Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›New Jersey›Middlesex County›Colonia

June Marcia Williams — Licensed Insurance Agent in Colonia, NJ
June Marcia Williams
Your Insurance Agent in Colonia, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Colonia, NJ...
National Producer No.
17209549
Verify ↗

Secure Your Family's Future | Custom Life Insurance in Colonia

Dedicated Coverage Options from Final Expense to Term Life in Middlesex County

The Smart Choice for Dependable Life Insurance in Colonia, NJ

Your local licensed agent in Colonia, Middlesex County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Colonia, Middlesex County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Colonia, NJ

Colonia, NJ — Your Local Producer

Hello, Colonia! As a resident of Middlesex County, I appreciate the strong community spirit that makes our area so special. It's my privilege to serve my neighbors as a licensed insurance producer, offering clear guidance on a range of personal insurance options. Whether you're planning for your family's future with Term or Whole Life insurance, seeking protection against unexpected events with Critical Illness or Accident & Injury coverage, or exploring Final Expense plans, I'm here to help you navigate your choices. My goal is to provide straightforward information so you can feel confident in your decisions. (June Marcia Williams, NPN: 17209549, New Jersey License No: 1543971)

  • Colonia High School
  • Colonia Public Library
  • Colonia Train Station
NPN17209549NJ License1543971

Colonia is home to approximately 18,600 residents in Middlesex County, with a median age of 42.7 and a median household income of $129,000. About 89% of homes are owner-occupied; the median home value is $440,000. 44% of adults hold a bachelor's degree or higher; households with children make up 34%; veterans comprise 3% of residents. Average household size is 3.0. These demographic markers shape which life insurance products fit Colonia households.

How Colonia compares to Middlesex County

MIDDLESEX COUNTY · 860K RESIDENTS COLONIA · 19K RESIDENTS
Middlesex County vs Colonia — population comparison Middlesex County: 860,147 residents. Colonia: 18,581 residents, 2.2% of Middlesex County population.
860,147 MIDDLESEX COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
18,581 COLONIA RESIDENTS ↳ 2.2% of Middlesex County residents
Underwriting Guidelines

Does current cigarette smoking affect life insurance rates in Colonia, NJ?

Yes, qualification is common in Colonia. Within Middlesex County's ~864,000 residents — including the 10.8% currently without health coverage — 10.3% of adults manage current cigarette smoking and 39.7% live with high cholesterol per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Colonia families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Clearbrook →

📊 Top Health Considerations (CDC)

Top Health Considerations for Colonia (CITY) High cholesterol: 39.7%. High blood pressure: 33.7%. Obesity: 30%. Diagnosed diabetes: 10.7%. Current cigarette smoking: 10.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · COLONIA High cholesterol 39.7% High blood pressure 33.7% Obesity 30.0% Diagnosed diabetes 10.7% Current cigarette smoking 10.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Middlesex County Gov Portal .GOV
Population ~18,581
Lack of health insurance (18–64) 8.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3414380
Google Maps
View on Google Maps
Available in Colonia

Your coverage options.

Life insurance, supplemental health, business protection, and notary services — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage 📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Middlesex County and Neighboring New Jersey Counties

Cities served near Colonia.

June Marcia Williams writes life insurance and supplemental health policies across Middlesex County and adjacent New Jersey counties — all within the same New Jersey regulatory framework.

🌟 Cities Served near Colonia

30 Cities · 3 Counties
Essex County10
Ampere NorthBloomfieldEast OrangeLlewellyn ParkMaplewoodNewarkOrangePleasantdaleUpper MontclairWest Orange
Middlesex CountyHome10
AvenelBrownvilleFordsIselinLaurence HarborMenlo Park TerraceOld BridgePerth AmboyPort ReadingSewaren
Somerset County10
Bradley GardensBridgewaterBridgewater CenterFinderneGriggstownMartinsvilleNeshanicSomersetTen Mile RunThe Hills
Official Resources

Know your rights in Colonia.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Colonia insurance — answered.

💰

How much does life insurance cost in Colonia?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Colonia
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Colonia?

Yes. June serves all of Colonia and every municipality in Middlesex County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified
Nearby Cities

Coverage continues next door.

← Previous Clearbrook Middlesex County, NJ 10 products available
•
You Are Here Colonia Middlesex County, NJ
•
Next → Concordia Middlesex County, NJ 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia