June Marcia Williams

Your Insurance Agent in Deland, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Deland, FL...

National Producer No.

17209549

Verify ↗

Universal Life Insurance in Deland, FL

Market-linked growth with guaranteed downside protection.

Universal life insurance for Deland, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — flexible permanent coverage with cash accumulation, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Deland, FL

Deland, FL — Your Local Producer

Hello, Deland! As a fellow Floridian, I appreciate the unique charm and strong community spirit that makes Volusia County such a wonderful place to live. From the historic streets of downtown to the vibrant energy around the university, there's a special quality to life here. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping my neighbors navigate their personal insurance options. Whether you're looking for life insurance, final expense coverage, or other personal policies, I'm here to provide clear, straightforward guidance to help you protect what matters most. (NPN: 17209549, FL License No: W840529)

Stetson University
Athens Theatre
DeLand City Hall

NPN17209549FL LicenseW840529

Licensed Universal Life Producers in Deland

472 on public record · Florida DFS · Fla. Stat. §119.01

Aaron Chavez

Life Including Variable Annuity & Health

NPN 20744756 Licensed 2023

Aaron Hernandez

Life Including Variable Annuity & Health

NPN 22275034 Licensed 2026

Adrian Vallejo

Life Including Variable Annuity & Health

NPN 21355297 Licensed 2024

Alan Friedmann

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 3025944 Licensed 2014

Alberto Carlos Caraballo

Life Including Variable Annuity & Health

NPN 20138853 Licensed 2021

Alexander Michael Autry

Life Including Variable Annuity & Health

NPN 18497608 Licensed 2017

Alexandra V Tovar

Life Including Variable Annuity & Health

NPN 22240292 Licensed 2026

Alison A Detzel

Life Including Variable Annuity & Health

NPN 20294516 Licensed 2022

Allen D Branton

Life Including Variable Annuity & Health

NPN 20118154 Licensed 2021

Allison Kathryn Long

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 19242443 Licensed 2019

Amanda Agnew

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 8974346 Licensed 2008

Amanda Desiderio

Life Including Variable Annuity & Health

NPN 19955928 Licensed 2021

Amanda Lee Moss

Life Including Variable Annuity & Health

NPN 20534267 Licensed 2022

Amelia Ren Maynor

Life Including Variable Annuity & Health

NPN 20786302 Licensed 2023

Andre Ernesto Marshall

Life Including Variable Annuity & Health

NPN 20689536 Licensed 2023

Andrew Campbell Lawson

Life Including Variable Annuity & Health

NPN 1031206 Licensed 1997

Angelina Frank

Life Including Variable Annuity & Health

NPN 21620365 Licensed 2025

Anita Facunla Manaois

Life Including Variable Annuity & Health

NPN 16906501 Licensed 2013

Anita Louise Manuel

Life Including Variable Annuity & Health

NPN 17058372 Licensed 2013

Anne Marie Cevasco

Life Including Variable Annuity & Health

NPN 1920247 Licensed 2019

Annia Pena Diaz

Life Including Variable Annuity & Health

NPN 21062723 Licensed 2024

Anthony Alan Stilling

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 470257 Licensed 1995

Anthony Esparza

Life Including Variable Annuity & Health

NPN 20482163 Licensed 2022

Arelys G Uzcategui

Life Including Variable Annuity & Health

NPN 18405075 Licensed 2017

View all 472 licensed universal life producers in Deland →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Universal Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Universal Life Insurance across the Deland regional market. Rates are localized using regional health baselines.

Official Deland Resources

County Volusia County

Population ~38,392

Lack of insurance (18–64) 13.8%

FIPS code 1216875

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Deland rates. Start your quote request below.

FL OIR .GOV Volusia County Gov Portal .GOV

3.9 20 reviews

Photos by EtownStickly , Bret Warren via Google Maps

View on Google Maps

Deland City Hall

Open now · Mon 8:00 AM – 5:00 PM

(386) 626-7000

deland.org

120 S Florida Ave, DeLand, FL 32720, USA

Recent Reviews

D ★☆☆☆☆

"Sheriff schinderchezm badge #1687 and sheriff Grunder badge #2416 confiscated all my guns without a warrant in 2023 of August illegally. Wonderful cops you have there. (I have never been in prison.) …"

Diane Obremski ★★★★★

"I had an issue with the refund I was supposed to be receiving on my deposit for my water bill. There was some confusion at first but with the help from several city employees I was able to get my issu…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Universal Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Flexible coverage for your changing needs — no obligation — custom strategies from top carriers

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

IUL Options

Simplified Issue IUL

No medical exam required

Simplified issue — fast approval
Issue ages 18–75
$25K–$300K face amounts
Living Benefits included
20-year no-lapse guarantee

Get Quote

Cash Accumulation IUL

Cash accumulation focus

Fully underwritten — best rates
Issue ages 0–85
$100K+ face amounts
S&P 500 + 3 index strategies
Long-Term Care rider available

Get Quote

Protection-Focused IUL

Death benefit guarantee focus

Fully underwritten — best rates
Issue ages 0–85
No-lapse guarantee to age 90
Same 4 index strategies
Long-Term Care rider available

Get Quote

📖 Universal Life / IUL Knowledge

Everything You Need to Know About Universal Life Insurance

📈

How Does IUL Work?

