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Home›Florida›Polk County›Lake Wales›Critical Illness Insurance

June Marcia Williams — Licensed Critical Illness Insurance Agent in Lake Wales, FL
June Marcia Williams
Your Insurance Agent in Lake Wales, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Lake Wales, FL...
National Producer No.
17209549
Verify ↗

Critical Illness Insurance in Lake Wales, FL

June Williams — supplemental health specialist. Option A & B plans.

Critical illness insurance for Lake Wales, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — lump-sum benefits paid on diagnosis of cancer, heart attack, or stroke, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Lake Wales, FL

Lake Wales, FL — Your Local Producer

Hello, Lake Wales! I love the unique charm of our Polk County community, from the historic downtown to the beautiful rolling hills that make this area so special. Protecting your family's future in this wonderful place is my priority. As a licensed insurance producer right here in Florida, I help my neighbors navigate their options for Term Life, Final Expense, and other personal insurance plans. My goal is to provide clear, straightforward guidance so you can find a plan that fits your life. Let's talk about securing your peace of mind. (June Marcia Williams, NPN: 17209549, FL License: W840529)

  • Bok Tower Gardens
  • Spook Hill
  • Lake Wales History Museum
NPN17209549FL LicenseW840529

Licensed Critical Illness Producers in Lake Wales

234 on public record · Florida DFS · Fla. Stat. §119.01

AG
Alejandro Rios Gonzalez
Life Including Variable Annuity & Health
NPN 20695935 Licensed 2023
AZ
Alex Zapata
Life Including Variable Annuity & Health
NPN 21656522 Licensed 2025
AS
Alexus Charisse Sergeant
Life Including Variable Annuity & Health
NPN 19661984 Licensed 2020
AV
Aliyah Marie Viruet-Smith
Life Including Variable Annuity & Health
NPN 22061516 Licensed 2025
AS
Allana Spradley
Life Including Variable Annuity & Health
NPN 20391305 Licensed 2022
AR
Amanda Cruz Rivera
Life Including Variable Annuity & Health
NPN 22184524 Licensed 2026
AT
Amanda Jean Troughton
Life Including Variable Annuity & Health
NPN 17222390 Licensed 2014
AT
Amanda Lynn Tillman
Life Including Variable Annuity & Health
NPN 21440433 Licensed 2025
AR
Andrea Ramirez
Life Including Variable Annuity & Health
NPN 21076086 Licensed 2024
AG
Angelina Y Alonso Gonzalez
Life Including Variable Annuity & Health
NPN 18901913 Licensed 2018
AW
Anita Marie Wells
Life Including Variable Annuity & Health
NPN 17891198 Licensed 2016
AW
Antoinette Williams
Life Including Variable Annuity & Health
NPN 21232089 Licensed 2024
AT
April Turner
Life Including Variable Annuity & Health
NPN 19759233 Licensed 2021
AE
Ashley Edilia Galuan Earle
Life Including Variable Annuity & Health
NPN 20550451 Licensed 2022
AC
Ashley Marston Croley
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 17279845 Licensed 2018
AH
Ashlie N Hodges
Life Including Variable Annuity & Health
NPN 21072742 Licensed 2024
AK
Austin Blair Kikta
Life Including Variable Annuity & Health
NPN 16352705 Licensed 2011
BD
Barbara Ann Davis
Life Including Variable Annuity & Health
NPN 8195432 Licensed 2004
BS
Beverly Singh
Life Including Variable Annuity & Health
NPN 20067594 Licensed 2021
BB
Blake Bradley
Life Including Variable Annuity & Health
NPN 21495673 Licensed 2025
BB
Bobbi Jo Brooks
Life Including Variable Annuity & Health
NPN 20439594 Licensed 2022
BK
Brad Allen Kroll-Moutz
Life Including Variable Annuity & Health
NPN 22267207 Licensed 2026
BW
Brett Weltlin
Life Including Variable Annuity & Health
NPN 20579598 Licensed 2023
BD
Breyana Duren
Life Including Variable Annuity & Health
NPN 20081025 Licensed 2021
View all 234 licensed critical illness producers in Lake Wales →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Critical Illness Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Critical Illness Insurance across the Lake Wales regional market. Rates are localized using regional health baselines.

Official Lake Wales Resources

County Polk County
Population ~16,455
Lack of insurance (18–64) 18.9%
FIPS code 1238950

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Lake Wales rates. Start your quote request below.

FL OIR .GOV Polk County Gov Portal .GOV
Google Maps
2.5 42 reviews
City of Lake Wales photo 1City of Lake Wales photo 2City of Lake Wales photo 3City of Lake Wales photo 4
Photos by City of Lake Wales , Herve Andrieu , Jennifer Nanek , Matthew “Matt” Kirkham via Google Maps
View on Google Maps
City of Lake Wales
Open now · Mon 8:00 AM – 5:00 PM
(863) 678-4182
lakewalesfl.gov .GOV
201 W Central Ave, Lake Wales, FL 33853, USA
Recent Reviews
Derrick Kh ★☆☆☆☆
"Dealing with the City of Lake Wales has been really frustrating. Instead of helping people and making things easier, it felt like some employees were doing the opposite — making simple things harder t…"
Jack Freeman ★☆☆☆☆
"The City of Lake Wales makes life harder for its citizens. Employees such as Jose Lozada and Fany Lozano create unnecessary obstacles and give people a hard time rather than providing solutions. Inste…"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Critical Illness Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Focus on recovery, not medical bills — no obligation — tailored quotes from leading providers

✅

You may qualify for coverage!

