June Marcia Williams

Your Insurance Agent in Juno Beach, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Juno Beach, FL...

National Producer No.

17209549

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Term Life Insurance in Juno Beach, FL

June Williams — NPN 17209549. No-exam options up to $500K.

Term life insurance for Juno Beach, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Juno Beach, FL

Juno Beach, FL — Your Local Producer

For my neighbors in Juno Beach, enjoying our beautiful coastal life is what it's all about. From walks along the shore to time spent with family, we cherish the unique peace our corner of Palm Beach County offers. As a licensed insurance producer, I'm dedicated to helping you protect that peace of mind. My goal is to help you understand your options for life insurance, final expense, and supplemental health policies so you can make informed decisions for your family's future. I'm June Marcia Williams, and I'm here to help. (NPN: 17209549, Florida License No: W840529)

Juno Beach Pier
Loggerhead Marinelife Center
Juno Dunes Natural Area

NPN17209549FL LicenseW840529

Licensed Term Life Producers in Juno Beach

42 on public record · Florida DFS · Fla. Stat. §119.01

Alexander Urban Kamerer

Life Including Variable Annuity & Health

NPN 18319813 Licensed 2017

Anthony Evangelos Pace

Life Including Variable Annuity & Health

NPN 21537419 Licensed 2025

Berton Robert Brown

Life Including Variable Annuity & Health

NPN 8853325 Licensed 2006

Bruce Arnold Bogart

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 632222 Licensed 1997

Carl Leonard Rinaldi

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 19086732 Licensed 2019

Carol Dennie-Green

Life Including Variable Annuity & Health

NPN 19821284 Licensed 2021

Caroline Aubry

Life Including Variable Annuity & Health

NPN 21059774 Licensed 2024

Christina Renee Pavela

Life Including Variable Annuity & Health

NPN 21263201 Licensed 2024

Christopher Banker

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 8514798 Licensed 2008

Chung W Wong

Life Including Variable Annuity & Health

NPN 390361 Licensed 1994

Daniel Kenneth Charley

Life Including Variable Annuity & Health

NPN 8645410 Licensed 2021

Dylan Alexander Nunez

Life Including Variable Annuity & Health

NPN 17455228 Licensed 2014

Edmund P Baker

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 10499305 Licensed 2008

Eric Todd Weiss

Life Including Variable Annuity & Health

NPN 514375 Licensed 2016

Gaines Sumter Ryland

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 457896 Licensed 1999

George Christopher Tamasi

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 18974397 Licensed 2018

George Elliot Cohen

Life Including Variable Annuity & Health

NPN 87699 Licensed 1997

Hunter Landon Holland

Life Including Variable Annuity & Health

NPN 21401057 Licensed 2024

James N Papadakos

Life Including Variable Annuity & Health

NPN 20560289 Licensed 2022

Jason T Heaney

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 10499298 Licensed 2008

Jennifer Ann Weiss

Life Including Variable Annuity & Health

NPN 20232602 Licensed 2022

Jesse Ryan Gersten

Life Including Variable Annuity & Health

NPN 22171383 Licensed 2026

John Merendino

Life Including Variable Annuity & Health

NPN 4688395 Licensed 2014

Joseph Peter Mcgivney

Life Including Variable Annuity & Health

NPN 9014184 Licensed 2019

View all 42 licensed term life producers in Juno Beach →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Juno Beach regional market. Rates are localized using regional health baselines.

Official Juno Beach Resources

County Palm Beach County

Population ~3,818

Lack of insurance (18–64) 8.5%

FIPS code 1235850

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Juno Beach rates. Start your quote request below.

FL OIR .GOV Palm Beach County Gov Portal .GOV

4.4 14 reviews

Photos by Patrick Prentice , Sterio A , Lin Wu , Coley via Google Maps

View on Google Maps

Juno Beach Town Center

(561) 626-1122

juno-beach.fl.us

340 Ocean Dr, Juno Beach, FL 33408, USA

Recent Reviews

Bonnie Summer ★★★★★

"I take walks here to get some peace. It has lots of shade and many varieties of wildlife. It's also right next to the beach."

Felix Orchis ★★★★★

"There's a delightful one-mile walking path around the lake. Lots of benches and two shaded gazebos right on the water. Along the shore, lots of ducks, ibises, and other water fowl. There's water and p…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Juno Beach

More Insurance Options in Juno Beach, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in Juno Beach?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Term Life Insurance in Juno Beach, FL

Juno Beach, FL — Your Local Producer

Licensed Term Life Producers in Juno Beach

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official Juno Beach Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in Juno Beach, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in Juno Beach?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

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Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official Juno Beach Resources