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June Marcia Williams — Licensed Term Life Insurance Agent in Englewood, FL
June Marcia Williams
Your Insurance Agent in Englewood, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Englewood, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in Englewood, FL

Lock in level premiums and protect your family's income.

Term life insurance for Englewood, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Englewood, FL

Englewood, FL — Your Local Producer

Hello Englewood! I love the relaxed, coastal lifestyle we enjoy here in Sarasota County, from quiet days on Manasota Key to exploring the beauty of Lemon Bay. As your neighbor, I understand the importance of protecting our families and our way of life. My goal is to help you navigate your personal insurance options, whether it's Term Life, Final Expense, or other coverages, so you can feel secure. As a licensed insurance producer, I'm here to listen to your needs and help you find a suitable plan. I'm June Marcia Williams, ready to help. (NPN: 17209549, Florida License No: W840529)

  • Lemon Bay Park & Environmental Center
  • Manasota Key Beach
  • Historic Dearborn Street
NPN17209549FL LicenseW840529

Licensed Term Life Producers in Englewood

94 on public record · Florida DFS · Fla. Stat. §119.01

AS
Adriana Danielle Scherer
Life Including Variable Annuity & Health
NPN 20079319 Licensed 2021
AM
Alissa K Morris
Life Including Variable Annuity & Health
NPN 9251449 Licensed 2007
AY
Amber Marie Yarlott
Life Including Variable Annuity & Health
NPN 18396127 Licensed 2019
AP
Anthony William Pascoe
Life Including Variable Annuity & Health
NPN 21092112 Licensed 2024
AV
Artem Pavlovich Volodko
Life Including Variable Annuity & Health
NPN 19404168 Licensed 2021
AY
Ashleah Glendaeileen Yust
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 20969483 Licensed 2023
AA
Austin Aliff
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 20720423 Licensed 2024
BW
Barbara Acee Walker
Life Including Variable Annuity & Health
NPN 17867475 Licensed 2018
BH
Brandie Hauser
Life Including Variable Annuity & Health
NPN 19206044 Licensed 2020
BR
Brenda Tilton Riner
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 6819591 Licensed 2017
BP
Brian Pope
Life Including Variable Annuity & Health
NPN 16352702 Licensed 2011
BL
Brian Sherwood Law
Life Including Variable Annuity & Health
NPN 437654 Licensed 2020
BD
Bryan Domian
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 19734092 Licensed 2020
BW
Bryan Wallace
Life Including Variable Annuity & Health
NPN 19673377 Licensed 2020
CM
Carla Rae Mcgucken
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 4558379 Licensed 2009
CW
Carol M Woods
Life Including Variable Annuity & Health
NPN 18882708 Licensed 2020
CP
Carolyn Louise Pope
Life Including Variable Annuity & Health
NPN 477613 Licensed 1978
CP
Carrie M Poole
Life Including Variable Annuity & Health
NPN 17251032 Licensed 2018
CS
Catherine E. Seelinger
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 7416159 Licensed 2011
CJ
Catherine Jeffers
Life Including Variable Annuity & Health
NPN 3536747 Licensed 2015
CP
Charles Allen Parker
Life Including Variable Annuity & Health
NPN 5748642 Licensed 2002
CD
Cheryl Lynn Downing
Life Including Variable Annuity & Health
NPN 15906152 Licensed 2016
CK
Christopher Francis Kelly
Life Including Variable Annuity & Health
NPN 2113042 Licensed 2021
CJ
Christopher J Juall
Life Including Variable Annuity & Health
NPN 616302 Licensed 1992
View all 94 licensed term life producers in Englewood →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Englewood regional market. Rates are localized using regional health baselines.

Official Englewood Resources

County Sarasota County
Population ~19,378
Lack of insurance (18–64) 8.0%
FIPS code 1220825

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Englewood rates. Start your quote request below.

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Englewood photo 1Englewood photo 2
Photos by Chris B , James Thompson via Google Maps
Englewood
Englewood, FL, USA
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

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Term Life Insurance FAQ

💰

How much does term life cost in Englewood?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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