June Marcia Williams

Your Insurance Agent in Palm Beach Gardens, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Palm Beach Gardens, FL...

National Producer No.

17209549

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Final Expense Insurance in Palm Beach Gardens, FL

Coverage from $5,000 to $50,000. Premiums never increase.

Final expense insurance for Palm Beach Gardens, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — simplified-issue funeral and burial coverage from age 50 to 85, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Palm Beach Gardens, FL

Palm Beach Gardens, FL — Your Local Producer

Hello to my neighbors in Palm Beach Gardens! Living here in Palm Beach County, with its unique blend of lush nature and vibrant community life, is something special. My name is June Marcia Williams, and as a licensed insurance producer, I'm committed to helping local families and individuals protect their financial well-being. I provide personalized guidance on a variety of plans, including Term Life, Whole Life, Final Expense, and Critical Illness insurance. My goal is to help you understand your options and build a secure future for the people you care about most. (NPN: 17209549, Florida License No: W840529)

The Gardens Mall
PGA National Resort & Spa
Downtown at the Gardens

NPN17209549FL LicenseW840529

Licensed Final Expense Producers in Palm Beach Gardens

1461 on public record · Florida DFS · Fla. Stat. §119.01

Aaron Hunter Vincent

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 21047167 Licensed 2024

Aaron Jah-Son Innocent

Life Including Variable Annuity & Health

NPN 21501687 Licensed 2025

Aaron Joseph Katz

Life Including Variable Annuity & Health

NPN 22212578 Licensed 2026

Aaron M Shelby

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 8197720 Licensed 2004

Adam Gurien

Life Including Variable Annuity & Health

NPN 390354 Licensed 2021

Adam Jorgensen

Life Including Variable Annuity & Health

NPN 11513759 Licensed 2008

Adam Michael Stern

Life Including Variable Annuity & Health

NPN 22256701 Licensed 2026

Adam Morton-Charles Speiller

Life Including Variable Annuity & Health

NPN 22114423 Licensed 2026

Adam Richard Tau

Life Including Variable Annuity & Health

NPN 16865667 Licensed 2025

Adam Ross Moldof

Life Including Variable Annuity & Health

NPN 503585 Licensed 1996

Adrian Davis De Montluzin

Life Including Variable Annuity & Health

NPN 561505 Licensed 1994

Adriana Hincapie

Life Including Variable Annuity & Health

NPN 20407100 Licensed 2022

Aidan Cole Rosand

Life Including Variable Annuity & Health

NPN 22215649 Licensed 2026

Aileen Maxwell

Life Including Variable Annuity & Health

NPN 20573924 Licensed 2022

Alan Arturo Mijes

Life Including Variable Annuity & Health

NPN 16649616 Licensed 2022

Alan Grant Morris

Life Including Variable Annuity & Health

NPN 16751491 Licensed 2012

Alan Jay Gladstone

Life Including Variable Annuity & Health

NPN 3278458 Licensed 2024

Alan Paul Neese

Life Including Variable Annuity & Health

NPN 565560 Licensed 1990

Albert B Marino

Life Including Variable Annuity & Health

NPN 3130337 Licensed 2023

Albert Calero

Life Including Variable Annuity & Health

NPN 18649541 Licensed 2025

Alejandra Mendez

Life Including Variable Annuity & Health

NPN 16848174 Licensed 2012

Alejandro Villasuso

Life Including Variable Annuity & Health

NPN 16706152 Licensed 2012

Alex Francisco Sans

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 8523677 Licensed 2010

Alexander Francis Mckendry

Life Including Variable Annuity & Health

NPN 20494339 Licensed 2024

View all 1461 licensed final expense producers in Palm Beach Gardens →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Final Expense Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Final Expense Insurance across the Palm Beach Gardens regional market. Rates are localized using regional health baselines.

Official Palm Beach Gardens Resources

County Palm Beach County

Population ~59,088

Lack of insurance (18–64) 8.3%

FIPS code 1254075

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Palm Beach Gardens rates. Start your quote request below.

FL OIR .GOV Palm Beach County Gov Portal .GOV

4.0 62 reviews

City of Palm Beach Gardens City Hall photo 1

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Photos by Gaming with Rapha and Mäÿä Yay , walter castro , Candice Meidecen , City of Palm Beach Gardens City Hall via Google Maps

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City of Palm Beach Gardens City Hall

Open now · Mon 8:00 AM – 5:00 PM

(561) 799-4100

pbgfl.com

10500 N Military Trl, Palm Beach Gardens, FL 33410, USA

Recent Reviews

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"The mayor should take a look at the police the citizens pay to protect them. They have countless complaints of illegal detaining people for no crimes. The police chief is going to be reported to the g…"

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"Can’t play basketball at the public park this morning because the city shut down the park for the golf tournament. Two guys in front of me walking home beause they were told they could not play disc …"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Final Expense Guide →

Select your coverage below to see your price in seconds.

See If You Qualify — No Exam Required

Remove the financial burden from loved ones — no obligation — guaranteed acceptance options available

How much burial coverage do you need?

