June Marcia Williams

Your Insurance Agent in Wilton Manors, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Wilton Manors, FL...

National Producer No.

17209549

Verify ↗

Business Life Insurance in Wilton Manors, FL

June Williams — buy-sell agreements, SBA loan coverage, succession planning.

Business life insurance for Wilton Manors, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — key person, buy-sell, and executive coverage for businesses, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Wilton Manors, FL

Wilton Manors, FL — Your Local Producer

Hello, Wilton Manors! As a fellow resident of vibrant Broward County, I understand the unique character and strong community spirit that defines our 'Island City.' It's a special place, and protecting your family's future here is my priority. As an individual licensed insurance producer, I offer personalized guidance on a range of options, including term life, final expense, and hospital indemnity plans, tailored to your specific needs. My focus is on helping my neighbors navigate their choices with clarity and confidence. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

Wilton Drive
Colohatchee Park
Richardson Historic Park and Nature Preserve

NPN17209549FL LicenseW840529

Licensed Business Life Producers in Wilton Manors

94 on public record · Florida DFS · Fla. Stat. §119.01

Aaron Bataille

Life Including Variable Annuity & Health

NPN 21253342 Licensed 2024

Adam Northrop

Life Including Variable Annuity & Health

NPN 22197029 Licensed 2026

Adriana Feliciano

Life Including Variable Annuity & Health

NPN 17405226 Licensed 2014

Alexandrea Breanna Garcia

Life Including Variable Annuity & Health

NPN 22184556 Licensed 2026

Alisa Durante Schutza

Life Including Variable Annuity & Health

NPN 18252992 Licensed 2016

Andrea Elizabeth Hardaway

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 21752591 Licensed 2025

Beau Alexander Simon

Life Including Variable Annuity & Health

NPN 22124870 Licensed 2026

Bella Ramirez

Life Including Variable Annuity & Health

NPN 21759401 Licensed 2025

Bernite Abdon

Life Including Variable Annuity & Health

NPN 19356582 Licensed 2019

Blake Charles Presley

Life Including Variable Annuity & Health

NPN 21553922 Licensed 2025

Brian Edward Vodicka

Life Including Variable Annuity & Health

NPN 19285619 Licensed 2019

Brittanie Cassell

Life Including Variable Annuity & Health

NPN 20686886 Licensed 2023

Cara Wolf Presley

Life Including Variable Annuity & Health

NPN 20578243 Licensed 2025

Chad Zani

Life Including Variable Annuity & Health

NPN 20614109 Licensed 2023

Chris Isaak Herrerias

Life Including Variable Annuity & Health

NPN 20984063 Licensed 2023

Christopher Leva

Life Including Variable Annuity & Health

NPN 20699677 Licensed 2023

Ciara Santiago

Life Including Variable Annuity & Health

NPN 21538644 Licensed 2025

Clifton Wayne Eserman

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 834440 Licensed 1999

Craig Lee Sangerman

Life Including Variable Annuity & Health

NPN 497902 Licensed 1991

Cristina Gabrielle Charles

Life Including Variable Annuity & Health

NPN 20736803 Licensed 2023

Cristina L. Martinez Gonzalez

Life Including Variable Annuity & Health

NPN 19761751 Licensed 2021

Daika Charles

Life Including Variable Annuity & Health

NPN 20758396 Licensed 2023

David Donal Mooney

Life Including Variable Annuity & Health

NPN 20967752 Licensed 2023

David E Britton

Life Including Variable Annuity & Health

NPN 20240624 Licensed 2022

View all 94 licensed business life producers in Wilton Manors →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Business Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Business Life Insurance across the Wilton Manors regional market. Rates are localized using regional health baselines.

Official Wilton Manors Resources

County Broward County

Population ~11,451

Lack of insurance (18–64) 10.5%

FIPS code 1278000

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Wilton Manors rates. Start your quote request below.

FL OIR .GOV Broward County Gov Portal .GOV

4.2 33 reviews

Photos by Harrison C. Davies , Herve Andrieu via Google Maps

View on Google Maps

Wilton Manors City Hall

Open now · Mon 7:00 AM – 6:00 PM

(954) 390-2100

wiltonmanors.gov .GOV

2020 Wilton Dr, Wilton Manors, FL 33305, USA

Recent Reviews

Marshall Jackson ★★★★★

"It was such a great pleasure meeting and working with a Wilton Manors city worker this morning. My yard was littered with debris and trash, and he kindly helped me clean it up. What truly caught my at…"

Harrison C. Davies ★★★★☆

"I like the building and it’s always super easy to vote here. Quality of service is great. This is not a review of the town politics as that goes in many directions and is simply nothing out of the ord…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Business Life Guide →

Select your coverage below to see your price in seconds.

Get a Business Protection Assessment

Protect your company's financial future — no obligation — customized corporate coverage

What do you need to protect?

👤 Key Person

🤝 Buy-Sell Agreement

🏦 Business Loan

Age of the person being insured

Under 30

30-39

40-49

50-59

Annual revenue or key person income

$50K-$100K

$100K-$200K

$200K-$500K

$500K-$1M

$1M-$2M

$2M+

Number of partners/owners

Solo

✅

Your business assessment is ready!

Based on your revenue and structure, June will calculate the exact coverage amount for key person protection, buy-sell funding, or loan collateral. Enter your contact info to receive your recommendation.

Your Name

Phone Number

Business Name

Email Address

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure · Never shared · June responds within 30 min

✅

Consultation Request Sent!

