June Marcia Williams

Your Insurance Agent in Debary, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Debary, FL...

National Producer No.

17209549

Verify ↗

Hospital Indemnity Insurance in Debary, FL

Affordable daily benefit plans. Guaranteed renewable.

Hospital indemnity insurance for Debary, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — fixed daily cash benefit for each day admitted to a hospital, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Debary, FL

Debary, FL — Your Local Producer

Hello, Debary! I love the unique charm of our corner of Volusia County, from the natural beauty along the St. Johns River to our strong community spirit. As your neighbor, I understand the importance of protecting what matters most. That's why I'm dedicated to helping local families secure their financial futures. As a licensed insurance producer, I can help you explore options like Term Life, Whole Life, Final Expense, and other personal policies to find the right fit for your needs. I'm June Marcia Williams (NPN: 17209549, Florida License No: W840529), and I'm here to provide clear, personalized guidance.

DeBary Hall Historic Site
Gemini Springs Park
DeBary City Hall

NPN17209549FL LicenseW840529

Licensed Hospital Indemnity Producers in Debary

185 on public record · Florida DFS · Fla. Stat. §119.01

Abigail Hamdan

Life Including Variable Annuity & Health

NPN 21238033 Licensed 2024

Adam Skove

Life Including Variable Annuity & Health

NPN 18603736 Licensed 2017

Adam Smith

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 19093061 Licensed 2019

Adriana Jose Ochoa

Life Including Variable Annuity & Health

NPN 22179532 Licensed 2026

Albert Clayton Jones

Life Including Variable Annuity & Health

NPN 21716624 Licensed 2025

Alexis Camacho

Life Including Variable Annuity & Health

NPN 21709212 Licensed 2025

Alma Veronica Chavez

Life Including Variable Annuity & Health

NPN 20277788 Licensed 2022

Amanda Elizabeth Tervo

Life Including Variable Annuity & Health

NPN 19600285 Licensed 2020

Amnecke Yezenea Vasquez Calderon

Life Including Variable Annuity & Health

NPN 18843775 Licensed 2018

Ana Belen Betancourt

Life Including Variable Annuity & Health

NPN 20393858 Licensed 2022

Anastasia Mikaela Newsome

Life Including Variable Annuity & Health

NPN 17781950 Licensed 2015

Andres Ruben Sylva

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 12048499 Licensed 2009

Angel Manuel Pabon

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 19843445 Licensed 2026

Anita Compton Neely

Life Including Variable Annuity & Health

NPN 20025545 Licensed 2021

Annabelle Virginia Leach-Russell

Life Including Variable Annuity & Health

NPN 21596972 Licensed 2025

Anne Elizabeth Daley

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 20008121 Licensed 2021

Anthony Panzica

Life Including Variable Annuity & Health

NPN 21651858 Licensed 2025

Arleen Bhoannie Contreras

Life Including Variable Annuity & Health

NPN 19906523 Licensed 2021

Auris Alcantara Pina

Life Including Variable Annuity & Health

NPN 21480221 Licensed 2025

Aurora Victoria Ramirez

Life Including Variable Annuity & Health

NPN 21760762 Licensed 2025

Austin Botts

Life Including Variable Annuity & Health

NPN 20348552 Licensed 2022

Barbara M Fedder

Life Including Variable Annuity & Health

NPN 8800830 Licensed 2006

Benjamin Bliss

Life Including Variable Annuity & Health

NPN 17839789 Licensed 2016

Bradley D Estes

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 506654 Licensed 1987

View all 185 licensed hospital indemnity producers in Debary →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Hospital Indemnity Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Hospital Indemnity Insurance across the Debary regional market. Rates are localized using regional health baselines.

Official Debary Resources

County Volusia County

Population ~22,310

Lack of insurance (18–64) 10.9%

FIPS code 1216675

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Debary rates. Start your quote request below.

