Directory
Life & Health Agents Property & Casualty Agents Insurance Agencies Verify a License For Producers
Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact 🗺️ Map I'm an Agent — It's Free

Home›Florida›Lake County›Groveland›Universal Life Insurance

June Marcia Williams — Licensed Universal Life Insurance Agent in Groveland, FL
June Marcia Williams
Your Insurance Agent in Groveland, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Groveland, FL...
National Producer No.
17209549
Verify ↗

Universal Life Insurance in Groveland, FL

June Williams — NPN 17209549. Cash accumulation and retirement planning.

Universal life insurance for Groveland, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — flexible permanent coverage with cash accumulation, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Groveland, FL

Groveland, FL — Your Local Producer

Hello Groveland! As a fellow Floridian, I appreciate the unique, natural charm that defines our Lake County communities. My name is June Marcia Williams, and I'm a licensed insurance producer dedicated to helping my neighbors navigate their financial futures. Whether you're considering Term Life, Final Expense, or specialized plans like Critical Illness and Accident & Injury, I'm here to provide clear, personalized guidance. My goal is to help you find a strategy that fits your life, right here in our beautiful city. (NPN: 17209549, Florida License No: W840529)

  • Lake David Park
  • Groveland City Hall
  • South Lake High School
NPN17209549FL LicenseW840529

Licensed Universal Life Producers in Groveland

189 on public record · Florida DFS · Fla. Stat. §119.01

AP
Abriah Polk
Life Including Variable Annuity & Health
NPN 19330638 Licensed 2019
AS
Adam Javier Simons
Life Including Variable Annuity & Health
NPN 20673208 Licensed 2023
AS
Albert Jose Sanchezaraujo
Life Including Variable Annuity & Health
NPN 20106054 Licensed 2021
AY
Aleem Yasin
Life Including Variable Annuity & Health
NPN 20533303 Licensed 2022
AR
Alejandra Maria Rodriguez
Life Including Variable Annuity & Health
NPN 21716580 Licensed 2025
AZ
Alejandra Patricia Zepeda
Life Including Variable Annuity & Health
NPN 19914964 Licensed 2021
AC
Alexander J Contreras
Life Including Variable Annuity & Health
NPN 21167177 Licensed 2024
AW
Alicia Love Weber
Life Including Variable Annuity & Health
NPN 7670188 Licensed 2020
AB
Amanda Chaves Barbosa
Life Including Variable Annuity & Health
NPN 21366412 Licensed 2024
AN
Amanda Nuzzo
Life Including Variable Annuity & Health
NPN 21776495 Licensed 2025
AV
Amanda Yvette Vazquez
Life Including Variable Annuity & Health
NPN 20651654 Licensed 2023
AS
Andre Sinclair
Life Including Variable Annuity & Health
NPN 22146534 Licensed 2026
AG
Angela Margaret Griffin
Life Including Variable Annuity & Health
NPN 447021 Licensed 2003
AT
Annette Marie Thompson
Life Including Variable Annuity & Health
NPN 20321311 Licensed 2022
AR
Antonio Romero
Life Including Variable Annuity & Health
NPN 22102598 Licensed 2026
AS
Ashley Smith
Life Including Variable Annuity & Health
NPN 20808402 Licensed 2023
BS
Baileigh Smith
Life Including Variable Annuity & Health
NPN 21745965 Licensed 2025
BP
Barbara Alejandra Ochoa Pinto
Life Including Variable Annuity & Health
NPN 19552329 Licensed 2020
BR
Benjamin Raphael
Life Including Variable Annuity & Health
NPN 20839720 Licensed 2023
BW
Bonnie Williams-Anderson
Life Including Variable Annuity & Health
NPN 21261718 Licensed 2024
BD
Brad Dutchin
Life Including Variable Annuity & Health
NPN 19696031 Licensed 2026
BH
Brett Haffley
Life Including Variable Annuity & Health
NPN 4950751 Licensed 2025
BH
Brian Hartman
Life Including Variable Annuity & Health
NPN 18168887 Licensed 2016
BM
Brian James Moeller
Life Including Variable Annuity & Health
NPN 22081784 Licensed 2025
View all 189 licensed universal life producers in Groveland →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Universal Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Universal Life Insurance across the Groveland regional market. Rates are localized using regional health baselines.

Official Groveland Resources

County Lake County
Population ~19,240
Lack of insurance (18–64) 14.9%
FIPS code 1227800

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Groveland rates. Start your quote request below.

