June Marcia Williams

Your Insurance Agent in South Miami, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing South Miami, FL...

National Producer No.

17209549

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Final Expense Insurance in South Miami, FL

Coverage from $5,000 to $50,000. Premiums never increase.

Final expense insurance for South Miami, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — simplified-issue funeral and burial coverage from age 50 to 85, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · South Miami, FL

South Miami, FL — Your Local Producer

Hello, South Miami neighbors! In our vibrant community, known for its lush canopy and 'City of Pleasant Living' atmosphere, planning for the future is just as important as enjoying today's beautiful Miami-Dade sunshine. My name is June Marcia Williams, and as a local licensed insurance producer, I'm dedicated to helping my fellow residents navigate their options. I provide clear, personalized information on life, final expense, and supplemental health insurance policies to help you protect what matters most. Let's talk about securing your family's future, right here in our community. (NPN: 17209549, Florida License No: W840529)

South Miami City Hall
The Shops at Sunset Place
Dante Fascell Park

NPN17209549FL LicenseW840529

Licensed Final Expense Producers in South Miami

74 on public record · Florida DFS · Fla. Stat. §119.01

Ana R Cohen

Life Including Variable Annuity & Health

NPN 7381083 Licensed 2002

Andres Francisco Fernandez

Life Including Variable Annuity & Health

NPN 495947 Licensed 1992

Andrew Martin Abern

Life Including Variable Annuity & Health

NPN 469274 Licensed 1969

Angel Estrada

Life Including Variable Annuity & Health

NPN 21417114 Licensed 2024

Beberlyn Matheus Roa

Life Including Variable Annuity & Health

NPN 21680963 Licensed 2025

Benjamin Jean Roy

Life Including Variable Annuity & Health

NPN 21385853 Licensed 2024

Bonifacio Diaz

Life Including Variable Annuity & Health

NPN 590266 Licensed 2000

Brent Fedor

Life Including Variable Annuity & Health

NPN 20067694 Licensed 2021

Carlos Alberto Dorrego

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 499137 Licensed 1993

Charles Robert Lang

Life Including Variable Annuity & Health

NPN 630852 Licensed 1986

Christine Marie Quinones-Spurling

Life Including Variable Annuity & Health

NPN 444825 Licensed 1996

Conner Lee Jackson

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 18198139 Licensed 2024

Crosby Nicholson

Life Including Variable Annuity & Health

NPN 22219918 Licensed 2026

Dailin Lowe

Life Including Variable Annuity & Health

NPN 20840708 Licensed 2023

David Fontaine

Life Including Variable Annuity & Health

NPN 3639439 Licensed 2000

David Katana

Life Including Variable Annuity & Health

NPN 17807028 Licensed 2015

David Michael Jullie

Life Including Variable Annuity & Health

NPN 478864 Licensed 1996

David Neil Smith

Life Including Variable Annuity & Health

NPN 617036 Licensed 1983

Dax Anthony Cata

Life Including Variable Annuity & Health

NPN 17910210 Licensed 2021

Dayana Albornoz Davalillo

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 19259300 Licensed 2019

Diana Bell Alvarez

Life Including Variable Annuity & Health

NPN 21390457 Licensed 2024

Dorka Escobedo

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 6912035 Licensed 2022

Edwin Francisco Celestino

Life Including Variable Annuity & Health

NPN 20374964 Licensed 2022

Elisabeth Molina Hurtado

Life Including Variable Annuity & Health

NPN 21019021 Licensed 2023

View all 74 licensed final expense producers in South Miami →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Final Expense Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Final Expense Insurance across the South Miami regional market. Rates are localized using regional health baselines.

Official South Miami Resources

County Miami Dade County

Population ~11,944

Lack of insurance (18–64) 16.6%

FIPS code 1267550

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized South Miami rates. Start your quote request below.

FL OIR .GOV Miami Dade County Gov Portal .GOV

3.7 17 reviews

Photos by Mehrdad Yousefi , M M , Frank Gorrin , jusy Duran via Google Maps

View on Google Maps

South Miami City Hall

Open now · Mon 8:00 AM – 4:00 PM

(305) 663-6338

southmiamifl.gov .GOV

6130 Sunset Dr, South Miami, FL 33143, USA

Recent Reviews

Moise Blanco ★☆☆☆☆

"Today August 25, 2021 I parked to pick up a meal at Chef Adriane restaurant which is located on 57ct with 74st and some of those who put a ticket from the city do not care that I had my grandmother, h…"

Jorge Espinosa ★☆☆☆☆

"Cops are rude here I parked in a parking space next to officers car which he was badly parked yes there was other parking spaces available but I parked in that one well he gets out of the car and tel…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Final Expense Guide →

Select your coverage below to see your price in seconds.

See If You Qualify — No Exam Required

Remove the financial burden from loved ones — no obligation — guaranteed acceptance options available

How much burial coverage do you need?

$5K

$10K

$15K

$20K

$25K

$35K

What matters most to you?

