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Home›Florida›Polk County›Haines City›Critical Illness Insurance

June Marcia Williams — Licensed Critical Illness Insurance Agent in Haines City, FL
June Marcia Williams
Your Insurance Agent in Haines City, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Haines City, FL...
National Producer No.
17209549
Verify ↗

Critical Illness Insurance in Haines City, FL

Lump-sum cash on diagnosis — cancer, heart attack, stroke.

Critical illness insurance for Haines City, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — lump-sum benefits paid on diagnosis of cancer, heart attack, or stroke, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Haines City, FL

Haines City, FL — Your Local Producer

For my neighbors in Haines City, living in the 'Heart of Florida' means appreciating our community's unique blend of Polk County growth and tradition. Protecting your family's future is a vital part of that life. That's why I'm dedicated to helping you understand your options for personal insurance, whether it's Term Life, Whole Life, Final Expense, or plans for Critical Illness and Hospital Indemnity. As a licensed insurance producer, I can guide you through the complexities to find a plan that fits your needs. I'm here to help you secure peace of mind. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Haines City Hall
  • Lake Eva Community Park
  • Haines City High School
NPN17209549FL LicenseW840529

Licensed Critical Illness Producers in Haines City

402 on public record · Florida DFS · Fla. Stat. §119.01

AV
Aaron Valladares
Life Including Variable Annuity & Health
NPN 21390471 Licensed 2024
AM
Abigail Martinez
Life Including Variable Annuity & Health
NPN 21061150 Licensed 2024
AS
Adam Benjamin Smith
Life Including Variable Annuity & Health
NPN 19006008 Licensed 2022
AH
Adriane Harris
Life Including Variable Annuity & Health
NPN 20817093 Licensed 2025
AV
Aida Esther Valenciamartinez
Life Including Variable Annuity & Health
NPN 16427954 Licensed 2020
AA
Akin Adeyemi
Life Including Variable Annuity & Health
NPN 20433157 Licensed 2022
AB
Alejandro Baralt
Life Including Variable Annuity & Health
NPN 21214186 Licensed 2024
AG
Alejandro Giraldo
Life Including Variable Annuity & Health
NPN 18621838 Licensed 2017
AG
Alejandro Gonzalez
Life Including Variable Annuity & Health
NPN 20427035 Licensed 2022
AP
Alexander Bardales Pereira
Life Including Variable Annuity & Health
NPN 22227436 Licensed 2026
AJ
Alexander Jeffrey
Life Including Variable Annuity & Health
NPN 21648920 Licensed 2025
AC
Amarilis Colon-Molina
Life Including Variable Annuity & Health
NPN 18527780 Licensed 2017
AD
Ana Crisbel Dicotot
Life Including Variable Annuity & Health
NPN 21219448 Licensed 2024
AR
Ana Gabriela Rivas
Life Including Variable Annuity & Health
NPN 20114215 Licensed 2021
AR
Ana Lucia Rivas-Garcia
Life Including Variable Annuity & Health
NPN 20671637 Licensed 2023
AA
Anabel Abreu
Life Including Variable Annuity & Health
NPN 21773784 Licensed 2025
AA
Andres Acevedo
Life Including Variable Annuity & Health
NPN 20209371 Licensed 2022
AS
Angel Antonio Fernandez Santana
Life Including Variable Annuity & Health
NPN 21425768 Licensed 2024
AT
Angel Faith Tissue
Life Including Variable Annuity & Health
NPN 19262449 Licensed 2019
AP
Angel Gabriel Polanco
Life Including Variable Annuity & Health
NPN 20870962 Licensed 2023
AR
Angela Daniela Rincon Rubiano
Life Including Variable Annuity & Health
NPN 20027479 Licensed 2021
AS
Angela Giovanna Mega Suarez
Life Including Variable Annuity & Health
NPN 20207840 Licensed 2022
AS
Angelique Seaton Marsha-Gaye Seaton
Life Including Variable Annuity & Health
NPN 21324203 Licensed 2024
AD
Angelis D Gomez Diaz
Life Including Variable Annuity & Health
NPN 20149063 Licensed 2021
View all 402 licensed critical illness producers in Haines City →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Critical Illness Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Critical Illness Insurance across the Haines City regional market. Rates are localized using regional health baselines.

Official Haines City Resources

County Polk County
Population Data Pending
Lack of insurance (18–64) 24.7%
FIPS code 1228400

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Haines City rates. Start your quote request below.

