June Marcia Williams

Your Insurance Agent in North Miami, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing North Miami, FL...

National Producer No.

17209549

Verify ↗

Term Life Insurance in North Miami, FL

Income replacement, mortgage protection, and key person coverage.

Term life insurance for North Miami, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · North Miami, FL

North Miami, FL — Your Local Producer

Hello, North Miami! I love the vibrant energy and rich culture that make our community in Miami-Dade County so special. As your neighbor, I'm dedicated to helping local families protect what matters most. My name is June Marcia Williams, and I'm a licensed insurance producer (NPN: 17209549, Florida License No: W840529) specializing in personal insurance solutions. Whether you're considering Term Life, Final Expense, or Critical Illness plans, I can help you navigate your options with clarity. My goal is to provide personalized guidance so you can secure your family's financial future with confidence.

Museum of Contemporary Art, North Miami (MOCA)
Arch Creek Park & Nature Center
Florida International University Biscayne Bay Campus

NPN17209549FL LicenseW840529

Licensed Term Life Producers in North Miami

461 on public record · Florida DFS · Fla. Stat. §119.01

Aaron Livingston Johnson

Life Including Variable Annuity & Health

NPN 8814466 Licensed 2009

Adam Joseph Andrews

Life Including Variable Annuity & Health

NPN 21324210 Licensed 2024

Aicha Souvenir

Life Including Variable Annuity & Health

NPN 22051744 Licensed 2025

Ainsley Ryan Baumgart

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 21719782 Licensed 2025

Alaina Rinehart

Life Including Variable Annuity & Health

NPN 20985683 Licensed 2023

Alan Parra Tovar

Life Including Variable Annuity & Health

NPN 21336447 Licensed 2024

Alessa Indriati Delgado

Life Including Variable Annuity & Health

NPN 21363774 Licensed 2024

Alexandre Alberto Mendes Resende Henriques

Life Including Variable Annuity & Health

NPN 22149349 Licensed 2026

Alice Aumoitte

Life Including Variable Annuity & Health

NPN 17311988 Licensed 2014

Alina Medina

Life Including Variable Annuity & Health

NPN 17226224 Licensed 2014

Aline Fabio Dias

Life Including Variable Annuity & Health

NPN 20851892 Licensed 2023

Alix Sylien

Life Including Variable Annuity & Health

NPN 21152403 Licensed 2024

Alma Davidson

Life Including Variable Annuity & Health

NPN 21327660 Licensed 2024

Amanda Dixson

Life Including Variable Annuity & Health

NPN 21144276 Licensed 2024

Amir Etienne Augustin

Life Including Variable Annuity & Health

NPN 19728352 Licensed 2020

Amos Fenelus Norvin

Life Including Variable Annuity & Health

NPN 17481900 Licensed 2015

Amy Zaikarite

Life Including Variable Annuity & Health

NPN 20775858 Licensed 2023

Ana G Pena

Life Including Variable Annuity & Health

NPN 19635269 Licensed 2020

Ana Lusia Marmol

Life Including Variable Annuity & Health

NPN 21751063 Licensed 2025

Ana Paola Santos-Leal

Life Including Variable Annuity & Health

NPN 21099930 Licensed 2024

Anaiss Rios

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 13750316 Licensed 2012

Andre B Smith

Life Including Variable Annuity & Health

NPN 17060499 Licensed 2013

Andre Guy Farreau

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 7131583 Licensed 2002

Andreina Gabriela Reyes Zavarce

Life Including Variable Annuity & Health

NPN 20517638 Licensed 2022

View all 461 licensed term life producers in North Miami →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the North Miami regional market. Rates are localized using regional health baselines.

Official North Miami Resources

County Miami Dade County

Population ~59,854

Lack of insurance (18–64) 21.7%

FIPS code 1249450

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized North Miami rates. Start your quote request below.

FL OIR .GOV Miami Dade County Gov Portal .GOV

3.5 43 reviews

Photos by Harrison C. Davies , City of North Miami , Juan P Orozco via Google Maps

View on Google Maps

City of North Miami

Open now · Mon 8:00 AM – 5:00 PM

(305) 893-6511

northmiamifl.gov .GOV

776 NE 125th St, North Miami, FL 33161, USA

Recent Reviews

Kiss My Bloom ★☆☆☆☆

"This is the fourth time I've come to try to pay my water bill, but I couldn't because either the system is down, or the internet is down, or the Credit card machine is not working. City of North Miami…"

Brittani H ★★★★★

"I recently had the pleasure of being assisted by Taisha at the North Miami Passport Acceptance Facility, and I cannot express enough how grateful my family and I are for her exceptional service. Taish…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in North Miami

More Insurance Options in North Miami, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in North Miami?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Term Life Insurance in North Miami, FL

North Miami, FL — Your Local Producer

Licensed Term Life Producers in North Miami

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official North Miami Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in North Miami, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in North Miami?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

Also Serving Miami Dade County

Hialeah Coverage Guide

The Ives Estates Legacy Plan

Kendale Lakes Coverage Guide

Miami Life Protection

The Miami Beach Legacy Plan

Miami Gardens Financial Security

The Crossings Financial Security

The Hammocks Wealth Strategy

West Little River Coverage Guide

West Miami Life Protection

Chokoloskee Wealth Strategy

The Golden Gate Legacy Plan

Immokalee Wealth Strategy

Lely Resort Coverage Guide

Marco Island Life Protection

The Marco Shores-Hammock Bay Legacy Plan

Naples Financial Security

The Naples Manor Legacy Plan

Pelican Marsh Coverage Guide

The Winding Cypress Legacy Plan

Boynton Beach Life Protection

Canal Point Coverage Guide

Greenacres Life Protection

Lake Worth Life Protection

Lake Worth Beach Wealth Strategy

Palm Beach Garde Life Protection

Palm Beach Gardens Coverage Guide

Plantation Mobile Home Park Financial Security

San Castle Coverage Guide

West Palm Beach Life Protection

Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official North Miami Resources