June Marcia Williams

Your Insurance Agent in Lake Park, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Lake Park, FL...

National Producer No.

17209549

Verify ↗

Business Life Insurance in Lake Park, FL

Key person, buy-sell, and business loan protection.

Business life insurance for Lake Park, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — key person, buy-sell, and executive coverage for businesses, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Lake Park, FL

Lake Park, FL — Your Local Producer

For my neighbors in Lake Park, the 'Jewel of the Palm Beaches,' I know that protecting your family's future is a top priority. My name is June Marcia Williams, and as a licensed insurance producer, I am dedicated to serving the residents of our unique Palm Beach County community. I offer personalized guidance on a range of options, including Term Life, Final Expense, and Critical Illness policies, helping you understand the choices available. My goal is to help you find a plan that fits your specific needs and brings you peace of mind. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

Lake Park Town Hall
Kelsey Park
The intersection of Park Avenue and US Highway 1

NPN17209549FL LicenseW840529

Licensed Business Life Producers in Lake Park

57 on public record · Florida DFS · Fla. Stat. §119.01

Adrienne Nicole Mack

Life Including Variable Annuity & Health

NPN 21291586 Licensed 2024

Anna Harper

Life Including Variable Annuity & Health

NPN 17711095 Licensed 2015

Anthony Jay Dunkley

Life Including Variable Annuity & Health

NPN 20184718 Licensed 2021

Ashley Elizabeth Williams

Life Including Variable Annuity & Health

NPN 19888681 Licensed 2021

Benjamin Ali Davis

Life Including Variable Annuity & Health

NPN 20568985 Licensed 2022

Connie Lynn-Destache

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 533999 Licensed 1996

Cristal Gall

Life Including Variable Annuity & Health

NPN 21393413 Licensed 2024

Daniel Sibrun

Life Including Variable Annuity & Health

NPN 21164143 Licensed 2024

David K Turner

Life Including Variable Annuity & Health

NPN 19640548 Licensed 2020

Diamond Chineka Risby

Life Including Variable Annuity & Health

NPN 20280791 Licensed 2022

Douglas Mitchell Lange

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 7043629 Licensed 2002

Emmanuel B Jasney

Life Including Variable Annuity & Health

NPN 20559062 Licensed 2022

Eric Leif Erickson

Life Including Variable Annuity & Health

NPN 19998784 Licensed 2021

Ethan Hoffman Osborne

Life Including Variable Annuity & Health

NPN 20647220 Licensed 2023

Gail Christine Crawley

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 1053552 Licensed 2000

Gerard Francis Conforti

Life Including Variable Annuity & Health

NPN 400366 Licensed 1988

Gladys Alexandre

Life Including Variable Annuity & Health

NPN 21057354 Licensed 2024

Guerlin Dorante

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 19312643 Licensed 2019

Isaac Jr Albert

Life Including Variable Annuity & Health

NPN 20469137 Licensed 2022

Jacquelyn Joe Short

Life Including Variable Annuity & Health

NPN 18422499 Licensed 2017

Jeannie Palmer

Life Including Variable Annuity & Health

NPN 21146375 Licensed 2024

Jeffrey K Jennings

Life Including Variable Annuity & Health

NPN 16305644 Licensed 2011

Jennette Lynn Zitani

Life Including Variable Annuity & Health

NPN 19297181 Licensed 2019

Jennifer Lane Bishop

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 11092953 Licensed 2020

View all 57 licensed business life producers in Lake Park →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Business Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Business Life Insurance across the Lake Park regional market. Rates are localized using regional health baselines.

Official Lake Park Resources

County Palm Beach County

Population ~8,996

Lack of insurance (18–64) 14.2%

FIPS code 1238600

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Lake Park rates. Start your quote request below.

FL OIR .GOV Palm Beach County Gov Portal .GOV

4.6 8 reviews

Photos by Sarah Keith , James FÉLIX via Google Maps

View on Google Maps

Lake Park Town Hall

(561) 881-3300

lakeparkflorida.gov .GOV

535 Park Ave, West Palm Beach, FL 33403, USA

Recent Reviews

Sarah Keith ★★★★☆

"I have lived here in Lake Park for 29 years. We have our challenges, but over all, this sleepy community is centrally located, has large lots, sturdy homes, and sidewalks! In the age of zero lot lines…"

Robert Kaufman ★★★★★

"I found that it was very well organized and Everyone who attended looked marvelous. Other than one man dressed in a T-shirt and shorts was part of the historians Of Lake Park. He could have dressed a …"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Business Life Guide →

Select your coverage below to see your price in seconds.

Get a Business Protection Assessment

Protect your company's financial future — no obligation — customized corporate coverage

What do you need to protect?

👤 Key Person

🤝 Buy-Sell Agreement

🏦 Business Loan

Age of the person being insured

Under 30

30-39

40-49

50-59

Annual revenue or key person income

$50K-$100K

$100K-$200K

$200K-$500K

$500K-$1M

$1M-$2M

$2M+

Number of partners/owners

Solo

✅

Your business assessment is ready!

Based on your revenue and structure, June will calculate the exact coverage amount for key person protection, buy-sell funding, or loan collateral. Enter your contact info to receive your recommendation.

Your Name

Phone Number

Business Name

Email Address

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure · Never shared · June responds within 30 min

✅

Consultation Request Sent!

