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Home›Florida›Gilchrist County›Trenton›Hospital Indemnity Insurance

June Marcia Williams — Licensed Hospital Indemnity Insurance Agent in Trenton, FL
June Marcia Williams
Your Insurance Agent in Trenton, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Trenton, FL...
National Producer No.
17209549
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Hospital Indemnity Insurance in Trenton, FL

Daily cash benefits — $100 to $1,500/day — paid directly to you.

Hospital indemnity insurance for Trenton, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — fixed daily cash benefit for each day admitted to a hospital, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Trenton, FL

Trenton, FL — Your Local Producer

Hello, Trenton neighbors! As a fellow Floridian, I appreciate the close-knit community spirit that makes Gilchrist County such a special place to call home. My name is June Marcia Williams, and I'm a licensed insurance producer right here in Florida, dedicated to helping families like yours navigate their life insurance options. Whether you're considering Term Life, Whole Life, Final Expense, or other policies to protect your loved ones, I'm here to provide clear, personal guidance. It's my goal to help you find a plan that fits your unique needs. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Gilchrist County Courthouse
  • Trenton High School
  • Trenton City Hall
NPN17209549FL LicenseW840529

Licensed Hospital Indemnity Producers in Trenton

27 on public record · Florida DFS · Fla. Stat. §119.01

AT
Angelita Thomas
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 21307065 Licensed 2024
BC
Benjamin Brooks Colson
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 8307744 Licensed 2005
BC
Bradley Scott Crooks
Life Including Variable Annuity & Health
NPN 20402463 Licensed 2022
CC
Candi Nicole Crooks
Life Including Variable Annuity & Health
NPN 19988836 Licensed 2021
CO
Chelsea Owens
Life Including Variable Annuity & Health
NPN 21221005 Licensed 2024
CG
Christian Richard Graham
Life Including Variable Annuity & Health
NPN 18798948 Licensed 2018
CC
Cortez Carter
Life Including Variable Annuity & Health
NPN 20660617 Licensed 2023
CJ
Crystal Anne Jones
Life Including Variable Annuity & Health
NPN 20420782 Licensed 2022
EL
Edwin Ladera
Life Including Variable Annuity & Health
NPN 18376306 Licensed 2017
JH
Jaken Everett Hafner
Life Including Variable Annuity & Health
NPN 22222968 Licensed 2026
JE
Jessica Lynn Ezratty
Life Including Variable Annuity & Health
NPN 22200912 Licensed 2026
JD
Judson Dey
Life Including Variable Annuity & Health
NPN 21592250 Licensed 2025
JN
Julie Neeld
Life Including Variable Annuity & Health
NPN 17869965 Licensed 2016
KB
Kaitlyn Marie Bischoff
Life Including Variable Annuity & Health
NPN 19995807 Licensed 2021
KF
Kerrisa Gayle Fricke
Life Including Variable Annuity & Health
NPN 21778247 Licensed 2025
LB
Lindsey Elaine Braswell
Life Including Variable Annuity & Health
NPN 21139624 Licensed 2024
LS
Lisa M Shultz
Life Including Variable Annuity & Health
NPN 20082548 Licensed 2021
LK
Lucas Christopher Knight
Life Including Variable Annuity & Health
NPN 21527503 Licensed 2025
MW
Megan J Wilk
Life Including Variable Annuity & Health
NPN 21485248 Licensed 2025
MM
Michael Edward Michaelis
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 509219 Licensed 1996
MS
Michele Smith
Life Including Variable Annuity & Health
NPN 21242371 Licensed 2024
NC
Nancy L Clark
Life Including Variable Annuity & Health
NPN 10148504 Licensed 2009
RH
Robert Van Hagan
Life Including Variable Annuity & Health
NPN 17737796 Licensed 2015
SV
Sheltin Michael Varnon
Life Including Variable Annuity & Health
NPN 21745413 Licensed 2025
View all 27 licensed hospital indemnity producers in Trenton →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Hospital Indemnity Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Hospital Indemnity Insurance across the Trenton regional market. Rates are localized using regional health baselines.

Official Trenton Resources

County Gilchrist County
Population ~1,843
Lack of insurance (18–64) 14.4%
FIPS code 1272350

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Trenton rates. Start your quote request below.

FL OIR .GOV Gilchrist County Gov Portal .GOV
Google Maps
View on Google Maps
Trenton City Hall
(352) 463-4000
trentonflorida.org
500 N Main St, Trenton, FL 32693, USA
About Your Agent

Why Choose June?

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Cash benefits for unexpected hospital stays — no obligation — quick & easy pre-qualification

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Hospital Indemnity Options

Core Benefit

Hospital Confinement

Daily cash for inpatient stays
  • $100-$1,100 per day
  • Paid from day 1 of admission
  • Any covered reason
  • No network restrictions
  • Paid directly to you
Get Quote

ICU Confinement

Enhanced daily rate for intensive care
  • $200-$1,500 per day
  • Paid in lieu of hospital rate
  • Critical care situations
  • No lifetime maximum
  • Guaranteed renewable
Get Quote

Optional Benefits

Skilled nursing + outpatient
  • Skilled nursing: $50-$550/day
  • Up to 14 days after 7-day elimination
  • Outpatient surgery: $50-$550
  • One surgery per year
  • Wellness visit: $75/year
Get Quote
📖 Hospital Indemnity Knowledge

Everything You Need to Know About Hospital Indemnity Insurance

🏨

What Is Hospital Indemnity Insurance?

