June Marcia Williams

Your Insurance Agent in Redington Shores, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Redington Shores, FL...

National Producer No.

17209549

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Final Expense Insurance in Redington Shores, FL

Irrevocable burial trusts, Medicaid-exempt assets, estate protection.

Final expense insurance for Redington Shores, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — simplified-issue funeral and burial coverage from age 50 to 85, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Redington Shores, FL

Redington Shores, FL — Your Local Producer

Life here in Redington Shores is all about enjoying our beautiful Pinellas County coastline, from the tranquil beaches to the stunning sunsets over the Gulf. To fully embrace this wonderful lifestyle, having the right protection in place brings invaluable peace of mind. My name is June Marcia Williams, and as a licensed Florida insurance producer, I help my neighbors understand their options for policies like Term Life, Final Expense, and Critical Illness coverage. I provide clear, personalized guidance without the pressure, so you can make informed decisions for your family's financial security. (NPN: 17209549, FL License No: W840529)

Town of Redington Shores Town Hall
Gulf Boulevard
Constitution Park

NPN17209549FL LicenseW840529

Licensed Final Expense Producers in Redington Shores

15 on public record · Florida DFS · Fla. Stat. §119.01

Adia Lee Lewis

Life Including Variable Annuity & Health

NPN 21004353 Licensed 2026

Andrew Cheyvollier

Life Including Variable Annuity & Health

NPN 21570852 Licensed 2025

Briana Rae Rae Bailey

Life Including Variable Annuity & Health

NPN 19302554 Licensed 2019

Debra Aufrance

Life Including Variable Annuity & Health

NPN 19162458 Licensed 2022

Debra J. Letter

Life Including Variable Annuity & Health

NPN 1106711 Licensed 2011

Evan Steinbaum

Life Including Variable Annuity & Health

NPN 21588384 Licensed 2025

Johan Dekeyzer

Life Including Variable Annuity & Health

NPN 2575593 Licensed 2018

John Michael Harney

Life Including Variable Annuity & Health

NPN 3177015 Licensed 2006

Justin L Montgomery

Life Including Variable Annuity & Health

NPN 18203310 Licensed 2016

Laura Algren

Life Including Variable Annuity & Health

NPN 505112 Licensed 1987

Louis Brett Charney

Life Including Variable Annuity & Health

NPN 21206123 Licensed 2024

Martin Edmond Purvis

Life Including Variable Annuity & Health

NPN 3562178 Licensed 2020

Nakita Marie Blymiller

Life Including Variable Annuity & Health

NPN 18847499 Licensed 2018

Ross Baron Johnson

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 4765462 Licensed 2023

Ryan James Labrador

Life Including Variable Annuity & Health

NPN 20682236 Licensed 2023

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Final Expense Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Final Expense Insurance across the Redington Shores regional market. Rates are localized using regional health baselines.

Official Redington Shores Resources

County Pinellas County

Population ~2,078

Lack of insurance (18–64) 7.7%

FIPS code 1259750

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Redington Shores rates. Start your quote request below.

FL OIR .GOV Pinellas County Gov Portal .GOV

3.2 10 reviews

Photos by Yuli , TheCHIEF BIGFAITH , Eli Harden via Google Maps

View on Google Maps

Town of Redington Shores

Open now · Mon 8:30 AM – 4:00 PM

(727) 397-5538

townofredingtonshores.com

17425 Gulf Blvd, Redington Shores, FL 33708, USA

Recent Reviews

Joey Rayl ★☆☆☆☆

"Today I got asked to leave city hall. I was begging for help. I have a dangerous situation with my landlord and they kicked me out when I begged for help for my safety. I told them to send sheriff or …"

Chris H ★★★★★

"Very nice place to visit. The beaches get busy but you never feel crowded. The sand is some of the best in Florida and the walk to the water is fairly short. I also appreciate the free EV charging at …"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Final Expense Guide →

Select your coverage below to see your price in seconds.

See If You Qualify — No Exam Required

Remove the financial burden from loved ones — no obligation — guaranteed acceptance options available

How much burial coverage do you need?

$5K

$10K

$15K

$20K

$25K

$35K

What matters most to you?

Funeral Costs

Medical Bills

Both

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Yes

Have you been diagnosed with or treated for cancer, heart disease, stroke, COPD, or organ failure?

Yes

Have you been hospitalized in the past 2 years (other than for routine procedures)?

Yes

Do you currently use a wheelchair, oxygen, or receive home health care?

