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Home›New Jersey›Monmouth County›Shark River Hills

June Marcia Williams — Licensed Insurance Agent in Shark River Hills, NJ
June Marcia Williams
Your Insurance Agent in Shark River Hills, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Shark River Hills, NJ...
National Producer No.
17209549
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Life Insurance in Shark River Hills, NJ

Your Local NJ Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Shark River Hills Without the Complexity

Your local licensed agent in Shark River Hills, Monmouth County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Shark River Hills, Monmouth County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Shark River Hills, NJ

Shark River Hills, NJ — Your Local Producer

For my neighbors in Shark River Hills, the unique charm of our Monmouth County community is something special we all value. Protecting your family’s future here is my priority. My name is June Marcia Williams, and as a licensed New Jersey insurance producer, I am dedicated to helping local families navigate their personal insurance options. I can help you understand choices like Term Life, Whole Life, Final Expense, and other specialized coverage to secure peace of mind. I'm here to provide clear, straightforward guidance tailored to your specific situation. (NPN: 17209549, NJ License: 1543971)

  • Shark River Hills Elementary School
  • Shark River Hills Fire Company
  • South Riverside Drive
NPN17209549NJ License1543971

Shark River Hills is home to approximately 3,000 residents in Monmouth County, with a median age of 51.3 and a median household income of $123,000. About 98% of homes are owner-occupied; the median home value is $446,000. 49% of adults hold a bachelor's degree or higher; households with children make up 22%; veterans comprise 6% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Shark River Hills households.

How Shark River Hills compares to Monmouth County

MONMOUTH COUNTY · 643K RESIDENTS SHARK RIVER HILLS · 3K RESIDENTS
Monmouth County vs Shark River Hills — population comparison Monmouth County: 643,064 residents. Shark River Hills: 3,010 residents, 0.5% of Monmouth County population.
643,064 MONMOUTH COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
3,010 SHARK RIVER HILLS RESIDENTS ↳ 0.5% of Monmouth County residents
Underwriting Guidelines

Can I get life insurance with high cholesterol in Shark River Hills, NJ?

Coverage is widely available. Shark River Hills sits within Monmouth County (population ~643,000, 7.7% uninsured), where 39.6% of adults have high cholesterol alongside 34.2% with obesity per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Allenhurst →

📊 Top Health Considerations (CDC)

Top Health Considerations for Shark River Hills (CITY) High cholesterol: 39.6%. High blood pressure: 37.4%. Obesity: 34.2%. Diagnosed diabetes: 12%. Current cigarette smoking: 11.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SHARK RIVER HILLS High cholesterol 39.6% High blood pressure 37.4% Obesity 34.2% Diagnosed diabetes 12.0% Current cigarette smoking 11.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Monmouth County Gov Portal .GOV
Population ~3,010
Lack of health insurance (18–64) 9.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3466840
Google Maps
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Available in Shark River Hills

Life Insurance Products in Shark River Hills, NJ

10 insurance products available in Shark River Hills

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Monmouth County and Nearby New Jersey Counties

Life Insurance by City Near Shark River Hills, NJ

Life insurance by city across Monmouth County and adjacent New Jersey counties.

🌟 Cities Served near Shark River Hills

30 Cities · 3 Counties
Union County10
Berkeley HeightsClarkElizabethGarwoodLindenNew ProvidencePlainfieldRahwayRoselleSummit
Monmouth CountyHome10
Asbury ParkHazletHolmdelHowellKeansburgLong BranchManalapanMarlboroUnion BeachWall
Mercer County10
HightstownLawrencevilleMercervillePenningtonPrincetonPrinceton JunctiTitusvilleTrentonWest TrentonWindsor
Official Resources

Know your rights in Shark River Hills.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Shark River Hills Life Insurance Questions

💰

How much does life insurance cost in Shark River Hills?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Shark River Hills
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Shark River Hills?

Yes. June serves all of Shark River Hills and every municipality in Monmouth County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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