June Marcia Williams

Your Insurance Agent in Boynton Beach, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Boynton Beach, FL...

National Producer No.

17209549

Verify ↗

Business Life Insurance in Boynton Beach, FL

Key person replacement, partner buyout funding, loan collateral.

Business life insurance for Boynton Beach, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — key person, buy-sell, and executive coverage for businesses, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Boynton Beach, FL

Boynton Beach, FL — Your Local Producer

Hello Boynton Beach! From enjoying our beautiful coastal community to building a life here in Palm Beach County, I understand the importance of protecting what matters most. My name is June Marcia Williams, and as your local licensed insurance producer, I'm dedicated to helping my neighbors find the right personal insurance solutions. I can help you explore options like Term Life, Whole Life, Final Expense, and other policies to secure your family’s financial future. My goal is to provide clear, straightforward guidance so you can make confident decisions. (NPN: 17209549, FL License No: W840529)

Boynton Beach City Hall
Green Cay Nature Center & Wetlands
Boynton Beach Boulevard & Congress Avenue

NPN17209549FL LicenseW840529

Licensed Business Life Producers in Boynton Beach

1861 on public record · Florida DFS · Fla. Stat. §119.01

Aaron Bernstein

Life Including Variable Annuity & Health

NPN 19989871 Licensed 2021

Aaron David Stevens

Life Including Variable Annuity & Health

NPN 9155594 Licensed 2007

Aaron Goodman

Life Including Variable Annuity & Health

NPN 21731848 Licensed 2025

Abbe Kligerman

Life Including Variable Annuity & Health

NPN 2019492 Licensed 2023

Abdel Al-Froukh

Life Including Variable Annuity & Health

NPN 21562192 Licensed 2025

Abigail Vasquez Bruton

Life Including Variable Annuity & Health

NPN 563625 Licensed 2020

Abria Mary Dolores Ryan

Life Including Variable Annuity & Health

NPN 20596837 Licensed 2023

Achille Cetoute

Life Including Variable Annuity & Health

NPN 19317600 Licensed 2021

Achilles A Pappas

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 2295381 Licensed 2017

Adam Ahnich

Life Including Variable Annuity & Health

NPN 22071164 Licensed 2025

Adam Darrell Connelly

Life Including Variable Annuity & Health

NPN 19756851 Licensed 2021

Adam Dash

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 8001331 Licensed 2016

Adam Jordan Mitchell

Life Including Variable Annuity & Health

NPN 21130676 Licensed 2024

Adam Lund

Life Including Variable Annuity & Health

NPN 19487809 Licensed 2020

Adele Delia Durocher

Life Including Variable Annuity & Health

NPN 2972018 Licensed 1999

Adriana Rosselyn Panza Rincon

Life Including Variable Annuity & Health

NPN 21423594 Licensed 2024

Adrienne Fredeling

Life Including Variable Annuity & Health

NPN 20725101 Licensed 2023

Agnieszka Eaton

Life Including Variable Annuity & Health

NPN 20782878 Licensed 2023

Aidan Smith

Life Including Variable Annuity & Health

NPN 21621816 Licensed 2025

Akeem Andrew Hall

Life Including Variable Annuity & Health

NPN 22225919 Licensed 2026

Alain Escobar Munoz

Life Including Variable Annuity & Health

NPN 18171888 Licensed 2025

Alain Guy Chevrier

Life Including Variable Annuity & Health

NPN 514897 Licensed 1992

Alan D Doyle

Life Including Variable Annuity & Health

NPN 19752961 Licensed 2025

Alan Fryman

Life Including Variable Annuity & Health

NPN 2127837 Licensed 2014

View all 1861 licensed business life producers in Boynton Beach →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Business Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Business Life Insurance across the Boynton Beach regional market. Rates are localized using regional health baselines.

Official Boynton Beach Resources

County Palm Beach County

Population ~80,068

Lack of insurance (18–64) 13.3%

FIPS code 1207875

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Boynton Beach rates. Start your quote request below.

