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June Marcia Williams — Licensed Term Life Insurance Agent in Pembroke Park, FL
June Marcia Williams
Your Insurance Agent in Pembroke Park, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Pembroke Park, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in Pembroke Park, FL

June Williams — NPN 17209549. No-exam options up to $500K.

Term life insurance for Pembroke Park, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Pembroke Park, FL

Pembroke Park, FL — Your Local Producer

Hello to my neighbors in Pembroke Park! Living here in Broward County gives us a unique blend of a close-knit community feel with easy access to everything South Florida offers. As a local resident, I understand the importance of protecting what matters most to our families. My name is June Marcia Williams, and as a licensed insurance producer, I help individuals and families find peace of mind with personal insurance solutions. I'm here to help you navigate options for life insurance, final expense, and supplemental health plans. (NPN: 17209549, Florida License No: W840529)

  • Pembroke Park Town Hall
  • McTyre Park
  • Hallandale Beach Boulevard
NPN17209549FL LicenseW840529

Licensed Term Life Producers in Pembroke Park

17 on public record · Florida DFS · Fla. Stat. §119.01

BR
Bertini Roberty
Life Including Variable Annuity & Health
NPN 20759627 Licensed 2023
CN
Charles Enwelim Nwaka
Life Including Variable Annuity & Health
NPN 600837 Licensed 1988
DC
David Charlemagne
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 19994069 Licensed 2021
IL
Immacula Louizi
Life Including Variable Annuity & Health
NPN 20601129 Licensed 2023
IM
Irma Z Hernandez Manon
Life Including Variable Annuity & Health
NPN 20605190 Licensed 2024
JB
Jean Louis Barais
Life Including Variable Annuity & Health
NPN 20556208 Licensed 2022
KC
Karl Heinz Cherubin
Life Including Variable Annuity & Health
NPN 22252594 Licensed 2026
KM
Keila Y Martinez
Life Including Variable Annuity & Health
NPN 20279266 Licensed 2022
LG
Lilian Karina Brito Gonzalez
Life Including Variable Annuity & Health
NPN 21355868 Licensed 2024
MO
Magalie Jacob Odera
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 3626765 Licensed 2009
MB
Marc Antoine Bonhomme
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 603527 Licensed 1996
MM
Mariuska Mestril
Life Including Variable Annuity & Health
NPN 19652019 Licensed 2021
MP
Merline Ponthieux
Life Including Variable Annuity & Health
NPN 17717234 Licensed 2021
NF
Naomi Viola Francis
Life Including Variable Annuity & Health
NPN 3388107 Licensed 2012
SR
Shandella Redley
Life Including Variable Annuity & Health
NPN 22205613 Licensed 2026
YM
Yaimelin Eniuskar Avila Martinez
Life Including Variable Annuity & Health
NPN 21355757 Licensed 2024
YF
Yanet Figueroa Ferrer
Life Including Variable Annuity & Health
NPN 21680989 Licensed 2025

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Pembroke Park regional market. Rates are localized using regional health baselines.

Official Pembroke Park Resources

County Broward County
Population ~6,266
Lack of insurance (18–64) 19.7%
FIPS code 1255750

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Pembroke Park rates. Start your quote request below.

Google Maps
3.7 20 reviews
Town of Pembroke Park – Town Hall photo 1Town of Pembroke Park – Town Hall photo 2
Photos by Nilda Ortiz , Linda Esther Germil via Google Maps
Town of Pembroke Park – Town Hall
Open now · Mon 8:00 AM – 5:00 PM
3150 SW 52nd Ave, Pembroke Park, FL 33023, USA
Recent Reviews
Ando Kazarian ★★★★★
"I just want to give a huge thank you to the Pembroke Park Police Department, especially Officer Belony, for their exceptional help. They were incredibly professional. Really appreciate their kindness …"
stefanie m ★☆☆☆☆
"I've been attempting to contact Pembroke Park PD for years. I've "kind of" contacted them. After months i was able to get the email for an officer after i made a group chat with 45 other fraud/identit…"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

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Term Life Insurance FAQ

💰

How much does term life cost in Pembroke Park?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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