June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Business Life Options

Most Common

Key Person

Protect against losing a vital employee

5-10× key person's income
Covers revenue loss during replacement
Recruitment & training costs
Business debt obligations
Term or permanent options

Get Quote

Buy-Sell Agreement

Fund partner/owner transitions

% ownership × company value
Cross-purchase or entity plan
Prevents forced liquidation
Ensures fair market buyout
All partners covered equally

Get Quote

Business Loan

Collateral assignment for lenders

Coverage = outstanding principal
Lender named as collateral assignee
SBA loan requirement satisfied
Decreasing or level term
Protects personal guarantors

Get Quote

📖 Business Life Knowledge

Everything You Need to Know About Business Life Insurance

💼

What Is Key Person Insurance?

Key person insurance protects your business against the financial impact of losing a critical employee — a founder, top salesperson, or essential manager. Coverage is typically 5-10× the key person's annual income plus bonuses. The business owns the policy, pays the premiums, and receives the death benefit to cover lost revenue, recruitment, and transition costs.

🤝

Buy-Sell Agreements Explained

A buy-sell agreement is a legally binding contract that determines what happens to a partner's ownership share when they die. Life insurance funds the buyout — surviving partners receive cash to purchase the deceased's share at fair market value. Without it, heirs could become unwanted business partners or force a liquidation. Cross-purchase (partners own each other's policies) or entity purchase (business owns all policies) structures available.

🏦

Business Loan Protection

Many lenders — especially SBA loans — require life insurance on the guarantor or key principal. Coverage equals the outstanding loan balance, with the lender named as collateral assignee. If the borrower dies, the policy pays off the loan. This protects both the business and the personal assets of any guarantors. Decreasing term aligns coverage with the declining loan balance.

📊

How Much Coverage Do You Need?

Key Person: 5-10× income based on age (higher multiplier for younger, harder-to-replace talent). Buy-Sell: Ownership percentage × company valuation. Business Loan: Outstanding principal balance. For businesses with multiple needs, June structures layered coverage — term for short-term obligations, permanent for long-term succession planning.

🏢

Tax Implications

Key person premiums are not tax-deductible, but the death benefit is generally received tax-free by the business (subject to alternative minimum tax rules). Buy-sell premiums are also not deductible, but provide tax-efficient ownership transfer. Consult a tax advisor for your specific situation — June coordinates with your CPA to structure coverage correctly.

⚖️

Business Insurance Requirements

Florida doesn't mandate business life insurance, but SBA lenders require collateral assignment on loans above certain thresholds. Under federal IRC § 101(j), employers must obtain written notice and consent from insured employees before issuing employer-owned life insurance; IRS Form 8925 is filed annually. All policies include Florida's 14-day free-look period (Fla. Stat. § 627.4554). June ensures all documentation meets regulatory requirements.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated life insurance carriers.

Life Insurance in Wilton Manors

More Insurance Options in Wilton Manors, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Business Life Insurance FAQ

💼

How much key person coverage do I need?

Typically 5-10x the key person's annual income plus bonuses. Factor in recruitment costs, training time, and potential revenue loss during transition. June provides a free needs analysis.

🤝

Do all partners need equal coverage?

Coverage should be proportional to ownership interest. If Partner A owns 60% and Partner B owns 40%, coverage amounts reflect their respective buyout values based on company valuation.

🏦

Does my SBA loan require life insurance?

Most SBA lenders require life insurance on key principals with collateral assignment. The coverage amount typically equals the outstanding loan balance. June helps structure compliant policies.

📊

Term or permanent for business insurance?

Term for time-bound needs (loans, short-term key person). Permanent for long-term succession planning and buy-sell agreements. Many businesses use a combination of both.

💰

Are business life insurance premiums tax-deductible?

Generally no — premiums for key person and buy-sell policies are not deductible. However, death benefits are typically received tax-free. Consult your CPA for your specific situation.

Nearby Business Life Coverage

Read the Full Business Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Business Life Insurance in Wilton Manors, FL

Wilton Manors, FL — Your Local Producer

Licensed Business Life Producers in Wilton Manors

🏢 Business Life Insurance Underwriting Scope

🏛️ Official Wilton Manors Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

Get a Business Protection Assessment

Consultation Request Sent!

Business Life Options

Key Person

Buy-Sell Agreement

Business Loan

Everything You Need to Know About Business Life Insurance

What Is Key Person Insurance?

Buy-Sell Agreements Explained

Business Loan Protection

How Much Coverage Do You Need?

Tax Implications

Business Insurance Requirements

More Insurance Options in Wilton Manors, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Business Life Insurance FAQ

How much key person coverage do I need?

Do all partners need equal coverage?

Does my SBA loan require life insurance?

Term or permanent for business insurance?

Are business life insurance premiums tax-deductible?

Also Serving Broward County

Boulevard Gardens Coverage Guide

The Cooper City Legacy Plan

Fort Lauderdale Coverage Guide

Hallandale Coverage Guide

Hallandale Beach Financial Security

The Hollywood Legacy Plan

Lauderdale-by-the-Sea Coverage Guide

The Miramar Legacy Plan

Pompano Beach Wealth Strategy

Tamarac Wealth Strategy

Boynton Beach Life Protection

Canal Point Coverage Guide

Greenacres Life Protection

Lake Worth Life Protection

Lake Worth Beach Wealth Strategy

Palm Beach Garde Life Protection

Palm Beach Gardens Coverage Guide

Plantation Mobile Home Park Financial Security

San Castle Coverage Guide

West Palm Beach Life Protection

Hialeah Coverage Guide

The Ives Estates Legacy Plan

Kendale Lakes Coverage Guide

Miami Life Protection

The Miami Beach Legacy Plan

Miami Gardens Financial Security

The Crossings Financial Security

The Hammocks Wealth Strategy

West Little River Coverage Guide

West Miami Life Protection

Talk to a real person. Today.

Business Life Insurance Underwriting Scope

Official Wilton Manors Resources