FL OIR .GOV Palm Beach County Gov Portal .GOV

2.7 67 reviews

Photos by Ivy Song , Herve Andrieu , Dennis Brand , Lori Wilk via Google Maps

View on Google Maps

City of Boynton Beach

Open now · Mon 8:00 AM – 5:00 PM

(561) 742-6000

boynton-beach.org

100 E Ocean Ave, Boynton Beach, FL 33435, USA

Recent Reviews

LEO Zupo ★☆☆☆☆

"Community standards are just going around sighting everybody so they can make money to pay for their building. This is getting out of hand and ridiculous here in Boynton Beach. And they have the most …"

Allen Canarutto ★☆☆☆☆

"This is disgusting. I have been to Oceanfront Park every day for the past week and a half. There is so much smelly, bug infested seaweed that I could not even get to the water. For a city with th…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Business Life Guide →

Select your coverage below to see your price in seconds.

Get a Business Protection Assessment

Protect your company's financial future — no obligation — customized corporate coverage

What do you need to protect?

👤 Key Person

🤝 Buy-Sell Agreement

🏦 Business Loan

Age of the person being insured

Under 30

30-39

40-49

50-59

Annual revenue or key person income

$50K-$100K

$100K-$200K

$200K-$500K

$500K-$1M

$1M-$2M

$2M+

Number of partners/owners

Solo

✅

Your business assessment is ready!

Based on your revenue and structure, June will calculate the exact coverage amount for key person protection, buy-sell funding, or loan collateral. Enter your contact info to receive your recommendation.

Your Name

Phone Number

Business Name

Email Address

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure · Never shared · June responds within 30 min

✅

Consultation Request Sent!

June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Business Life Options

Most Common

Key Person

Protect against losing a vital employee

5-10× key person's income
Covers revenue loss during replacement
Recruitment & training costs
Business debt obligations
Term or permanent options

Get Quote

Buy-Sell Agreement

Fund partner/owner transitions

% ownership × company value
Cross-purchase or entity plan
Prevents forced liquidation
Ensures fair market buyout
All partners covered equally

Get Quote

Business Loan

Collateral assignment for lenders

Coverage = outstanding principal
Lender named as collateral assignee
SBA loan requirement satisfied
Decreasing or level term
Protects personal guarantors

Get Quote

📖 Business Life Knowledge

Everything You Need to Know About Business Life Insurance

💼

What Is Key Person Insurance?

Key person insurance protects your business against the financial impact of losing a critical employee — a founder, top salesperson, or essential manager. Coverage is typically 5-10× the key person's annual income plus bonuses. The business owns the policy, pays the premiums, and receives the death benefit to cover lost revenue, recruitment, and transition costs.

🤝

Buy-Sell Agreements Explained

A buy-sell agreement is a legally binding contract that determines what happens to a partner's ownership share when they die. Life insurance funds the buyout — surviving partners receive cash to purchase the deceased's share at fair market value. Without it, heirs could become unwanted business partners or force a liquidation. Cross-purchase (partners own each other's policies) or entity purchase (business owns all policies) structures available.

🏦

Business Loan Protection

Many lenders — especially SBA loans — require life insurance on the guarantor or key principal. Coverage equals the outstanding loan balance, with the lender named as collateral assignee. If the borrower dies, the policy pays off the loan. This protects both the business and the personal assets of any guarantors. Decreasing term aligns coverage with the declining loan balance.

📊

How Much Coverage Do You Need?

Key Person: 5-10× income based on age (higher multiplier for younger, harder-to-replace talent). Buy-Sell: Ownership percentage × company valuation. Business Loan: Outstanding principal balance. For businesses with multiple needs, June structures layered coverage — term for short-term obligations, permanent for long-term succession planning.