FL OIR .GOV Volusia County Gov Portal .GOV

3.0 8 reviews

Photos by Michael S , Michael S , Michael S via Google Maps

View on Google Maps

Debary City Hall

Open now · Mon 8:00 AM – 5:00 PM

(386) 668-2040

debary.org

16 Colomba Rd, DeBary, FL 32713, USA

Recent Reviews

Randy Pittman ★☆☆☆☆

"Went to Debary city hall. To inquire about a demolition permit. The employee . That I dealt with was rude. How dare me asking questions about doing it legal. She says .go to the portal. In which I di…"

Sophia Hermosilla ★★★★★

"As a permit tech for a busy roofing contractor, I run permits with Debary pretty often. The techs here are awesome. If you are consistent in giving them what they need to do their job, they won't give…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Hospital Indemnity Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Cash benefits for unexpected hospital stays — no obligation — quick & easy pre-qualification

Hospital confinement — daily benefit

$100

$200

$500

$1,100

ICU confinement — daily benefit

$200

$400

$750

$1,500

Who needs coverage?

Just Me

Me + Spouse

Family

✅

Your benefit selections are ready!

June will review your hospital & ICU benefit levels and match you with the best carrier for your coverage needs. Enter your contact info to get started.

Your Name

Phone Number

Email Address

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure · Never shared · June responds within 30 min

✅

Consultation Request Sent!

June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Hospital Indemnity Options

Core Benefit

Hospital Confinement

Daily cash for inpatient stays

$100-$1,100 per day
Paid from day 1 of admission
Any covered reason
No network restrictions
Paid directly to you

Get Quote

ICU Confinement

Enhanced daily rate for intensive care

$200-$1,500 per day
Paid in lieu of hospital rate
Critical care situations
No lifetime maximum
Guaranteed renewable

Get Quote

Optional Benefits

Skilled nursing + outpatient

Skilled nursing: $50-$550/day
Up to 14 days after 7-day elimination
Outpatient surgery: $50-$550
One surgery per year
Wellness visit: $75/year

Get Quote

Important — what this coverage does not pay

This is limited benefit supplemental coverage. It is not major medical insurance, not comprehensive health coverage, and not a substitute for either. It does not meet minimum essential coverage requirements.

Benefits are paid only when the policy’s specific conditions are met. This policy contains exclusions, limitations, and reductions of benefits, and terms under which the policy may be continued in force or discontinued. Some benefits do not begin until a waiting period has passed. Losses caused by a health condition you had before your coverage start date may not be covered. Coverage of this type is guaranteed renewable; premium rates may change, but only for an entire class of policies, never for you individually.

For costs and complete details of the coverage, including the full list of exclusions and limitations, review the policy documents or contact us before applying.

📖 Hospital Indemnity Knowledge

Everything You Need to Know About Hospital Indemnity Insurance

🏨

What Is Hospital Indemnity Insurance?

Hospital indemnity pays a fixed daily cash benefit for every day you're confined to a hospital — regardless of the reason. Accident, illness, planned surgery — it doesn't matter. The cash is paid directly to you, not the hospital. Use it for copays, deductibles, lost income, childcare, mortgage, or anything else while you recover.

💲

How Daily Benefits Work

You choose your daily benefit at enrollment: $100 to $1,100/day for hospital, $200 to $1,500/day for ICU. A 5-day hospital stay at $500/day = $2,500 cash. A 3-day ICU stay at $1,000/day = $3,000 cash. Benefits are paid per confinement with no annual or lifetime maximum on the number of stays.

📊

Hospital Indemnity vs. Health Insurance

Health insurance covers hospital bills. Hospital indemnity covers everything health insurance doesn't — your deductible (national average $1,787 for single coverage, KFF 2024), copays, out-of-network charges, transportation, childcare, and lost wages. Even with health insurance, out-of-pocket costs for a hospital stay in Florida can run $1,200–$3,500. Hospital indemnity fills the gap from day one.

💊

Skilled Nursing & Outpatient

Optional riders add skilled nursing facility benefits ($50-$550/day for up to 14 days after a 7-day elimination period) and outpatient surgery benefits ($50-$550 per procedure, one per year). The wellness visit rider pays $75/year for preventative care — a benefit that pays even if you're never hospitalized.

