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Home›Florida›Lee County›Fort Myers›Critical Illness Insurance

June Marcia Williams — Licensed Critical Illness Insurance Agent in Fort Myers, FL
June Marcia Williams
Your Insurance Agent in Fort Myers, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Fort Myers, FL...
National Producer No.
17209549
Verify ↗

Critical Illness Insurance in Fort Myers, FL

Lump-sum cash on diagnosis — cancer, heart attack, stroke.

Critical illness insurance for Fort Myers, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — lump-sum benefits paid on diagnosis of cancer, heart attack, or stroke, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Fort Myers, FL

Fort Myers, FL — Your Local Producer

Hello Fort Myers! As a resident of sunny Southwest Florida, I understand the unique lifestyle we enjoy here in Lee County. From the beautiful Caloosahatchee River to our vibrant downtown, it's a special place to call home. As your local licensed insurance producer, I'm here to help you protect what matters most. I offer a range of personal insurance options, including life insurance and final expense plans, tailored to your individual needs. Let's chat about securing your family's future so you can continue enjoying everything our community offers. (June Marcia Williams, NPN: 17209549, Florida License No: W840529).

  • Edison and Ford Winter Estates
  • Centennial Park
  • Fort Myers City Hall
NPN17209549FL LicenseW840529

Licensed Critical Illness Producers in Fort Myers

2776 on public record · Florida DFS · Fla. Stat. §119.01

AA
Aaliyah Allen
Life Including Variable Annuity & Health
NPN 19476465 Licensed 2020
AJ
Aaliyah Shikariann Jiles
Life Including Variable Annuity & Health
NPN 17791393 Licensed 2015
AA
Aaron Ansell
Life Including Variable Annuity & Health
NPN 20887107 Licensed 2023
AL
Aaron Lee Lucas
Life Including Variable Annuity & Health
NPN 18901850 Licensed 2018
AD
Adam Beecher Douglas
Life Including Variable Annuity & Health
NPN 16790508 Licensed 2012
AB
Adam Bruno
Life Including Variable Annuity & Health
NPN 16141487 Licensed 2011
AD
Adam D Darlin
Life Including Variable Annuity & Health
NPN 18913815 Licensed 2018
AP
Adam David Piatt
Life Including Variable Annuity & Health
NPN 8245323 Licensed 2004
AZ
Adam Joseph Zimmerman
Life Including Variable Annuity & Health
NPN 20143764 Licensed 2021
AR
Adam P Redenshek
Life Including Variable Annuity & Health
NPN 7288076 Licensed 2005
AW
Adam Wasmund
Life Including Variable Annuity & Health
NPN 7931359 Licensed 2009
AO
Adel Ortiz
Life Including Variable Annuity & Health
NPN 21082865 Licensed 2024
AD
Adelina S Durcau
Life Including Variable Annuity & Health
NPN 21400980 Licensed 2024
AM
Adiennis Hernandez Marzo
Life Including Variable Annuity & Health
NPN 21357734 Licensed 2024
AB
Adolfo Guedez Banezca
Life Including Variable Annuity & Health
NPN 20724844 Licensed 2023
AM
Adonis Oen Martin-Smaller
Life Including Variable Annuity & Health
NPN 21141496 Licensed 2024
AP
Adrian Joseph Povia
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 15790876 Licensed 2010
AP
Adriana Victoria Pacheco
Life Including Variable Annuity & Health
NPN 20396705 Licensed 2022
AH
Adriane Hartman
Life Including Variable Annuity & Health
NPN 20414331 Licensed 2022
AL
Adriane Lucchese
Life Including Variable Annuity & Health
NPN 20800498 Licensed 2023
AH
Adrianna M Hewston
Life Including Variable Annuity & Health
NPN 18366234 Licensed 2024
AJ
Adrianne Job
Life Including Variable Annuity & Health
NPN 19906486 Licensed 2021
AO
Adrienne Ortega
Life Including Variable Annuity & Health
NPN 21685712 Licensed 2025
AK
Aidan E Kyllonen
Life Including Variable Annuity & Health
NPN 21637046 Licensed 2025
View all 2776 licensed critical illness producers in Fort Myers →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Critical Illness Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Critical Illness Insurance across the Fort Myers regional market. Rates are localized using regional health baselines.

Official Fort Myers Resources

County Lee County
Population ~88,699
Lack of insurance (18–64) 23.5%
FIPS code 1224125

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Fort Myers rates. Start your quote request below.

FL OIR .GOV Lee County Gov Portal .GOV
Google Maps
3.9 16 reviews
City of Fort Myers City Hall photo 1City of Fort Myers City Hall photo 2City of Fort Myers City Hall photo 3City of Fort Myers City Hall photo 4
Photos by Larisa del castillo , Ciri Celebrates Miami , Jessica Ramos , Gissella Vra via Google Maps
View on Google Maps
City of Fort Myers City Hall
Open now · Mon 8:00 AM – 5:00 PM
(239) 321-7000
fortmyers.gov .GOV
2200 Second St, Fort Myers, FL 33901, USA
Recent Reviews
Eric Nightlinger ★★★★★
"Full recovery in effect and it's looking better everyday. Army of workers getting it done ASAP. The weather is beautiful again, late Oct 2024 and no storms on the horizon! Help support the tourism and…"
Robert Waldrop ★☆☆☆☆
"The city of Fort Myers has an administration that is criminally arrogant while incredibly inept. Between taking away free downtown parking, basically attacking shops and business owners, and ignoring …"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Critical Illness Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Focus on recovery, not medical bills — no obligation — tailored quotes from leading providers

✅

You may qualify for coverage!

