June Marcia Williams

Your Insurance Agent in Westlake, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Westlake, FL...

National Producer No.

17209549

Verify ↗

Final Expense Insurance in Westlake, FL

June Williams — simplified issue specialist. Same-day quotes.

Final expense insurance for Westlake, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — simplified-issue funeral and burial coverage from age 50 to 85, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Westlake, FL

Westlake, FL — Your Local Producer

Hello, Westlake! As a resident of one of Palm Beach County's newest and most dynamic communities, you understand the importance of building a strong foundation for the future. My name is June Marcia Williams, and I'm a licensed insurance producer right here in Florida, dedicated to helping my neighbors secure that foundation. I specialize in personal insurance solutions, including Term Life, Whole Life, Final Expense, and Critical Illness plans. My goal is to help you navigate your options and find a policy that fits your family's unique needs. (NPN: 17209549, Florida License No: W840529)

Westlake Adventure Park
Westlake City Hall
Seminole Pratt Whitney Road

NPN17209549FL LicenseW840529

Licensed Final Expense Producers in Westlake

68 on public record · Florida DFS · Fla. Stat. §119.01

Althea Stoessel

Life Including Variable Annuity & Health

NPN 21144248 Licensed 2024

Amarilys Avalo-Rodriguez

Life Including Variable Annuity & Health

NPN 16712212 Licensed 2012

Andres Jose Romero

Life Including Variable Annuity & Health

NPN 21395186 Licensed 2024

Anil Kapoor

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 19906981 Licensed 2022

Anthony Accilien

Life Including Variable Annuity & Health

NPN 7538808 Licensed 2003

Anthony George Tahan

Life Including Variable Annuity & Health

NPN 8519655 Licensed 2016

Antonia Hilaire

Life Including Variable Annuity & Health

NPN 16684826 Licensed 2012

Armani Shane Nelson

Life Including Variable Annuity & Health

NPN 22094072 Licensed 2026

Arturo Chirinos

Life Including Variable Annuity & Health

NPN 19285774 Licensed 2019

Aston Addison Douglas

Life Including Variable Annuity & Health

NPN 955714 Licensed 1997

Barachy Lucien

Life Including Variable Annuity & Health

NPN 8607026 Licensed 2025

Bernstein Bertrand

Life Including Variable Annuity & Health

NPN 22158114 Licensed 2026

Brandon Jimenez

Life Including Variable Annuity & Health

NPN 19419382 Licensed 2020

Brian Buchanan

Life Including Variable Annuity & Health

NPN 17115208 Licensed 2017

Brittney Jean-Baptiste

Life Including Variable Annuity & Health

NPN 21413343 Licensed 2024

Camila Andrea Rubio-Luna

Life Including Variable Annuity & Health

NPN 21319503 Licensed 2024

Carlos Andres Rendon

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 20795735 Licensed 2023

Carlos Gonzalez

Life Including Variable Annuity & Health

NPN 21123903 Licensed 2024

Carolina Chinquinquira Suarez Rodriguez

Life Including Variable Annuity & Health

NPN 18994210 Licensed 2018

Carolina De Almeida

Life Including Variable Annuity & Health

NPN 18727681 Licensed 2018

Claudette Ann Evans

Life Including Variable Annuity & Health

NPN 10290780 Licensed 2008

Claudia Marcela Castaneda

Life Including Variable Annuity & Health

NPN 17368296 Licensed 2014

Cynthia Rivera

Life Including Variable Annuity & Health

NPN 20798662 Licensed 2023

Darlene Morant

Life Including Variable Annuity & Health

NPN 17225016 Licensed 2014

View all 68 licensed final expense producers in Westlake →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Final Expense Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Final Expense Insurance across the Westlake regional market. Rates are localized using regional health baselines.

Official Westlake Resources

County Palm Beach County

Population ~1,855

Lack of insurance (18–64) 13.2%

FIPS code 1276417

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Westlake rates. Start your quote request below.

FL OIR .GOV Palm Beach County Gov Portal .GOV

2.9 7 reviews

Photos by Abel Polo , City of Westlake City Hall via Google Maps

View on Google Maps

City of Westlake City Hall

Open now · Mon 9:00 AM – 4:00 PM

(561) 530-5880

westlakegov.com

4001 Seminole Pratt Whitney Rd, Loxahatchee, FL 33470, USA

Recent Reviews

Abel Polo ★★★★★

"The City of Westlake Building Department does an excellent job ensuring that all rules and codes are followed, keeping our growing community safe and well-organized. Their commitment to high standards…"

andreia Trindade ★★★★★

"The City of Westlake has made great progress in recent years. All city employees are highly professional and consistently helpful. The city manager, building department, zoning, and engineering depa…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Final Expense Guide →

Select your coverage below to see your price in seconds.

See If You Qualify — No Exam Required

Remove the financial burden from loved ones — no obligation — guaranteed acceptance options available

How much burial coverage do you need?

$5K

$10K

$15K

$20K

$25K

$35K

What matters most to you?

Funeral Costs

Medical Bills

Both

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Yes

Have you been diagnosed with or treated for cancer, heart disease, stroke, COPD, or organ failure?

Yes

Have you been hospitalized in the past 2 years (other than for routine procedures)?

Yes

Do you currently use a wheelchair, oxygen, or receive home health care?

Yes

Have you been diagnosed with diabetes requiring insulin?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Your illustrative monthly estimate Example: $10,000 coverage — select your amount above for your range.