IUL links your cash value growth to a market index like the S&P 500. You participate in market gains up to a cap rate (typically 9–12%), while a guaranteed floor (0–1%) protects against losses. Your money is never directly invested in the market — it's credited based on index performance. Flexible premiums let you adjust payments as your income changes.

🛡️

What Are Cap Rates and Floors?

The cap rate is the maximum interest credited in a given period — commonly 9–12%. The floor is the minimum — typically 0–1%. If the S&P gains 20%, you earn up to the cap. If it loses 15%, you earn the floor. Your cash value never decreases due to market loss. Important: carriers can adjust cap rates over time.

🏥

Can IUL Pay for Long-Term Care?

Yes. Many IUL policies offer a long-term care rider that accelerates the death benefit to cover nursing home, assisted living, or home health care costs. If you never need LTC, your beneficiaries receive the full death benefit. This hybrid approach eliminates the "use it or lose it" problem of standalone LTC policies.

💰

IUL for Retirement Planning

IUL can supplement retirement income through tax-free policy loans against accumulated cash value. With a properly funded IUL, you can access cash in retirement without triggering income tax. It works best alongside 401(k) and IRA contributions — not as a replacement. June helps structure the right funding level for your goals.

🔄

IUL vs. Whole Life vs. Term

Term: Cheapest, pure death benefit, no cash value. Whole Life: Fixed premiums, guaranteed growth, lower returns. IUL: Flexible premiums, market-linked growth with higher potential, downside protection. IUL is ideal for those wanting permanent coverage plus wealth accumulation with more growth potential than whole life.

⚖️

Florida Life Insurance Consumer Rights

Florida law gives you a 14-day free-look period — return the policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values — critical for IUL where projected returns vary. June walks you through both columns so you know exactly what's guaranteed.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Deland

More Insurance Options in Deland, FL

🛡️ Term Life 💎 Whole Life 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Indexed Universal Life (IUL) FAQ

📈

How does indexed universal life (IUL) work?

IUL links your cash value growth to a stock market index like the S&P 500. You earn up to a cap rate (9–12%) with a guaranteed floor (0–1%) protecting against losses. Your money is never directly in the market.

🛡️

What are cap rates and floors?

Cap rate = maximum interest earned per period (commonly 9–12%). Floor = minimum (typically 0–1%). If the index gains 20%, you earn up to the cap. If it drops 15%, you earn the floor — cash value never decreases from market loss.

🏥

Can IUL pay for long-term care?

Yes. Many IUL policies offer a long-term care rider that accelerates the death benefit for nursing home, assisted living, or home health care. If you never need LTC, beneficiaries receive the full death benefit.

💰

Is IUL good for retirement?

IUL can supplement retirement income through tax-free policy loans against cash value. Best as one component of a diversified plan alongside 401(k) and IRA. June helps structure the right funding level.

🔄

What's the difference between IUL and whole life?

Whole life has fixed premiums and guaranteed but lower growth. IUL has flexible premiums and market-linked growth with higher potential. Both provide permanent death benefit. IUL suits those wanting more growth potential with downside protection.

Nearby Universal Life Coverage

Read the Full Universal Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Universal Life Insurance in Deland, FL

Deland, FL — Your Local Producer

Licensed Universal Life Producers in Deland

📈 Universal Life Insurance Underwriting Scope

🏛️ Official Deland Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

IUL Options

Simplified Issue IUL

Cash Accumulation IUL

Protection-Focused IUL

Everything You Need to Know About Universal Life Insurance

How Does IUL Work?

What Are Cap Rates and Floors?

Can IUL Pay for Long-Term Care?

IUL for Retirement Planning

IUL vs. Whole Life vs. Term

Florida Life Insurance Consumer Rights

More Insurance Options in Deland, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Indexed Universal Life (IUL) FAQ

How does indexed universal life (IUL) work?

What are cap rates and floors?

Can IUL pay for long-term care?

Is IUL good for retirement?

What's the difference between IUL and whole life?

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Talk to a real person. Today.

Universal Life Insurance Underwriting Scope

Official Deland Resources