👨‍👩‍👧

Who Needs Hospital Indemnity?

Anyone with a high-deductible health plan (HDHP), an HSA, or Medicare. If your health insurance deductible is $1,000+, hospital indemnity fills the gap from day one. It's also ideal for self-employed workers who lose income during hospital stays, and families where one hospitalization could create a financial emergency.

⚖️

Florida Consumer Protections

Hospital indemnity policies through our carriers are guaranteed renewable with level premiums. Florida requires a 14-day free-look period (Fla. Stat. § 627.4554). Issue ages 18–85. Guaranteed issue available for qualified worksites. Simplified issue for individuals requires health questions. Medicaid may reduce benefits. Federal law (Social Security Act § 1882) requires uniform Medigap disclosure for applicants 65+.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.

Life Insurance in Debary

More Insurance Options in Debary, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Hospital Indemnity Insurance FAQ

💰

How much does hospital indemnity pay per day?

Hospital confinement benefits range from $100 to $1,100 per day. ICU benefits range from $200 to $1,500 per day. You choose your daily benefit amount at enrollment.

🏥

Does it cover any reason for hospitalization?

Yes. Hospital indemnity pays for any covered hospitalization — accident, illness, or planned surgery. Pre-existing conditions have a 12-month lookback period.

📋

Can I use it with Medicare?

Yes. Hospital indemnity is a popular Medicare supplement. It helps cover Medicare Part A deductibles and copays. Issue ages up to 85. Federal law (Social Security Act § 1882) requires a uniform Medigap Outline of Coverage disclosure for all applicants age 65+.

🏥

Is there a limit on how many times I can use it?

No annual or lifetime maximum on the number of hospital stays. Benefits are paid per confinement. The policy is guaranteed renewable for life with level premiums.

🩺

Is a medical exam required?

No medical exam. Simplified issue requires health questions. Guaranteed issue available through qualified employer groups. Issue ages 18-85.

Nearby Hospital Indemnity Coverage

Read the Full Hospital Indemnity Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Hospital Indemnity Insurance in Debary, FL

Debary, FL — Your Local Producer

Licensed Hospital Indemnity Producers in Debary

🏨 Hospital Indemnity Insurance Underwriting Scope

🏛️ Official Debary Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

Check Your Coverage Options

Consultation Request Sent!

Hospital Indemnity Options

Hospital Confinement

ICU Confinement

Optional Benefits

Everything You Need to Know About Hospital Indemnity Insurance

What Is Hospital Indemnity Insurance?

How Daily Benefits Work

Hospital Indemnity vs. Health Insurance

Skilled Nursing & Outpatient

Who Needs Hospital Indemnity?

Florida Consumer Protections

More Insurance Options in Debary, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Hospital Indemnity Insurance FAQ

How much does hospital indemnity pay per day?

Does it cover any reason for hospitalization?

Can I use it with Medicare?

Is there a limit on how many times I can use it?

Is a medical exam required?

Also Serving Volusia County

Cassadaga Life Protection

Daytona Beach Coverage Guide

Deland Life Protection

DeLand Southwest Financial Security

The Deltona Legacy Plan

Holly Hill Wealth Strategy

North DeLand Coverage Guide

Ormond Beach Wealth Strategy

Ormond-by-the-Sea Life Protection

South Daytona Coverage Guide

Clermont Wealth Strategy

Dona Vista Coverage Guide

The Eustis Legacy Plan

Fruitland Park Wealth Strategy

Groveland Wealth Strategy

Leesburg Coverage Guide

Minneola Life Protection

Montverde Life Protection

Mount Dora Wealth Strategy

Umatilla Wealth Strategy

Crescent City Financial Security

The East Palatka Legacy Plan

Florahome Coverage Guide

Georgetown Coverage Guide

The Grandin Legacy Plan

Hollister Wealth Strategy

Interlachen Financial Security

Lake Como Financial Security

Palatka Life Protection

The Welaka Legacy Plan

Talk to a real person. Today.

Hospital Indemnity Insurance Underwriting Scope

Official Debary Resources