Compare Plans

Final Expense Options

Best Value

Preferred Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $35K
No medical exam
Accidental Death rider available
Terminal illness rider included

Get Quote

Standard Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $20K
No medical exam
Some health conditions OK
Level premiums for life

Get Quote

Guaranteed Issue Plan

Graded benefit — guaranteed

Years 1-2: premiums + 10% interest
Year 3+: full death benefit
Ages 50-80, up to $15K
No medical exam
Accidental death = full benefit yr 1

Get Quote

📖 Final Expense Knowledge

Everything You Need to Know About Final Expense Insurance

🕊️

What Is Final Expense Insurance?

Final expense is a small whole life policy designed to cover end-of-life costs — funeral, burial, cremation, outstanding medical bills, and legal fees. Coverage typically ranges from $5,000 to $50,000. Unlike traditional whole life, final expense is simplified issue — no medical exam, no blood work, just health questions.

💲

How Much Does a Funeral Cost in Florida?

According to the Choice Mutual 2026 / NFDA 2023, the median cost of a traditional funeral with burial in Florida is $8,023. The national median is $8,300. Cremation is less ($3,000–$6,000) but still a significant expense. Final expense insurance covers these costs so your family doesn't have to.

✅

Guaranteed Issue vs. Simplified Issue

Simplified issue (preferred/standard plans): answer health questions, no exam, immediate full benefit if approved. Guaranteed issue (guaranteed acceptance plans): no health questions at all — everyone qualifies — but has a 2-3 year graded benefit waiting period. Accidental death pays full benefit from day one on both.

🏦

Irrevocable Burial Trusts & Medicaid

In Florida, an irrevocable burial trust funded by a final expense policy is exempt from Medicaid asset calculations. Florida exempts irrevocable prepaid funeral contracts with no dollar cap (Fla. Admin. Code R. 65A-1.712, SSI-Related Medicaid Resource Eligibility Criteria). See Florida guidance. June helps structure these correctly.

👴

Who Should Get Final Expense?

Final expense is designed for seniors ages 50-85 who want to ensure their funeral and end-of-life costs are covered without burdening family. It's also for anyone who has been declined for traditional coverage due to health conditions — guaranteed issue means no one is turned away. Fixed premiums, coverage for life.

⚖️

Florida Consumer Protections

Florida law provides a 14-day free-look period on all life insurance policies — return for a full refund, no questions asked (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing benefits and costs. State insurance regulators prohibit misleading "burial insurance" advertising that overstates coverage or understates limitations.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Westlake

More Insurance Options in Westlake, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Final Expense Insurance FAQ

💰

How much does final expense cost?

Premiums vary by age, health, and coverage amount. Plans range from $5K-$35K. Premiums are level and never increase.

🏥

Is a medical exam required?

No. No medical exam, no blood work, no health interview. Eligibility determined at point of sale from application questions.

⚱️

What does it cover?

Funeral, burial or cremation, casket, memorial, outstanding medical bills, and end-of-life expenses. Florida median funeral with burial: $8,023 (Choice Mutual 2026 / NFDA 2023).

📋

What's the graded benefit?

Basic plan: years 1-2 pay premiums + 10% interest if death occurs. Year 3+ pays full face amount. Accidental death = full benefit day one.

👴

Can I get coverage at age 80?

Yes. Ages 50-85 are eligible. Preferred up to $15K, Standard up to $10K at ages 81-85. Level premiums guaranteed.

Nearby Final Expense Coverage

Read the Full Final Expense Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Final Expense Insurance in Westlake, FL

Westlake, FL — Your Local Producer

Licensed Final Expense Producers in Westlake

🕊️ Final Expense Insurance Underwriting Scope

🏛️ Official Westlake Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Qualify — No Exam Required

Quote Request Received!

Final Expense Options

Preferred Plan

Standard Plan

Guaranteed Issue Plan

Everything You Need to Know About Final Expense Insurance

What Is Final Expense Insurance?

How Much Does a Funeral Cost in Florida?

Guaranteed Issue vs. Simplified Issue

Irrevocable Burial Trusts & Medicaid

Who Should Get Final Expense?

Florida Consumer Protections

More Insurance Options in Westlake, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Final Expense Insurance FAQ

How much does final expense cost?

Is a medical exam required?

What does it cover?

What's the graded benefit?

Can I get coverage at age 80?

Also Serving Palm Beach County

Boynton Beach Life Protection

Canal Point Coverage Guide

Greenacres Life Protection

Lake Worth Life Protection

Lake Worth Beach Wealth Strategy

Palm Beach Garde Life Protection

Palm Beach Gardens Coverage Guide

Plantation Mobile Home Park Financial Security

San Castle Coverage Guide

West Palm Beach Life Protection

Boulevard Gardens Coverage Guide

The Cooper City Legacy Plan

Fort Lauderdale Coverage Guide

Hallandale Coverage Guide

Hallandale Beach Financial Security

The Hollywood Legacy Plan

Lauderdale-by-the-Sea Coverage Guide

The Miramar Legacy Plan

Pompano Beach Wealth Strategy

Tamarac Wealth Strategy

Clewiston Coverage Guide

Felda Financial Security

Fort Denaud Coverage Guide

Harlem Financial Security

The Labelle Legacy Plan

Montura Wealth Strategy

Pioneer Life Protection

Port LaBelle Financial Security

Talk to a real person. Today.

Final Expense Insurance Underwriting Scope

Official Westlake Resources