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Home›Florida›Alachua County›Gainesville›Hospital Indemnity Insurance

June Marcia Williams — Licensed Hospital Indemnity Insurance Agent in Gainesville, FL
June Marcia Williams
Your Insurance Agent in Gainesville, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Gainesville, FL...
National Producer No.
17209549
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Hospital Indemnity Insurance in Gainesville, FL

Cover deductibles, copays, and lost wages during hospitalization.

Hospital indemnity insurance for Gainesville, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — fixed daily cash benefit for each day admitted to a hospital, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Gainesville, FL

Gainesville, FL — Your Local Producer

Hello, Gainesville! As a resident of our vibrant Alachua County community, I know how much we value both our city's energetic spirit and its surrounding natural beauty. Protecting your family's future is my priority. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping my neighbors navigate their options. I offer personal guidance on products like Term Life, Final Expense, and Critical Illness policies to help find a plan that fits your life. Let's talk about securing your peace of mind. (NPN: 17209549, Florida License No: W840529)

  • University of Florida
  • Depot Park
  • Paynes Prairie Preserve State Park
NPN17209549FL LicenseW840529

Licensed Hospital Indemnity Producers in Gainesville

1210 on public record · Florida DFS · Fla. Stat. §119.01

AT
Aaliha Talaya Tanner
Life Including Variable Annuity & Health
NPN 21290517 Licensed 2024
AP
Aaliyah Perez
Life Including Variable Annuity & Health
NPN 19576220 Licensed 2020
AG
Aaromn Jose Pinto Gerardo
Life Including Variable Annuity & Health
NPN 20519115 Licensed 2022
AO
Aaron Gabriel Orta
Life Including Variable Annuity & Health
NPN 20830796 Licensed 2023
AP
Aaron Lee Patmor
Life Including Variable Annuity & Health
NPN 20310326 Licensed 2022
AA
Abdias Arango
Life Including Variable Annuity & Health
NPN 21373725 Licensed 2024
AA
Abdurrahman Ahmed
Life Including Variable Annuity & Health
NPN 18055690 Licensed 2020
AH
Abrar Hossain
Life Including Variable Annuity & Health
NPN 21073073 Licensed 2024
AH
Adam C House
Life Including Variable Annuity & Health
NPN 16511857 Licensed 2012
AD
Adam M Dipasquale
Life Including Variable Annuity & Health
NPN 19711330 Licensed 2020
AM
Ademola Pagag Mcoyett
Life Including Variable Annuity & Health
NPN 20150290 Licensed 2021
AM
Adolph Samuel Means
Life Including Variable Annuity & Health
NPN 11158957 Licensed 2023
AP
Adrian Kenneth Parrish
Life Including Variable Annuity & Health
NPN 20843520 Licensed 2023
AS
Adriana Sela
Life Including Variable Annuity & Health
NPN 21376442 Licensed 2024
AS
Adrien Smith
Life Including Variable Annuity & Health
NPN 21593377 Licensed 2025
AD
Ahipo K Doualehi
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 17390707 Licensed 2014
AW
Aidan John Wolf
Life Including Variable Annuity & Health
NPN 22132728 Licensed 2026
AP
Ajay Persaud
Life Including Variable Annuity & Health
NPN 21435013 Licensed 2025
AB
Akeem Bovil
Life Including Variable Annuity & Health
NPN 20197770 Licensed 2022
AH
Alan Dale Henderson
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 638924 Licensed 1981
AF
Alan John Fonk
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 529012 Licensed 1978
AW
Alan Kenneth Weinkle
Life Including Variable Annuity & Health
NPN 498832 Licensed 1991
AB
Albert Anthony Bevilacqua
Life Including Variable Annuity & Health
NPN 4625778 Licensed 2001
AW
Alejandro Whu
Life Including Variable Annuity & Health
NPN 17784613 Licensed 2015
View all 1210 licensed hospital indemnity producers in Gainesville →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Hospital Indemnity Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Hospital Indemnity Insurance across the Gainesville regional market. Rates are localized using regional health baselines.

Official Gainesville Resources

County Alachua County
Population ~142,414
Lack of insurance (18–64) 15.9%
FIPS code 1225175

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Gainesville rates. Start your quote request below.

