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Home›New Jersey›Middlesex County›Laurence Harbor

June Marcia Williams — Licensed Insurance Agent in Laurence Harbor, NJ
June Marcia Williams
Your Insurance Agent in Laurence Harbor, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Laurence Harbor, NJ...
National Producer No.
17209549
Verify ↗

Life Insurance in Laurence Harbor, NJ

Securing Families Across Middlesex County with 9 Tailored Product Lines

Why Laurence Harbor Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Laurence Harbor, Middlesex County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Laurence Harbor, Middlesex County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Laurence Harbor, NJ

Laurence Harbor, NJ — Your Local Producer

Hello, Laurence Harbor! As a fellow New Jersey resident, I appreciate the unique charm of our Middlesex County communities, from the scenic views along the Raritan Bay to the strong neighborhood bonds. As a licensed insurance producer, my goal is to help my neighbors here in the 08879 area navigate their options for personal insurance. Whether you're considering Term Life, Final Expense, or other policies to protect your family's future, I'm here to provide clear, straightforward guidance. I'm June Marcia Williams (NPN: 17209549, NJ License No: 1543971), and I look forward to helping you find a plan that fits your life.

  • Laurence Harbor Waterfront Park
  • Old Bridge Waterfront Park
  • Intersection of Route 35 & Laurence Parkway
NPN17209549NJ License1543971

Laurence Harbor is home to approximately 6,400 residents in Middlesex County, with a median age of 46.2 and a median household income of $95,400. About 83% of homes are owner-occupied; the median home value is $314,000. 33% of adults hold a bachelor's degree or higher; households with children make up 29%; veterans comprise 3% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Laurence Harbor households.

How Laurence Harbor compares to Middlesex County

MIDDLESEX COUNTY · 860K RESIDENTS LAURENCE HARBOR · 6K RESIDENTS
Middlesex County vs Laurence Harbor — population comparison Middlesex County: 860,147 residents. Laurence Harbor: 6,418 residents, 0.7% of Middlesex County population.
860,147 MIDDLESEX COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
6,418 LAURENCE HARBOR RESIDENTS ↳ 0.7% of Middlesex County residents
Underwriting Guidelines

Are Laurence Harbor residents with current cigarette smoking able to qualify for life insurance?

Laurence Harbor applicants with current cigarette smoking qualify routinely. The local risk pool — Middlesex County's ~860,000 residents, 10.8% without health coverage — shows 12.4% adult prevalence of current cigarette smoking and 38.9% with high cholesterol. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Kingston →

📊 Top Health Considerations (CDC)

Top Health Considerations for Laurence Harbor (CITY) High cholesterol: 38.9%. High blood pressure: 34.3%. Obesity: 33.3%. Diagnosed diabetes: 11%. Current cigarette smoking: 12.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LAURENCE HARBOR High cholesterol 38.9% High blood pressure 34.3% Obesity 33.3% Diagnosed diabetes 11.0% Current cigarette smoking 12.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Middlesex County Gov Portal .GOV
Population ~6,418
Lack of health insurance (18–64) 10.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3439360
Google Maps
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Available in Laurence Harbor

Life Insurance Products in Laurence Harbor, NJ

10 insurance products available in Laurence Harbor

All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Middlesex County and Nearby New Jersey Counties

Life Insurance by City Near Laurence Harbor, NJ

Life insurance by city across Middlesex County and adjacent New Jersey counties.

🌟 Cities Served near Laurence Harbor

30 Cities · 3 Counties
Somerset County10
BernardsvilleBridgewaterGreen BrookManvillePeapackPeapack and GladstoneRaritanSouth Bound BrookWarrenWatchung
Middlesex CountyHome10
CarteretCranburyEast BrunswickEdisonHighland ParkNew BrunswickOld BridgePerth AmboyPlainsboroWoodbridge
Union County10
Berkeley HeightsClarkElizabethGarwoodLindenNew ProvidencePlainfieldRahwayRoselleSummit
Official Resources

Know your rights in Laurence Harbor.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Laurence Harbor Life Insurance Questions

💰

How much does life insurance cost in Laurence Harbor?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Laurence Harbor
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Laurence Harbor?

Yes. June serves all of Laurence Harbor and every municipality in Middlesex County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
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