Hospital indemnity pays a fixed daily cash benefit for every day you're confined to a hospital — regardless of the reason. Accident, illness, planned surgery — it doesn't matter. The cash is paid directly to you, not the hospital. Use it for copays, deductibles, lost income, childcare, mortgage, or anything else while you recover.

💲

How Daily Benefits Work

You choose your daily benefit at enrollment: $100 to $1,100/day for hospital, $200 to $1,500/day for ICU. A 5-day hospital stay at $500/day = $2,500 cash. A 3-day ICU stay at $1,000/day = $3,000 cash. Benefits are paid per confinement with no annual or lifetime maximum on the number of stays.

📊

Hospital Indemnity vs. Health Insurance

Health insurance covers hospital bills. Hospital indemnity covers everything health insurance doesn't — your deductible (national average $1,787 for single coverage, KFF 2024), copays, out-of-network charges, transportation, childcare, and lost wages. Even with health insurance, out-of-pocket costs for a hospital stay in Florida can run $1,200–$3,500. Hospital indemnity fills the gap from day one.

💊

Skilled Nursing & Outpatient

Optional riders add skilled nursing facility benefits ($50-$550/day for up to 14 days after a 7-day elimination period) and outpatient surgery benefits ($50-$550 per procedure, one per year). The wellness visit rider pays $75/year for preventative care — a benefit that pays even if you're never hospitalized.

👨‍👩‍👧

Who Needs Hospital Indemnity?

Anyone with a high-deductible health plan (HDHP), an HSA, or Medicare. If your health insurance deductible is $1,000+, hospital indemnity fills the gap from day one. It's also ideal for self-employed workers who lose income during hospital stays, and families where one hospitalization could create a financial emergency.

⚖️

Florida Consumer Protections

Hospital indemnity policies through our carriers are guaranteed renewable with level premiums. Florida requires a 14-day free-look period (Fla. Stat. § 627.4554). Issue ages 18–85. Guaranteed issue available for qualified worksites. Simplified issue for individuals requires health questions. Medicaid may reduce benefits. Federal law (Social Security Act § 1882) requires uniform Medigap disclosure for applicants 65+.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.
Life Insurance in Trenton

More Insurance Options in Trenton, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense
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Frequently Asked Questions

Hospital Indemnity Insurance FAQ

💰

How much does hospital indemnity pay per day?

Hospital confinement benefits range from $100 to $1,100 per day. ICU benefits range from $200 to $1,500 per day. You choose your daily benefit amount at enrollment.

🏥

Does it cover any reason for hospitalization?

Yes. Hospital indemnity pays for any covered hospitalization — accident, illness, or planned surgery. Pre-existing conditions have a 12-month lookback period.

📋

Can I use it with Medicare?

Yes. Hospital indemnity is a popular Medicare supplement. It helps cover Medicare Part A deductibles and copays. Issue ages up to 85. Federal law (Social Security Act § 1882) requires a uniform Medigap Outline of Coverage disclosure for all applicants age 65+.

🏥

Is there a limit on how many times I can use it?

No annual or lifetime maximum on the number of hospital stays. Benefits are paid per confinement. The policy is guaranteed renewable for life with level premiums.

🩺

Is a medical exam required?

No medical exam. Simplified issue requires health questions. Guaranteed issue available through qualified employer groups. Issue ages 18-85.

Nearby Hospital Indemnity Coverage

Also Serving Gilchrist County

Bell Life Protection

Dedicated Hospital Indemnity coverage page for Bell with local agent support.

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Spring Ridge Life Protection

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Day Financial Security

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Mayo Financial Security

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View Mayo Coverage

Bronson Financial Security

Dedicated Hospital Indemnity coverage page for Bronson with local agent support.

View Bronson Coverage

Cedar Key Financial Security

Dedicated Hospital Indemnity coverage page for Cedar Key with local agent support.

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The Chiefland Legacy Plan

Compare Hospital Indemnity rates from licensed carriers serving Chiefland.

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The East Williston Legacy Plan

Hospital Indemnity protection tailored to East Williston families and businesses.

View East Williston Coverage

Gulf Hammock Financial Security

Dedicated Hospital Indemnity coverage page for Gulf Hammock with local agent support.

View Gulf Hammock Coverage

Inglis Life Protection

Compare Hospital Indemnity rates from licensed carriers serving Inglis.

View Inglis Coverage

Otter Creek Life Protection

Dedicated Hospital Indemnity coverage page for Otter Creek with local agent support.

View Otter Creek Coverage

Williston Life Protection

Hospital Indemnity protection tailored to Williston families and businesses.

View Williston Coverage

The Williston Highlands Legacy Plan

Compare Hospital Indemnity rates from licensed carriers serving Williston Highlands.

View Williston Highlands Coverage

Yankeetown Financial Security

Dedicated Hospital Indemnity coverage page for Yankeetown with local agent support.

View Yankeetown Coverage
Read the Full Hospital Indemnity Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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