Funeral Costs

Medical Bills

Both

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Yes

Have you been diagnosed with or treated for cancer, heart disease, stroke, COPD, or organ failure?

Yes

Have you been hospitalized in the past 2 years (other than for routine procedures)?

Yes

Do you currently use a wheelchair, oxygen, or receive home health care?

Yes

Have you been diagnosed with diabetes requiring insulin?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Your illustrative monthly estimate Example: $10,000 coverage — select your amount above for your range.

Compare Plans

Final Expense Options

Best Value

Preferred Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $35K
No medical exam
Accidental Death rider available
Terminal illness rider included

Get Quote

Standard Plan

Full benefit from day one

100% death benefit immediately
Ages 50-85, up to $20K
No medical exam
Some health conditions OK
Level premiums for life

Get Quote

Guaranteed Issue Plan

Graded benefit — guaranteed

Years 1-2: premiums + 10% interest
Year 3+: full death benefit
Ages 50-80, up to $15K
No medical exam
Accidental death = full benefit yr 1

Get Quote

📖 Final Expense Knowledge

Everything You Need to Know About Final Expense Insurance

🕊️

What Is Final Expense Insurance?

Final expense is a small whole life policy designed to cover end-of-life costs — funeral, burial, cremation, outstanding medical bills, and legal fees. Coverage typically ranges from $5,000 to $50,000. Unlike traditional whole life, final expense is simplified issue — no medical exam, no blood work, just health questions.

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How Much Does a Funeral Cost in Florida?

According to the Choice Mutual 2026 / NFDA 2023, the median cost of a traditional funeral with burial in Florida is $8,023. The national median is $8,300. Cremation is less ($3,000–$6,000) but still a significant expense. Final expense insurance covers these costs so your family doesn't have to.

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Guaranteed Issue vs. Simplified Issue

Simplified issue (preferred/standard plans): answer health questions, no exam, immediate full benefit if approved. Guaranteed issue (guaranteed acceptance plans): no health questions at all — everyone qualifies — but has a 2-3 year graded benefit waiting period. Accidental death pays full benefit from day one on both.

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Irrevocable Burial Trusts & Medicaid

In Florida, an irrevocable burial trust funded by a final expense policy is exempt from Medicaid asset calculations. Florida exempts irrevocable prepaid funeral contracts with no dollar cap (Fla. Admin. Code R. 65A-1.712, SSI-Related Medicaid Resource Eligibility Criteria). See Florida guidance. June helps structure these correctly.

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Who Should Get Final Expense?

Final expense is designed for seniors ages 50-85 who want to ensure their funeral and end-of-life costs are covered without burdening family. It's also for anyone who has been declined for traditional coverage due to health conditions — guaranteed issue means no one is turned away. Fixed premiums, coverage for life.

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Florida Consumer Protections

Florida law provides a 14-day free-look period on all life insurance policies — return for a full refund, no questions asked (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing benefits and costs. State insurance regulators prohibit misleading "burial insurance" advertising that overstates coverage or understates limitations.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in South Miami

More Insurance Options in South Miami, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Final Expense Insurance FAQ

💰

How much does final expense cost?

Premiums vary by age, health, and coverage amount. Plans range from $5K-$35K. Premiums are level and never increase.

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Is a medical exam required?

No. No medical exam, no blood work, no health interview. Eligibility determined at point of sale from application questions.

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What does it cover?

Funeral, burial or cremation, casket, memorial, outstanding medical bills, and end-of-life expenses. Florida median funeral with burial: $8,023 (Choice Mutual 2026 / NFDA 2023).

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What's the graded benefit?

Basic plan: years 1-2 pay premiums + 10% interest if death occurs. Year 3+ pays full face amount. Accidental death = full benefit day one.

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Can I get coverage at age 80?

Yes. Ages 50-85 are eligible. Preferred up to $15K, Standard up to $10K at ages 81-85. Level premiums guaranteed.

Nearby Final Expense Coverage

Read the Full Final Expense Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Final Expense Insurance in South Miami, FL

South Miami, FL — Your Local Producer

Licensed Final Expense Producers in South Miami

🕊️ Final Expense Insurance Underwriting Scope

🏛️ Official South Miami Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Qualify — No Exam Required

Quote Request Received!

Final Expense Options

Preferred Plan

Standard Plan

Guaranteed Issue Plan

Everything You Need to Know About Final Expense Insurance

What Is Final Expense Insurance?

How Much Does a Funeral Cost in Florida?

Guaranteed Issue vs. Simplified Issue

Irrevocable Burial Trusts & Medicaid

Who Should Get Final Expense?

Florida Consumer Protections

More Insurance Options in South Miami, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Final Expense Insurance FAQ

How much does final expense cost?

Is a medical exam required?

What does it cover?

What's the graded benefit?

Can I get coverage at age 80?

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Talk to a real person. Today.

Final Expense Insurance Underwriting Scope

Official South Miami Resources