June Marcia Williams

Your Insurance Agent in Fort Myers, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Fort Myers, FL...

National Producer No.

17209549

Verify ↗

Term Life Insurance in Fort Myers, FL

Lock in level premiums and protect your family's income.

Term life insurance for Fort Myers, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Fort Myers, FL

Fort Myers, FL — Your Local Producer

Hello Fort Myers! As a resident of sunny Southwest Florida, I understand the unique lifestyle we enjoy here in Lee County. From the beautiful Caloosahatchee River to our vibrant downtown, it's a special place to call home. As your local licensed insurance producer, I'm here to help you protect what matters most. I offer a range of personal insurance options, including life insurance and final expense plans, tailored to your individual needs. Let's chat about securing your family's future so you can continue enjoying everything our community offers. (June Marcia Williams, NPN: 17209549, Florida License No: W840529).

Edison and Ford Winter Estates
Centennial Park
Fort Myers City Hall

NPN17209549FL LicenseW840529

Licensed Term Life Producers in Fort Myers

2776 on public record · Florida DFS · Fla. Stat. §119.01

Aaliyah Allen

Life Including Variable Annuity & Health

NPN 19476465 Licensed 2020

Aaliyah Shikariann Jiles

Life Including Variable Annuity & Health

NPN 17791393 Licensed 2015

Aaron Ansell

Life Including Variable Annuity & Health

NPN 20887107 Licensed 2023

Aaron Lee Lucas

Life Including Variable Annuity & Health

NPN 18901850 Licensed 2018

Adam Beecher Douglas

Life Including Variable Annuity & Health

NPN 16790508 Licensed 2012

Adam Bruno

Life Including Variable Annuity & Health

NPN 16141487 Licensed 2011

Adam D Darlin

Life Including Variable Annuity & Health

NPN 18913815 Licensed 2018

Adam David Piatt

Life Including Variable Annuity & Health

NPN 8245323 Licensed 2004

Adam Joseph Zimmerman

Life Including Variable Annuity & Health

NPN 20143764 Licensed 2021

Adam P Redenshek

Life Including Variable Annuity & Health

NPN 7288076 Licensed 2005

Adam Wasmund

Life Including Variable Annuity & Health

NPN 7931359 Licensed 2009

Adel Ortiz

Life Including Variable Annuity & Health

NPN 21082865 Licensed 2024

Adelina S Durcau

Life Including Variable Annuity & Health

NPN 21400980 Licensed 2024

Adiennis Hernandez Marzo

Life Including Variable Annuity & Health

NPN 21357734 Licensed 2024

Adolfo Guedez Banezca

Life Including Variable Annuity & Health

NPN 20724844 Licensed 2023

Adonis Oen Martin-Smaller

Life Including Variable Annuity & Health

NPN 21141496 Licensed 2024

Adrian Joseph Povia

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 15790876 Licensed 2010

Adriana Victoria Pacheco

Life Including Variable Annuity & Health

NPN 20396705 Licensed 2022

Adriane Hartman

Life Including Variable Annuity & Health

NPN 20414331 Licensed 2022

Adriane Lucchese

Life Including Variable Annuity & Health

NPN 20800498 Licensed 2023

Adrianna M Hewston

Life Including Variable Annuity & Health

NPN 18366234 Licensed 2024

Adrianne Job

Life Including Variable Annuity & Health

NPN 19906486 Licensed 2021

Adrienne Ortega

Life Including Variable Annuity & Health

NPN 21685712 Licensed 2025

Aidan E Kyllonen

Life Including Variable Annuity & Health

NPN 21637046 Licensed 2025

View all 2776 licensed term life producers in Fort Myers →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Fort Myers regional market. Rates are localized using regional health baselines.

Official Fort Myers Resources

County Lee County

Population ~88,699

Lack of insurance (18–64) 23.5%

FIPS code 1224125

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Fort Myers rates. Start your quote request below.

FL OIR .GOV Lee County Gov Portal .GOV

3.9 16 reviews

Photos by Larisa del castillo , Ciri Celebrates Miami , Jessica Ramos , Gissella Vra via Google Maps

View on Google Maps

City of Fort Myers City Hall

Open now · Mon 8:00 AM – 5:00 PM

(239) 321-7000

fortmyers.gov .GOV

2200 Second St, Fort Myers, FL 33901, USA

Recent Reviews

Eric Nightlinger ★★★★★

"Full recovery in effect and it's looking better everyday. Army of workers getting it done ASAP. The weather is beautiful again, late Oct 2024 and no storms on the horizon! Help support the tourism and…"

Robert Waldrop ★☆☆☆☆

"The city of Fort Myers has an administration that is criminally arrogant while incredibly inept. Between taking away free downtown parking, basically attacking shops and business owners, and ignoring …"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Fort Myers

More Insurance Options in Fort Myers, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in Fort Myers?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Term Life Insurance in Fort Myers, FL

Fort Myers, FL — Your Local Producer

Licensed Term Life Producers in Fort Myers

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official Fort Myers Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in Fort Myers, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in Fort Myers?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

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Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official Fort Myers Resources