Based on your selections, June can compare rates from multiple A-rated carriers. Enter your contact info below so she can reach out with your personalized options.

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Or call now: (908) 339-7723

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Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689
Compare Plans

Critical Illness Options

Cancer Only

Diagnosis-triggered lump sum
  • 100% lump sum on cancer diagnosis
  • $300 skin cancer benefit
  • $75/yr annual care for 5 years
  • Option B: $200/day hospital
  • Option B: $50/yr wellness screening
Get Quote
Most Comprehensive

Cancer + Heart & Stroke

Combined critical illness protection
  • 100% lump sum: cancer, heart attack, stroke
  • 50% for bypass surgery
  • 25% for angioplasty, stent, TIA
  • Option B: $100/yr wellness screening
  • Subsequent diagnosis scale to 100%
Get Quote

Heart & Stroke Only

Cardiovascular protection
  • 100% lump sum: heart attack or stroke
  • 50% for coronary artery bypass
  • 25% for angioplasty, stent, TIA
  • End-stage renal failure covered
  • Option B: $50/yr wellness screening
Get Quote
📖 Critical Illness Knowledge

Everything You Need to Know About Critical Illness Insurance

🏥

What Is Critical Illness Insurance?

Critical illness insurance pays a one-time, tax-free lump sum if you're diagnosed with a covered condition — cancer, heart attack, stroke, or other specified illnesses. It's not health insurance. It's income replacement when you can't work. Use the cash for anything: treatment copays, mortgage payments, childcare, travel to specialists, or lost wages.

💲

How the Lump Sum Works

Choose a benefit amount from $10,000 to $100,000. If diagnosed with a covered condition, you receive the full lump sum (or a percentage for lesser conditions like TIA or skin cancer). The money is paid directly to you — not the hospital, not the insurance company. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, scaling to 100% after 61 months.

🎗️

What Conditions Are Covered?

Cancer: All invasive cancers (100% lump sum), carcinoma in-situ (25%), skin cancer ($300). Heart & Stroke: Heart attack (100%), stroke (100%), coronary artery bypass (50%), angioplasty/stent (25%), TIA (25%). Combined plans also cover end-stage renal failure. All conditions must be first-time diagnoses after the policy effective date.

💎

Option A vs. Option B

Option A: Lump sum only — simple, clean, one payment on diagnosis. Option B: Lump sum PLUS hospital confinement ($200/day for days 1-30, $400/day for 31+), wellness screening benefit ($50-$100/year for preventative care), and radiation/chemo benefits ($200/day). Option B costs more but provides ongoing support during treatment.

⚕️

Health Insurance Gap Coverage

Health insurance covers medical bills. But it doesn't cover your mortgage, car payment, groceries, or childcare while you're in treatment. The average cancer patient faces $12,000+ in out-of-pocket costs in the first year alone — and that's with insurance. Critical illness insurance fills the gap between what health insurance covers and what life actually costs during a health crisis.

⚖️

Florida Consumer Protections

Florida requires a 14-day free-look period on all supplemental health policies (Fla. Stat. § 627.4554). Critical illness policies typically have a 12-month pre-existing condition lookback — conditions diagnosed or treated in the 12 months before your effective date are excluded during the first policy year. After that, full coverage applies. All policies are guaranteed renewable for life.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.
Life Insurance in Lake Wales

More Insurance Options in Lake Wales, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense
Insurance Resources

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Frequently Asked Questions

Critical Illness Insurance FAQ

💰

How much does critical illness insurance cost?

Premiums vary by age, coverage type, and benefit amount. Coverage is affordable for most families. June provides personalized quotes based on your specific situation — no obligation.

🏥

Is a medical exam required?

No medical exam. Eligibility is based on health questions at point of sale. Pre-existing conditions within the past 12 months may affect eligibility for specific coverage types.

🔄

Can I claim more than once?

Yes. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, 40% after 25 months, scaling to 100% after 61 months since the previous diagnosis. The scale resets after each claim.

❤️

What if I have a family history of cancer or heart disease?

Family history alone does not disqualify you. Eligibility depends on your personal health history. Certain current conditions may affect which coverage type you qualify for. June helps navigate the options.

📋

Does this replace health insurance?

No. Critical illness insurance supplements health insurance. Health insurance covers medical bills. Critical illness insurance covers everything else — mortgage, bills, lost income, childcare. They work together.

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The Yeehaw Junction Legacy Plan

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Read the Full Critical Illness Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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