FL OIR .GOV Alachua County Gov Portal .GOV
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3.6 33 reviews
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City of Gainesville
Open now · Mon 8:00 AM – 5:00 PM
(352) 334-5000
cityofgainesville.org
200 E University Ave, Gainesville, FL 32601, USA
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"What can I say. I love Gainesville. Didn't know where else to post this Downtown Festival & Art. Check it out. The layout this year was great."
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"I paid for parking but got a ticket and attempted to resolve a minor issue through the administrative appeal process. The system does not allow correction of a simple upload error or submission of sup…"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Hospital Indemnity Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Cash benefits for unexpected hospital stays — no obligation — quick & easy pre-qualification

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Or call now: (908) 339-7723

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Hospital Indemnity Options

Core Benefit

Hospital Confinement

Daily cash for inpatient stays
  • $100-$1,100 per day
  • Paid from day 1 of admission
  • Any covered reason
  • No network restrictions
  • Paid directly to you
Get Quote

ICU Confinement

Enhanced daily rate for intensive care
  • $200-$1,500 per day
  • Paid in lieu of hospital rate
  • Critical care situations
  • No lifetime maximum
  • Guaranteed renewable
Get Quote

Optional Benefits

Skilled nursing + outpatient
  • Skilled nursing: $50-$550/day
  • Up to 14 days after 7-day elimination
  • Outpatient surgery: $50-$550
  • One surgery per year
  • Wellness visit: $75/year
Get Quote
📖 Hospital Indemnity Knowledge

Everything You Need to Know About Hospital Indemnity Insurance

🏨

What Is Hospital Indemnity Insurance?

Hospital indemnity pays a fixed daily cash benefit for every day you're confined to a hospital — regardless of the reason. Accident, illness, planned surgery — it doesn't matter. The cash is paid directly to you, not the hospital. Use it for copays, deductibles, lost income, childcare, mortgage, or anything else while you recover.

💲

How Daily Benefits Work

You choose your daily benefit at enrollment: $100 to $1,100/day for hospital, $200 to $1,500/day for ICU. A 5-day hospital stay at $500/day = $2,500 cash. A 3-day ICU stay at $1,000/day = $3,000 cash. Benefits are paid per confinement with no annual or lifetime maximum on the number of stays.

📊

Hospital Indemnity vs. Health Insurance

Health insurance covers hospital bills. Hospital indemnity covers everything health insurance doesn't — your deductible (national average $1,787 for single coverage, KFF 2024), copays, out-of-network charges, transportation, childcare, and lost wages. Even with health insurance, out-of-pocket costs for a hospital stay in Florida can run $1,200–$3,500. Hospital indemnity fills the gap from day one.

💊

Skilled Nursing & Outpatient

Optional riders add skilled nursing facility benefits ($50-$550/day for up to 14 days after a 7-day elimination period) and outpatient surgery benefits ($50-$550 per procedure, one per year). The wellness visit rider pays $75/year for preventative care — a benefit that pays even if you're never hospitalized.

👨‍👩‍👧

Who Needs Hospital Indemnity?

Anyone with a high-deductible health plan (HDHP), an HSA, or Medicare. If your health insurance deductible is $1,000+, hospital indemnity fills the gap from day one. It's also ideal for self-employed workers who lose income during hospital stays, and families where one hospitalization could create a financial emergency.

⚖️

Florida Consumer Protections

Hospital indemnity policies through our carriers are guaranteed renewable with level premiums. Florida requires a 14-day free-look period (Fla. Stat. § 627.4554). Issue ages 18–85. Guaranteed issue available for qualified worksites. Simplified issue for individuals requires health questions. Medicaid may reduce benefits. Federal law (Social Security Act § 1882) requires uniform Medigap disclosure for applicants 65+.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.
Life Insurance in Gainesville

More Insurance Options in Gainesville, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense
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Frequently Asked Questions

Hospital Indemnity Insurance FAQ

💰

How much does hospital indemnity pay per day?

Hospital confinement benefits range from $100 to $1,100 per day. ICU benefits range from $200 to $1,500 per day. You choose your daily benefit amount at enrollment.

🏥

Does it cover any reason for hospitalization?

Yes. Hospital indemnity pays for any covered hospitalization — accident, illness, or planned surgery. Pre-existing conditions have a 12-month lookback period.

📋

Can I use it with Medicare?

Yes. Hospital indemnity is a popular Medicare supplement. It helps cover Medicare Part A deductibles and copays. Issue ages up to 85. Federal law (Social Security Act § 1882) requires a uniform Medigap Outline of Coverage disclosure for all applicants age 65+.

🏥

Is there a limit on how many times I can use it?

No annual or lifetime maximum on the number of hospital stays. Benefits are paid per confinement. The policy is guaranteed renewable for life with level premiums.

🩺

Is a medical exam required?

No medical exam. Simplified issue requires health questions. Guaranteed issue available through qualified employer groups. Issue ages 18-85.

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View Penney Farms Coverage
Read the Full Hospital Indemnity Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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