Based on your selections, June can compare rates from multiple A-rated carriers. Enter your contact info below so she can reach out with your personalized options.

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Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689
Compare Plans

Critical Illness Options

Cancer Only

Diagnosis-triggered lump sum
  • 100% lump sum on cancer diagnosis
  • $300 skin cancer benefit
  • $75/yr annual care for 5 years
  • Option B: $200/day hospital
  • Option B: $50/yr wellness screening
Get Quote
Most Comprehensive

Cancer + Heart & Stroke

Combined critical illness protection
  • 100% lump sum: cancer, heart attack, stroke
  • 50% for bypass surgery
  • 25% for angioplasty, stent, TIA
  • Option B: $100/yr wellness screening
  • Subsequent diagnosis scale to 100%
Get Quote

Heart & Stroke Only

Cardiovascular protection
  • 100% lump sum: heart attack or stroke
  • 50% for coronary artery bypass
  • 25% for angioplasty, stent, TIA
  • End-stage renal failure covered
  • Option B: $50/yr wellness screening
Get Quote
📖 Critical Illness Knowledge

Everything You Need to Know About Critical Illness Insurance

🏥

What Is Critical Illness Insurance?

Critical illness insurance pays a one-time, tax-free lump sum if you're diagnosed with a covered condition — cancer, heart attack, stroke, or other specified illnesses. It's not health insurance. It's income replacement when you can't work. Use the cash for anything: treatment copays, mortgage payments, childcare, travel to specialists, or lost wages.

💲

How the Lump Sum Works

Choose a benefit amount from $10,000 to $100,000. If diagnosed with a covered condition, you receive the full lump sum (or a percentage for lesser conditions like TIA or skin cancer). The money is paid directly to you — not the hospital, not the insurance company. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, scaling to 100% after 61 months.

🎗️

What Conditions Are Covered?

Cancer: All invasive cancers (100% lump sum), carcinoma in-situ (25%), skin cancer ($300). Heart & Stroke: Heart attack (100%), stroke (100%), coronary artery bypass (50%), angioplasty/stent (25%), TIA (25%). Combined plans also cover end-stage renal failure. All conditions must be first-time diagnoses after the policy effective date.

💎

Option A vs. Option B

Option A: Lump sum only — simple, clean, one payment on diagnosis. Option B: Lump sum PLUS hospital confinement ($200/day for days 1-30, $400/day for 31+), wellness screening benefit ($50-$100/year for preventative care), and radiation/chemo benefits ($200/day). Option B costs more but provides ongoing support during treatment.

⚕️

Health Insurance Gap Coverage

Health insurance covers medical bills. But it doesn't cover your mortgage, car payment, groceries, or childcare while you're in treatment. The average cancer patient faces $12,000+ in out-of-pocket costs in the first year alone — and that's with insurance. Critical illness insurance fills the gap between what health insurance covers and what life actually costs during a health crisis.

⚖️

Florida Consumer Protections

Florida requires a 14-day free-look period on all supplemental health policies (Fla. Stat. § 627.4554). Critical illness policies typically have a 12-month pre-existing condition lookback — conditions diagnosed or treated in the 12 months before your effective date are excluded during the first policy year. After that, full coverage applies. All policies are guaranteed renewable for life.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.
Life Insurance in Fort Myers

More Insurance Options in Fort Myers, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense
Insurance Resources

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Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

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Frequently Asked Questions

Critical Illness Insurance FAQ

💰

How much does critical illness insurance cost?

Premiums vary by age, coverage type, and benefit amount. Coverage is affordable for most families. June provides personalized quotes based on your specific situation — no obligation.

🏥

Is a medical exam required?

No medical exam. Eligibility is based on health questions at point of sale. Pre-existing conditions within the past 12 months may affect eligibility for specific coverage types.

🔄

Can I claim more than once?

Yes. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, 40% after 25 months, scaling to 100% after 61 months since the previous diagnosis. The scale resets after each claim.

❤️

What if I have a family history of cancer or heart disease?

Family history alone does not disqualify you. Eligibility depends on your personal health history. Certain current conditions may affect which coverage type you qualify for. June helps navigate the options.

📋

Does this replace health insurance?

No. Critical illness insurance supplements health insurance. Health insurance covers medical bills. Critical illness insurance covers everything else — mortgage, bills, lost income, childcare. They work together.

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Sarasota Springs Coverage Guide

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The South Venice Legacy Plan

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Warm Mineral Springs Wealth Strategy

Critical Illness protection tailored to Warm Mineral Springs families and businesses.

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Charlotte Harbor Coverage Guide

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Charlotte Park Coverage Guide

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Cleveland Wealth Strategy

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Grove City Wealth Strategy

Critical Illness protection tailored to Grove City families and businesses.

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Harbour Heights Coverage Guide

Personalized Critical Illness quotes for Harbour Heights residents — no obligation.

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Manasota Key Financial Security

Personalized Critical Illness quotes for Manasota Key residents — no obligation.

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Placida Wealth Strategy

Compare Critical Illness rates from licensed carriers serving Placida.

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Port Charlotte Financial Security

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Punta Gorda Life Protection

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Rotonda Life Protection

Dedicated Critical Illness coverage page for Rotonda with local agent support.

View Rotonda Coverage
Read the Full Critical Illness Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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