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June Marcia Williams — Licensed Insurance Agent in Christmas, FL
June Marcia Williams
Your Insurance Agent in Christmas, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Christmas, FL...
National Producer No.
17209549
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Expert Life Insurance Agent in Christmas, FL | 12+ Years Experience

Top-Rated Financial Protection for Christmas Residents

Honest, Local Insurance Guidance for Your Family's Future in Orange County

Your local licensed agent in Christmas, Orange County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Christmas, Orange County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Christmas, FL

Christmas, FL — Your Local Producer

Hello to my neighbors in Christmas! In a community known for its unique spirit and close-knit feel, looking out for our loved ones is second nature. As a licensed Florida insurance producer right here in the Orange County area, I'm dedicated to helping you protect your family's future. I can help you navigate options like Term Life, Final Expense, and other personal policies to find a plan that fits your specific needs. My goal is to provide clear, straightforward guidance so you can make confident decisions for your family's security. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Fort Christmas Historical Park
  • Christmas Post Office
  • East Orange County Library, Christmas Branch
NPN17209549FL LicenseW840529

Christmas is home to approximately 1,500 residents in Orange County, with a median age of 44.3 and a median household income of $92,600. About 83% of homes are owner-occupied; the median home value is $332,000. 32% of adults hold a bachelor's degree or higher; households with children make up 25%; veterans comprise 5% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Christmas households.

How Christmas compares to Orange County

ORANGE COUNTY · 1.4M RESIDENTS CHRISTMAS · 2K RESIDENTS
Orange County vs Christmas — population comparison Orange County: 1,427,403 residents. Christmas: 1,545 residents, 0.1% of Orange County population.
1,427,403 ORANGE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,545 CHRISTMAS RESIDENTS ↳ 0.1% of Orange County residents
Underwriting Guidelines

Can I get life insurance with obesity in Christmas, FL?

Coverage is widely available. Christmas sits within Orange County (population ~1,471,000, 16.1% uninsured), where 31.4% of adults have obesity alongside 34.3% with high blood pressure per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Christmas families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Lockhart →

📊 Top Health Considerations (CDC)

Top Health Considerations for Christmas (CITY) High cholesterol: 39.9%. High blood pressure: 34.3%. Obesity: 31.4%. Diagnosed diabetes: 11.4%. Current cigarette smoking: 12.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CHRISTMAS High cholesterol 39.9% High blood pressure 34.3% Obesity 31.4% Diagnosed diabetes 11.4% Current cigarette smoking 12.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Orange County Gov Portal .GOV
Population ~1,545
Lack of health insurance (18–64) 11.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1212250
Google Maps
3.7 3 reviews
View on Google Maps
CHRISTMAS CIVIC CENTER
christmascivic.com
23760 E Colonial Dr, Christmas, FL 32709, USA
Recent Reviews
Robert Whatley ★★★★★
"To Ms. Janice Montanez You rented for 1 day, not 3. We let you in a day early to decorate, no charge. When we went back the day after your event, nothing was cleaned. Trash was left everywhere. You ta…"
Janice Montanez ★☆☆☆☆
"The poorest management in the world. President and his wife both are very disrespectful people. The venue was turn to us dirty with outside trash can full of trash. The lawn was not done. Apparently t…"
Available in Christmas

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Orange County and Neighboring Florida Counties

Cities served near Christmas.

June Marcia Williams writes life insurance and supplemental health policies across Orange County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Christmas

30 Cities · 3 Counties
Volusia County10
CassadagaDaytona BeachDelandDeLand SouthwestDeltonaHolly HillOrmond BeachOrmond-by-the-SeaSevilleSouth Daytona
Orange CountyHome10
Bay HillLake Mary JaneMeadow WoodsSky LakeSouthchaseUnion ParkWindermereWinter GardenWinter ParkZellwood
Brevard County10
Eau GallieIndian Harbor BeIndian Harbour BeachJune ParkMelbourneMerritt IslandNorth Merritt IslandPalm BayPatrick AFBTitusville
Official Resources

Know your rights in Christmas.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Christmas insurance — answered.

💰

How much does life insurance cost in Christmas?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Christmas
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Christmas?

Yes. June serves all of Christmas and every municipality in Orange County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Bithlo Orange County, FL 10 products available
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You Are Here Christmas Orange County, FL
•
Next → Clarcona Orange County, FL 10 products available

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