony →

📊 Top Health Considerations (CDC)

Top Health Considerations for Oxford (CITY) High cholesterol: 40%. High blood pressure: 34.3%. Obesity: 31.9%. Diagnosed diabetes: 9.6%. Current cigarette smoking: 12.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · OXFORD High cholesterol 40.0% High blood pressure 34.3% Obesity 31.9% Diagnosed diabetes 9.6% Current cigarette smoking 12.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Warren County Gov Portal .GOV
Population ~1,249
Lack of health insurance (18–64) 8.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3455500
Google Maps
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Oxford Township Municipal Office photo 1Oxford Township Municipal Office photo 2Oxford Township Municipal Office photo 3
Photos by Jennifer Stadt , Jennifer Stadt , Jennifer Stadt via Google Maps
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Oxford Township Municipal Office
(908) 453-3098
oxfordtwpnj.org
11 Green St, Oxford, NJ 07863, USA
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Available in Oxford

Life Insurance Products in Oxford, NJ

10 insurance products available in Oxford

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Warren County and Nearby New Jersey Counties

Life Insurance by City Near Oxford, NJ

Life insurance by city across Warren County and adjacent New Jersey counties.

🌟 Cities Served near Oxford

30 Cities · 3 Counties
Union County10
Berkeley HeightsClarkElizabethGarwoodLindenNew ProvidencePlainfieldRahwayRoselleSummit
Warren CountyHome10
AlphaBelvidereBlairstownColumbiaGreat MeadowsHackettstownHarmonyJohnsonburgPhillipsburgPort Murray
Hunterdon County10
AnnandaleBloomsburyCalifonClintonFlemingtonFrenchtownGlen GardnerHamptonHigh BridgeLambertville
Official Resources

Know your rights in Oxford.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Oxford Life Insurance Questions

💰

How much does life insurance cost in Oxford?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Oxford
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Oxford?

Yes. June serves all of Oxford and every municipality in Warren County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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