FL OIR .GOV Lake County Gov Portal .GOV
Google Maps
3.7 15 reviews
Groveland City Hall photo 1Groveland City Hall photo 2Groveland City Hall photo 3Groveland City Hall photo 4
Photos by Greg Davis , Greg Davis , Avi R , Chance Gurley via Google Maps
View on Google Maps
Groveland City Hall
Open now · Mon 8:00 AM – 4:00 PM
(352) 429-2141
groveland-fl.gov .GOV
156 S Lake Ave, Groveland, FL 34736, USA
Recent Reviews
Andrea Marie ★☆☆☆☆
"Groveland has the worst water billing system. Groveland water bills run over $200-380 a month. For example if you use 1 gallon of water to fill up an actual gallon of water they charge the consumption…"
Justin Christian ★☆☆☆☆
"Recently moved to the city of Groveland and the city shut off my water within two months due to a wrong account number that I thought was correct. No notification or phone calls were provided prior to…"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Universal Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Flexible coverage for your changing needs — no obligation — custom strategies from top carriers

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.
✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689
Compare Plans

IUL Options

Simplified Issue IUL

No medical exam required
  • Simplified issue — fast approval
  • Issue ages 18–75
  • $25K–$300K face amounts
  • Living Benefits included
  • 20-year no-lapse guarantee
Get Quote
Most Popular

Cash Accumulation IUL

Cash accumulation focus
  • Fully underwritten — best rates
  • Issue ages 0–85
  • $100K+ face amounts
  • S&P 500 + 3 index strategies
  • Long-Term Care rider available
Get Quote

Protection-Focused IUL

Death benefit guarantee focus
  • Fully underwritten — best rates
  • Issue ages 0–85
  • No-lapse guarantee to age 90
  • Same 4 index strategies
  • Long-Term Care rider available
Get Quote
📖 Universal Life / IUL Knowledge

Everything You Need to Know About Universal Life Insurance

📈

How Does IUL Work?

IUL links your cash value growth to a market index like the S&P 500. You participate in market gains up to a cap rate (typically 9–12%), while a guaranteed floor (0–1%) protects against losses. Your money is never directly invested in the market — it's credited based on index performance. Flexible premiums let you adjust payments as your income changes.

🛡️

What Are Cap Rates and Floors?

The cap rate is the maximum interest credited in a given period — commonly 9–12%. The floor is the minimum — typically 0–1%. If the S&P gains 20%, you earn up to the cap. If it loses 15%, you earn the floor. Your cash value never decreases due to market loss. Important: carriers can adjust cap rates over time.

🏥

Can IUL Pay for Long-Term Care?

Yes. Many IUL policies offer a long-term care rider that accelerates the death benefit to cover nursing home, assisted living, or home health care costs. If you never need LTC, your beneficiaries receive the full death benefit. This hybrid approach eliminates the "use it or lose it" problem of standalone LTC policies.

💰

IUL for Retirement Planning

IUL can supplement retirement income through tax-free policy loans against accumulated cash value. With a properly funded IUL, you can access cash in retirement without triggering income tax. It works best alongside 401(k) and IRA contributions — not as a replacement. June helps structure the right funding level for your goals.

🔄

IUL vs. Whole Life vs. Term

Term: Cheapest, pure death benefit, no cash value. Whole Life: Fixed premiums, guaranteed growth, lower returns. IUL: Flexible premiums, market-linked growth with higher potential, downside protection. IUL is ideal for those wanting permanent coverage plus wealth accumulation with more growth potential than whole life.

⚖️

Florida Life Insurance Consumer Rights

Florida law gives you a 14-day free-look period — return the policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values — critical for IUL where projected returns vary. June walks you through both columns so you know exactly what's guaranteed.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.
Life Insurance in Groveland

More Insurance Options in Groveland, FL

🛡️ Term Life 💎 Whole Life 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense
Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM
Frequently Asked Questions

Indexed Universal Life (IUL) FAQ

📈

How does indexed universal life (IUL) work?

IUL links your cash value growth to a stock market index like the S&P 500. You earn up to a cap rate (9–12%) with a guaranteed floor (0–1%) protecting against losses. Your money is never directly in the market.

🛡️

What are cap rates and floors?

Cap rate = maximum interest earned per period (commonly 9–12%). Floor = minimum (typically 0–1%). If the index gains 20%, you earn up to the cap. If it drops 15%, you earn the floor — cash value never decreases from market loss.

🏥

Can IUL pay for long-term care?