June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Business Life Options

Most Common

Key Person

Protect against losing a vital employee

5-10× key person's income
Covers revenue loss during replacement
Recruitment & training costs
Business debt obligations
Term or permanent options

Get Quote

Buy-Sell Agreement

Fund partner/owner transitions

% ownership × company value
Cross-purchase or entity plan
Prevents forced liquidation
Ensures fair market buyout
All partners covered equally

Get Quote

Business Loan

Collateral assignment for lenders

Coverage = outstanding principal
Lender named as collateral assignee
SBA loan requirement satisfied
Decreasing or level term
Protects personal guarantors

Get Quote

📖 Business Life Knowledge

Everything You Need to Know About Business Life Insurance

💼

What Is Key Person Insurance?

Key person insurance protects your business against the financial impact of losing a critical employee — a founder, top salesperson, or essential manager. Coverage is typically 5-10× the key person's annual income plus bonuses. The business owns the policy, pays the premiums, and receives the death benefit to cover lost revenue, recruitment, and transition costs.

🤝

Buy-Sell Agreements Explained

A buy-sell agreement is a legally binding contract that determines what happens to a partner's ownership share when they die. Life insurance funds the buyout — surviving partners receive cash to purchase the deceased's share at fair market value. Without it, heirs could become unwanted business partners or force a liquidation. Cross-purchase (partners own each other's policies) or entity purchase (business owns all policies) structures available.

🏦

Business Loan Protection

Many lenders — especially SBA loans — require life insurance on the guarantor or key principal. Coverage equals the outstanding loan balance, with the lender named as collateral assignee. If the borrower dies, the policy pays off the loan. This protects both the business and the personal assets of any guarantors. Decreasing term aligns coverage with the declining loan balance.

📊

How Much Coverage Do You Need?

Key Person: 5-10× income based on age (higher multiplier for younger, harder-to-replace talent). Buy-Sell: Ownership percentage × company valuation. Business Loan: Outstanding principal balance. For businesses with multiple needs, June structures layered coverage — term for short-term obligations, permanent for long-term succession planning.

🏢

Tax Implications

Key person premiums are not tax-deductible, but the death benefit is generally received tax-free by the business (subject to alternative minimum tax rules). Buy-sell premiums are also not deductible, but provide tax-efficient ownership transfer. Consult a tax advisor for your specific situation — June coordinates with your CPA to structure coverage correctly.

⚖️

Business Insurance Requirements

Florida doesn't mandate business life insurance, but SBA lenders require collateral assignment on loans above certain thresholds. Under federal IRC § 101(j), employers must obtain written notice and consent from insured employees before issuing employer-owned life insurance; IRS Form 8925 is filed annually. All policies include Florida's 14-day free-look period (Fla. Stat. § 627.4554). June ensures all documentation meets regulatory requirements.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated life insurance carriers.

Life Insurance in Lake Park

More Insurance Options in Lake Park, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Business Life Insurance FAQ

💼

How much key person coverage do I need?

Typically 5-10x the key person's annual income plus bonuses. Factor in recruitment costs, training time, and potential revenue loss during transition. June provides a free needs analysis.

🤝

Do all partners need equal coverage?

Coverage should be proportional to ownership interest. If Partner A owns 60% and Partner B owns 40%, coverage amounts reflect their respective buyout values based on company valuation.

🏦

Does my SBA loan require life insurance?

Most SBA lenders require life insurance on key principals with collateral assignment. The coverage amount typically equals the outstanding loan balance. June helps structure compliant policies.

📊

Term or permanent for business insurance?

Term for time-bound needs (loans, short-term key person). Permanent for long-term succession planning and buy-sell agreements. Many businesses use a combination of both.

💰

Are business life insurance premiums tax-deductible?

Generally no — premiums for key person and buy-sell policies are not deductible. However, death benefits are typically received tax-free. Consult your CPA for your specific situation.

Nearby Business Life Coverage

Read the Full Business Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Business Life Insurance in Lake Park, FL

Lake Park, FL — Your Local Producer

Licensed Business Life Producers in Lake Park

🏢 Business Life Insurance Underwriting Scope

🏛️ Official Lake Park Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

Get a Business Protection Assessment

Consultation Request Sent!

Business Life Options

Key Person

Buy-Sell Agreement

Business Loan

Everything You Need to Know About Business Life Insurance

What Is Key Person Insurance?

Buy-Sell Agreements Explained

Business Loan Protection

How Much Coverage Do You Need?

Tax Implications

Business Insurance Requirements

More Insurance Options in Lake Park, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Business Life Insurance FAQ

How much key person coverage do I need?

Do all partners need equal coverage?

Does my SBA loan require life insurance?

Term or permanent for business insurance?

Are business life insurance premiums tax-deductible?

Also Serving Palm Beach County

Boynton Beach Life Protection

Canal Point Coverage Guide

Greenacres Life Protection

Lake Worth Life Protection

Lake Worth Beach Wealth Strategy

Palm Beach Garde Life Protection

Palm Beach Gardens Coverage Guide

Plantation Mobile Home Park Financial Security

San Castle Coverage Guide

West Palm Beach Life Protection

Clewiston Coverage Guide

Felda Financial Security

Fort Denaud Coverage Guide

Harlem Financial Security

The Labelle Legacy Plan

Montura Wealth Strategy

Pioneer Life Protection

Port LaBelle Financial Security

Buckhead Ridge Financial Security

The Moore Haven Legacy Plan

Palmdale Coverage Guide

Talk to a real person. Today.

Business Life Insurance Underwriting Scope

Official Lake Park Resources