🏢

Tax Implications

Key person premiums are not tax-deductible, but the death benefit is generally received tax-free by the business (subject to alternative minimum tax rules). Buy-sell premiums are also not deductible, but provide tax-efficient ownership transfer. Consult a tax advisor for your specific situation — June coordinates with your CPA to structure coverage correctly.

⚖️

Business Insurance Requirements

Florida doesn't mandate business life insurance, but SBA lenders require collateral assignment on loans above certain thresholds. Under federal IRC § 101(j), employers must obtain written notice and consent from insured employees before issuing employer-owned life insurance; IRS Form 8925 is filed annually. All policies include Florida's 14-day free-look period (Fla. Stat. § 627.4554). June ensures all documentation meets regulatory requirements.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated life insurance carriers.

Life Insurance in Boynton Beach

More Insurance Options in Boynton Beach, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Business Life Insurance FAQ

💼

How much key person coverage do I need?

Typically 5-10x the key person's annual income plus bonuses. Factor in recruitment costs, training time, and potential revenue loss during transition. June provides a free needs analysis.

🤝

Do all partners need equal coverage?

Coverage should be proportional to ownership interest. If Partner A owns 60% and Partner B owns 40%, coverage amounts reflect their respective buyout values based on company valuation.

🏦

Does my SBA loan require life insurance?

Most SBA lenders require life insurance on key principals with collateral assignment. The coverage amount typically equals the outstanding loan balance. June helps structure compliant policies.

📊

Term or permanent for business insurance?

Term for time-bound needs (loans, short-term key person). Permanent for long-term succession planning and buy-sell agreements. Many businesses use a combination of both.

💰

Are business life insurance premiums tax-deductible?

Generally no — premiums for key person and buy-sell policies are not deductible. However, death benefits are typically received tax-free. Consult your CPA for your specific situation.

Nearby Business Life Coverage

Read the Full Business Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Business Life Insurance in Boynton Beach, FL

Boynton Beach, FL — Your Local Producer

Licensed Business Life Producers in Boynton Beach

🏢 Business Life Insurance Underwriting Scope

🏛️ Official Boynton Beach Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

Get a Business Protection Assessment

Consultation Request Sent!

Business Life Options

Key Person

Buy-Sell Agreement

Business Loan

Everything You Need to Know About Business Life Insurance

What Is Key Person Insurance?

Buy-Sell Agreements Explained

Business Loan Protection

How Much Coverage Do You Need?

Tax Implications

Business Insurance Requirements

More Insurance Options in Boynton Beach, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Business Life Insurance FAQ

How much key person coverage do I need?

Do all partners need equal coverage?

Does my SBA loan require life insurance?

Term or permanent for business insurance?

Are business life insurance premiums tax-deductible?

Also Serving Palm Beach County

Canal Point Coverage Guide

Greenacres Life Protection

Lake Worth Life Protection

Lake Worth Beach Wealth Strategy

Palm Beach Garde Life Protection

Palm Beach Gardens Coverage Guide

Pine Air Wealth Strategy

Plantation Mobile Home Park Financial Security

San Castle Coverage Guide

West Palm Beach Life Protection

Fort Pierce Wealth Strategy

Fort Pierce North Life Protection

Fort Pierce South Financial Security

Hutchinson Island South Coverage Guide

The Indian River Estates Legacy Plan

The Lakewood Park Legacy Plan

Port Saint Lucie Coverage Guide

Port St. Lucie Life Protection

River Park Life Protection

St. Lucie Village Wealth Strategy

The Hobe Sound Legacy Plan

Indiantown Coverage Guide

Jensen Beach Financial Security

Jupiter Island Coverage Guide

The North River Shores Legacy Plan

Ocean Breeze Financial Security

The Palm City Legacy Plan

Port Salerno Coverage Guide

Rio Life Protection

Stuart Wealth Strategy

Talk to a real person. Today.

Business Life Insurance Underwriting Scope

Official Boynton Beach Resources