Yes. Many IUL policies offer a long-term care rider that accelerates the death benefit for nursing home, assisted living, or home health care. If you never need LTC, beneficiaries receive the full death benefit.

💰

Is IUL good for retirement?

IUL can supplement retirement income through tax-free policy loans against cash value. Best as one component of a diversified plan alongside 401(k) and IRA. June helps structure the right funding level.

🔄

What's the difference between IUL and whole life?

Whole life has fixed premiums and guaranteed but lower growth. IUL has flexible premiums and market-linked growth with higher potential. Both provide permanent death benefit. IUL suits those wanting more growth potential with downside protection.

Nearby Universal Life Coverage

Also Serving Lake County

Clermont Wealth Strategy

Personalized Universal Life quotes for Clermont residents — no obligation.

View Clermont Coverage

Dona Vista Coverage Guide

Personalized Universal Life quotes for Dona Vista residents — no obligation.

View Dona Vista Coverage

The Eustis Legacy Plan

Universal Life protection tailored to Eustis families and businesses.

View Eustis Coverage

Fruitland Park Wealth Strategy

Compare Universal Life rates from licensed carriers serving Fruitland Park.

View Fruitland Park Coverage

Leesburg Coverage Guide

Dedicated Universal Life coverage page for Leesburg with local agent support.

View Leesburg Coverage

Minneola Life Protection

Universal Life protection tailored to Minneola families and businesses.

View Minneola Coverage

Montverde Life Protection

Compare Universal Life rates from licensed carriers serving Montverde.

View Montverde Coverage

Mount Dora Wealth Strategy

Personalized Universal Life quotes for Mount Dora residents — no obligation.

View Mount Dora Coverage

Umatilla Wealth Strategy

Universal Life protection tailored to Umatilla families and businesses.

View Umatilla Coverage

The Yalaha Legacy Plan

Personalized Universal Life quotes for Yalaha residents — no obligation.

View Yalaha Coverage

Cassadaga Life Protection

Personalized Universal Life quotes for Cassadaga residents — no obligation.

View Cassadaga Coverage

Daytona Beach Coverage Guide

Compare Universal Life rates from licensed carriers serving Daytona Beach.

View Daytona Beach Coverage

Deland Life Protection

Compare Universal Life rates from licensed carriers serving Deland.

View Deland Coverage

DeLand Southwest Financial Security

Dedicated Universal Life coverage page for DeLand Southwest with local agent support.

View DeLand Southwest Coverage

The Deltona Legacy Plan

Universal Life protection tailored to Deltona families and businesses.

View Deltona Coverage

Holly Hill Wealth Strategy

Compare Universal Life rates from licensed carriers serving Holly Hill.

View Holly Hill Coverage

North DeLand Coverage Guide

Compare Universal Life rates from licensed carriers serving North DeLand.

View North DeLand Coverage

Ormond Beach Wealth Strategy

Dedicated Universal Life coverage page for Ormond Beach with local agent support.

View Ormond Beach Coverage

Ormond-by-the-Sea Life Protection

Universal Life protection tailored to Ormond-by-the-Sea families and businesses.

View Ormond-by-the-Sea Coverage

South Daytona Coverage Guide

Personalized Universal Life quotes for South Daytona residents — no obligation.

View South Daytona Coverage

The Bushnell Legacy Plan

Universal Life protection tailored to Bushnell families and businesses.

View Bushnell Coverage

Center Hill Financial Security

Universal Life protection tailored to Center Hill families and businesses.

View Center Hill Coverage

Coleman Coverage Guide

Universal Life protection tailored to Coleman families and businesses.

View Coleman Coverage

The Lake Panasoffkee Legacy Plan

Universal Life protection tailored to Lake Panasoffkee families and businesses.

View Lake Panasoffkee Coverage

Oxford Financial Security

Compare Universal Life rates from licensed carriers serving Oxford.

View Oxford Coverage

The Ridge Manor Esta Legacy Plan

Universal Life protection tailored to Ridge Manor Esta families and businesses.

View Ridge Manor Esta Coverage

Sumterville Coverage Guide

Compare Universal Life rates from licensed carriers serving Sumterville.

View Sumterville Coverage

The The Villages Legacy Plan

Universal Life protection tailored to The Villages families and businesses.

View The Villages Coverage

Webster Coverage Guide

Personalized Universal Life quotes for Webster residents — no obligation.

View Webster Coverage

The Wildwood Legacy Plan

Universal Life protection tailored to Wildwood families and businesses.

View Wildwood Coverage
Read the Full Universal Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia