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June Marcia Williams — Licensed Insurance Agent in Lincroft, NJ
June Marcia Williams
Your Insurance Agent in Lincroft, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Lincroft, NJ...
National Producer No.
17209549
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Life Insurance in Lincroft, NJ

Your Local NJ Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Lincroft Without the Complexity

Your local licensed agent in Lincroft, Monmouth County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Lincroft, Monmouth County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Lincroft, NJ

Lincroft, NJ — Your Local Producer

Hello, Lincroft neighbors! In a community as special as ours here in Monmouth County, protecting your family’s future is a top priority. My name is June Marcia Williams, and I am a local, licensed insurance producer (NPN: 17209549) right here in New Jersey. I specialize in helping individuals and families understand their options for personal insurance, including Term Life, Final Expense, Critical Illness, and Accident & Injury policies. My commitment is to provide clear, straightforward guidance tailored to your unique situation, helping you secure peace of mind. I'm proud to serve the Lincroft community. (NJ License No: 1543971)

  • Brookdale Community College
  • Thompson Park
  • Lincroft Elementary School
NPN17209549NJ License1543971

Lincroft is home to approximately 6,800 residents in Monmouth County, with a median age of 44.4 and a median household income of $187,000. About 91% of homes are owner-occupied; the median home value is $674,000. 65% of adults hold a bachelor's degree or higher; households with children make up 42%; veterans comprise 2% of residents. Average household size is 2.9. These demographic markers shape which life insurance products fit Lincroft households.

How Lincroft compares to Monmouth County

MONMOUTH COUNTY · 643K RESIDENTS LINCROFT · 7K RESIDENTS
Monmouth County vs Lincroft — population comparison Monmouth County: 643,064 residents. Lincroft: 6,793 residents, 1.1% of Monmouth County population.
643,064 MONMOUTH COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
6,793 LINCROFT RESIDENTS ↳ 1.1% of Monmouth County residents
Underwriting Guidelines

Are Lincroft residents with current cigarette smoking able to qualify for life insurance?

Yes. Monmouth County's health profile — 643,000 residents, 7.7% uninsured, 8.1% adults with current cigarette smoking, 8.9% with cancer (non-skin) or melanoma — shapes how A-rated carriers tier rate classes for Lincroft applicants. Standard or Preferred is achievable when current cigarette smoking is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Oakhurst →

📊 Top Health Considerations (CDC)

Top Health Considerations for Lincroft (CITY) High cholesterol: 39.5%. High blood pressure: 31%. Obesity: 28%. Diagnosed diabetes: 8.3%. Current cigarette smoking: 8.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LINCROFT High cholesterol 39.5% High blood pressure 31.0% Obesity 28.0% Diagnosed diabetes 8.3% Current cigarette smoking 8.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Monmouth County Gov Portal .GOV
Population ~6,793
Lack of health insurance (18–64) 5.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3440320
Google Maps
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Available in Lincroft

Life Insurance Products in Lincroft, NJ

10 insurance products available in Lincroft

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Monmouth County and Nearby New Jersey Counties

Life Insurance by City Near Lincroft, NJ

Life insurance by city across Monmouth County and adjacent New Jersey counties.

🌟 Cities Served near Lincroft

30 Cities · 3 Counties
Hudson County10
BayonneGuttenbergHobokenJersey CityKearnyNorth BergenSecaucusUnion CityWeehawkenWest New York
Monmouth CountyHome10
Asbury ParkHazletHolmdelHowellKeansburgLong BranchManalapanMarlboroUnion BeachWall
Middlesex County10
CarteretCranburyEast BrunswickEdisonHighland ParkNew BrunswickOld BridgePerth AmboyPlainsboroWoodbridge
Official Resources

Know your rights in Lincroft.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Lincroft Life Insurance Questions

💰

How much does life insurance cost in Lincroft?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Lincroft
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Lincroft?

Yes. June serves all of Lincroft and every municipality in Monmouth County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

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