$5K

$10K

$15K

$20K

$25K

$35K

What matters most to you?

Funeral Costs

Medical Bills

Both

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Yes

Have you been diagnosed with or treated for cancer, heart disease, stroke, COPD, or organ failure?

Yes

Have you been hospitalized in the past 2 years (other than for routine procedures)?

Yes

Do you currently use a wheelchair, oxygen, or receive home health care?

Yes

Have you been diagnosed with diabetes requiring insulin?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Your illustrative monthly estimate Example: $10,000 coverage — select your amount above for your range.

Compare Plans

Final Expense Options

Best Value

Preferred Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $35K
No medical exam
Accidental Death rider available
Terminal illness rider included

Get Quote

Standard Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $20K
No medical exam
Some health conditions OK
Level premiums for life

Get Quote

Guaranteed Issue Plan

Graded benefit — guaranteed

Years 1-2: premiums + 10% interest
Year 3+: full death benefit
Ages 50-80, up to $15K
No medical exam
Accidental death = full benefit yr 1

Get Quote

📖 Final Expense Knowledge

Everything You Need to Know About Final Expense Insurance

🕊️

What Is Final Expense Insurance?

Final expense is a small whole life policy designed to cover end-of-life costs — funeral, burial, cremation, outstanding medical bills, and legal fees. Coverage typically ranges from $5,000 to $50,000. Unlike traditional whole life, final expense is simplified issue — no medical exam, no blood work, just health questions.

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How Much Does a Funeral Cost in Florida?

According to the Choice Mutual 2026 / NFDA 2023, the median cost of a traditional funeral with burial in Florida is $8,023. The national median is $8,300. Cremation is less ($3,000–$6,000) but still a significant expense. Final expense insurance covers these costs so your family doesn't have to.

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Guaranteed Issue vs. Simplified Issue

Simplified issue (preferred/standard plans): answer health questions, no exam, immediate full benefit if approved. Guaranteed issue (guaranteed acceptance plans): no health questions at all — everyone qualifies — but has a 2-3 year graded benefit waiting period. Accidental death pays full benefit from day one on both.

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Irrevocable Burial Trusts & Medicaid

In Florida, an irrevocable burial trust funded by a final expense policy is exempt from Medicaid asset calculations. Florida exempts irrevocable prepaid funeral contracts with no dollar cap (Fla. Admin. Code R. 65A-1.712, SSI-Related Medicaid Resource Eligibility Criteria). See Florida guidance. June helps structure these correctly.

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Who Should Get Final Expense?

Final expense is designed for seniors ages 50-85 who want to ensure their funeral and end-of-life costs are covered without burdening family. It's also for anyone who has been declined for traditional coverage due to health conditions — guaranteed issue means no one is turned away. Fixed premiums, coverage for life.

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Florida Consumer Protections

Florida law provides a 14-day free-look period on all life insurance policies — return for a full refund, no questions asked (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing benefits and costs. State insurance regulators prohibit misleading "burial insurance" advertising that overstates coverage or understates limitations.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Palm Beach Gardens

More Insurance Options in Palm Beach Gardens, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Final Expense Insurance FAQ

💰

How much does final expense cost?

Premiums vary by age, health, and coverage amount. Plans range from $5K-$35K. Premiums are level and never increase.

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Is a medical exam required?

No. No medical exam, no blood work, no health interview. Eligibility determined at point of sale from application questions.

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What does it cover?

Funeral, burial or cremation, casket, memorial, outstanding medical bills, and end-of-life expenses. Florida median funeral with burial: $8,023 (Choice Mutual 2026 / NFDA 2023).

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What's the graded benefit?

Basic plan: years 1-2 pay premiums + 10% interest if death occurs. Year 3+ pays full face amount. Accidental death = full benefit day one.

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Can I get coverage at age 80?

Yes. Ages 50-85 are eligible. Preferred up to $15K, Standard up to $10K at ages 81-85. Level premiums guaranteed.

Nearby Final Expense Coverage

Read the Full Final Expense Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

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Final Expense Insurance in Palm Beach Gardens, FL

Palm Beach Gardens, FL — Your Local Producer

Licensed Final Expense Producers in Palm Beach Gardens

🕊️ Final Expense Insurance Underwriting Scope

🏛️ Official Palm Beach Gardens Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Qualify — No Exam Required

Quote Request Received!

Final Expense Options

Preferred Plan

Standard Plan

Guaranteed Issue Plan

Everything You Need to Know About Final Expense Insurance

What Is Final Expense Insurance?

How Much Does a Funeral Cost in Florida?

Guaranteed Issue vs. Simplified Issue

Irrevocable Burial Trusts & Medicaid

Who Should Get Final Expense?

Florida Consumer Protections

More Insurance Options in Palm Beach Gardens, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Final Expense Insurance FAQ

How much does final expense cost?

Is a medical exam required?

What does it cover?

What's the graded benefit?

Can I get coverage at age 80?

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Talk to a real person. Today.

Final Expense Insurance Underwriting Scope

Official Palm Beach Gardens Resources