Yes

Have you been diagnosed with diabetes requiring insulin?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Your illustrative monthly estimate Example: $10,000 coverage — select your amount above for your range.

Compare Plans

Final Expense Options

Best Value

Preferred Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $35K
No medical exam
Accidental Death rider available
Terminal illness rider included

Get Quote

Standard Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $20K
No medical exam
Some health conditions OK
Level premiums for life

Get Quote

Guaranteed Issue Plan

Graded benefit — guaranteed

Years 1-2: premiums + 10% interest
Year 3+: full death benefit
Ages 50-80, up to $15K
No medical exam
Accidental death = full benefit yr 1

Get Quote

📖 Final Expense Knowledge

Everything You Need to Know About Final Expense Insurance

🕊️

What Is Final Expense Insurance?

Final expense is a small whole life policy designed to cover end-of-life costs — funeral, burial, cremation, outstanding medical bills, and legal fees. Coverage typically ranges from $5,000 to $50,000. Unlike traditional whole life, final expense is simplified issue — no medical exam, no blood work, just health questions.

💲

How Much Does a Funeral Cost in Florida?

According to the Choice Mutual 2026 / NFDA 2023, the median cost of a traditional funeral with burial in Florida is $8,023. The national median is $8,300. Cremation is less ($3,000–$6,000) but still a significant expense. Final expense insurance covers these costs so your family doesn't have to.

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Guaranteed Issue vs. Simplified Issue

Simplified issue (preferred/standard plans): answer health questions, no exam, immediate full benefit if approved. Guaranteed issue (guaranteed acceptance plans): no health questions at all — everyone qualifies — but has a 2-3 year graded benefit waiting period. Accidental death pays full benefit from day one on both.

🏦

Irrevocable Burial Trusts & Medicaid

In Florida, an irrevocable burial trust funded by a final expense policy is exempt from Medicaid asset calculations. Florida exempts irrevocable prepaid funeral contracts with no dollar cap (Fla. Admin. Code R. 65A-1.712, SSI-Related Medicaid Resource Eligibility Criteria). See Florida guidance. June helps structure these correctly.

👴

Who Should Get Final Expense?

Final expense is designed for seniors ages 50-85 who want to ensure their funeral and end-of-life costs are covered without burdening family. It's also for anyone who has been declined for traditional coverage due to health conditions — guaranteed issue means no one is turned away. Fixed premiums, coverage for life.

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Florida Consumer Protections

Florida law provides a 14-day free-look period on all life insurance policies — return for a full refund, no questions asked (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing benefits and costs. State insurance regulators prohibit misleading "burial insurance" advertising that overstates coverage or understates limitations.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Redington Shores

More Insurance Options in Redington Shores, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Final Expense Insurance FAQ

💰

How much does final expense cost?

Premiums vary by age, health, and coverage amount. Plans range from $5K-$35K. Premiums are level and never increase.

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Is a medical exam required?

No. No medical exam, no blood work, no health interview. Eligibility determined at point of sale from application questions.

⚱️

What does it cover?

Funeral, burial or cremation, casket, memorial, outstanding medical bills, and end-of-life expenses. Florida median funeral with burial: $8,023 (Choice Mutual 2026 / NFDA 2023).

📋

What's the graded benefit?

Basic plan: years 1-2 pay premiums + 10% interest if death occurs. Year 3+ pays full face amount. Accidental death = full benefit day one.

👴

Can I get coverage at age 80?

Yes. Ages 50-85 are eligible. Preferred up to $15K, Standard up to $10K at ages 81-85. Level premiums guaranteed.

Nearby Final Expense Coverage

Read the Full Final Expense Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Final Expense Insurance in Redington Shores, FL

Redington Shores, FL — Your Local Producer

Licensed Final Expense Producers in Redington Shores

🕊️ Final Expense Insurance Underwriting Scope

🏛️ Official Redington Shores Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Qualify — No Exam Required

Quote Request Received!

Final Expense Options

Preferred Plan

Standard Plan

Guaranteed Issue Plan

Everything You Need to Know About Final Expense Insurance

What Is Final Expense Insurance?

How Much Does a Funeral Cost in Florida?

Guaranteed Issue vs. Simplified Issue

Irrevocable Burial Trusts & Medicaid

Who Should Get Final Expense?

Florida Consumer Protections

More Insurance Options in Redington Shores, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Final Expense Insurance FAQ

How much does final expense cost?

Is a medical exam required?

What does it cover?

What's the graded benefit?

Can I get coverage at age 80?

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Talk to a real person. Today.

Final Expense Insurance Underwriting Scope

Official Redington Shores Resources