FL OIR .GOV Polk County Gov Portal .GOV
Google Maps
3.3 32 reviews
Haines City Hall photo 1Haines City Hall photo 2Haines City Hall photo 3
Photos by Marisol Olmeda Santiago , Isabel Restrepo , Francisco Alves via Google Maps
View on Google Maps
Haines City Hall
Open now · Mon 8:00 AM – 5:00 PM
(863) 421-3600
hainescity.com
620 E Main St, Haines City, FL 33844, USA
Recent Reviews
Elizabeth Lucenti ★☆☆☆☆
"Very short and has hung up on me. Won't accept the only lease the leasing company will give. The lease is with reszi who signs electronically using an IP address, full contact info is listed and they …"
Tammie Windham Croft ★★★★★
"Republicans are actively committing a Cold War against the judicial branch and disobeying court orders"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Critical Illness Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Focus on recovery, not medical bills — no obligation — tailored quotes from leading providers

✅

You may qualify for coverage!

Based on your selections, June can compare rates from multiple A-rated carriers. Enter your contact info below so she can reach out with your personalized options.

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Compare Plans

Critical Illness Options

Cancer Only

Diagnosis-triggered lump sum
  • 100% lump sum on cancer diagnosis
  • $300 skin cancer benefit
  • $75/yr annual care for 5 years
  • Option B: $200/day hospital
  • Option B: $50/yr wellness screening
Get Quote
Most Comprehensive

Cancer + Heart & Stroke

Combined critical illness protection
  • 100% lump sum: cancer, heart attack, stroke
  • 50% for bypass surgery
  • 25% for angioplasty, stent, TIA
  • Option B: $100/yr wellness screening
  • Subsequent diagnosis scale to 100%
Get Quote

Heart & Stroke Only

Cardiovascular protection
  • 100% lump sum: heart attack or stroke
  • 50% for coronary artery bypass
  • 25% for angioplasty, stent, TIA
  • End-stage renal failure covered
  • Option B: $50/yr wellness screening
Get Quote
📖 Critical Illness Knowledge

Everything You Need to Know About Critical Illness Insurance

🏥

What Is Critical Illness Insurance?

Critical illness insurance pays a one-time, tax-free lump sum if you're diagnosed with a covered condition — cancer, heart attack, stroke, or other specified illnesses. It's not health insurance. It's income replacement when you can't work. Use the cash for anything: treatment copays, mortgage payments, childcare, travel to specialists, or lost wages.

💲

How the Lump Sum Works

Choose a benefit amount from $10,000 to $100,000. If diagnosed with a covered condition, you receive the full lump sum (or a percentage for lesser conditions like TIA or skin cancer). The money is paid directly to you — not the hospital, not the insurance company. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, scaling to 100% after 61 months.

🎗️

What Conditions Are Covered?

Cancer: All invasive cancers (100% lump sum), carcinoma in-situ (25%), skin cancer ($300). Heart & Stroke: Heart attack (100%), stroke (100%), coronary artery bypass (50%), angioplasty/stent (25%), TIA (25%). Combined plans also cover end-stage renal failure. All conditions must be first-time diagnoses after the policy effective date.

💎

Option A vs. Option B

Option A: Lump sum only — simple, clean, one payment on diagnosis. Option B: Lump sum PLUS hospital confinement ($200/day for days 1-30, $400/day for 31+), wellness screening benefit ($50-$100/year for preventative care), and radiation/chemo benefits ($200/day). Option B costs more but provides ongoing support during treatment.

⚕️

Health Insurance Gap Coverage

Health insurance covers medical bills. But it doesn't cover your mortgage, car payment, groceries, or childcare while you're in treatment. The average cancer patient faces $12,000+ in out-of-pocket costs in the first year alone — and that's with insurance. Critical illness insurance fills the gap between what health insurance covers and what life actually costs during a health crisis.

⚖️

Florida Consumer Protections

Florida requires a 14-day free-look period on all supplemental health policies (Fla. Stat. § 627.4554). Critical illness policies typically have a 12-month pre-existing condition lookback — conditions diagnosed or treated in the 12 months before your effective date are excluded during the first policy year. After that, full coverage applies. All policies are guaranteed renewable for life.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.
Life Insurance in Haines City

More Insurance Options in Haines City, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense
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Frequently Asked Questions

Critical Illness Insurance FAQ

💰

How much does critical illness insurance cost?

Premiums vary by age, coverage type, and benefit amount. Coverage is affordable for most families. June provides personalized quotes based on your specific situation — no obligation.

🏥

Is a medical exam required?

No medical exam. Eligibility is based on health questions at point of sale. Pre-existing conditions within the past 12 months may affect eligibility for specific coverage types.

🔄

Can I claim more than once?

Yes. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, 40% after 25 months, scaling to 100% after 61 months since the previous diagnosis. The scale resets after each claim.

❤️

What if I have a family history of cancer or heart disease?

Family history alone does not disqualify you. Eligibility depends on your personal health history. Certain current conditions may affect which coverage type you qualify for. June helps navigate the options.

📋

Does this replace health insurance?

No. Critical illness insurance supplements health insurance. Health insurance covers medical bills. Critical illness insurance covers everything else — mortgage, bills, lost income, childcare. They work together.

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View Zolfo Springs Coverage
Read the Full Critical Illness Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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