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June Marcia Williams — Licensed Insurance Agent in South Amboy, NJ
June Marcia Williams
Your Insurance Agent in South Amboy, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing South Amboy, NJ...
National Producer No.
17209549
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Trusted Life Insurance in South Amboy, NJ | Local Expert

Securing Families Across Middlesex County with 9 Tailored Product Lines

Why South Amboy Residents Rely on June for Complete Peace of Mind

Your local licensed agent in South Amboy, Middlesex County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for South Amboy, Middlesex County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · South Amboy, NJ

South Amboy, NJ — Your Local Producer

For my neighbors in South Amboy, I understand the importance of planning for the future with confidence. In a close-knit Middlesex County community like ours, known for its rich history and waterfront charm, protecting your family’s financial well-being is a top priority. As an individual licensed insurance producer, I offer personalized guidance on a range of personal insurance options, including Term Life, Final Expense, and Critical Illness plans. My focus is on helping you navigate your choices with clarity and care, ensuring you find a solution that fits your unique needs. (June Marcia Williams, NPN: 17209549, NJ License No: 1543971)

  • South Amboy Train Station
  • Raritan Bay Waterfront Park
  • South Amboy City Hall
NPN17209549NJ License1543971

South Amboy is home to approximately 9,300 residents in Middlesex County, with a median age of 41.0 and a median household income of $94,800. About 54% of homes are owner-occupied; the median home value is $346,000. 30% of adults hold a bachelor's degree or higher; households with children make up 27%; veterans comprise 7% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit South Amboy households.

How South Amboy compares to Middlesex County

MIDDLESEX COUNTY · 860K RESIDENTS SOUTH AMBOY · 9K RESIDENTS
Middlesex County vs South Amboy — population comparison Middlesex County: 860,147 residents. South Amboy: 9,336 residents, 1.1% of Middlesex County population.
860,147 MIDDLESEX COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
9,336 SOUTH AMBOY RESIDENTS ↳ 1.1% of Middlesex County residents

Does current cigarette smoking affect life insurance rates in South Amboy, NJ?

Yes, qualification is common in South Amboy. Within Middlesex County's ~864,000 residents — including the 10.8% currently without health coverage — 12.4% of adults manage current cigarette smoking and 38.9% live with high cholesterol per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches South Amboy families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Sewaren →

📊 Top Health Considerations (CDC)

Top Health Considerations for South Amboy (CITY) High cholesterol: 38.9%. High blood pressure: 34.3%. Obesity: 33.3%. Diagnosed diabetes: 11%. Current cigarette smoking: 12.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SOUTH AMBOY High cholesterol 38.9% High blood pressure 34.3% Obesity 33.3% Diagnosed diabetes 11.0% Current cigarette smoking 12.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~9,336
Lack of health insurance (18–64) 10.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3468550
Google Maps
3.2 9 reviews
City of South Amboy photo 1City of South Amboy photo 2City of South Amboy photo 3
Photos by Wilson Mella , Wilson Mella , Vincent via Google Maps
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City of South Amboy
Open now · Mon 8:30 AM – 4:00 PM
140 N Broadway, South Amboy, NJ 08879, USA
Recent Reviews
Joseph Marrero ★☆☆☆☆
"I tried to speak to someone about the horrible recycling service we have in south Amboy. I had to go all the way to the top of the ladder. The admin lady that I spoke to was so rude. Instead of hearin…"
Susan Antonelos ★★★★★
"I walk down at the waterfront park nearly everyday. I just want to say what a great job public works does keeping the waterfront so beautiful. It’s always well taken care of. I’m sure the staff onl…"

Your coverage options.

Life insurance, supplemental health, business protection, and notary services — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized

Cities served near South Amboy.

June Marcia Williams writes life insurance and supplemental health policies across Middlesex County and adjacent New Jersey counties — all within the same New Jersey regulatory framework.

Know your rights in South Amboy.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

South Amboy insurance — answered.

💰

How much does life insurance cost in South Amboy?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

South Amboy
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of South Amboy?

Yes. June serves all of South Amboy and every municipality in Middlesex County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

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