Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
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June Marcia Williams — Licensed Insurance Agent in Waverly, VA
June Marcia Williams
Your Insurance Agent in Waverly, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Waverly, VA...
National Producer No.
17209549
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Life Insurance in Waverly, VA

Top-Rated Financial Protection for Waverly Residents

Honest, Local Insurance Guidance for Your Family's Future in Sussex County

Your local licensed agent in Waverly, Sussex County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Waverly, Sussex County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Waverly, VA

Waverly, VA — Your Local Producer

Hello, Waverly neighbors! My name is June Marcia Williams, and I'm a licensed insurance producer proud to serve the Sussex County community. I appreciate the close-knit character of our town and believe in providing straightforward, personal guidance to my neighbors. If you're looking to secure your family's future, I can help you explore options like Term Life, Whole Life, Final Expense, and other supplemental policies. My goal is to make the process clear and help you find a plan that fits your unique needs. (NPN: 17209549, Virginia License No: 1575461)

  • Waverly Town Hall
  • Miles B. Carpenter Museum
  • Intersection of W Main St and N County Dr
NPN17209549VA License1575461

Waverly is home to approximately 2,900 residents in Sussex County, with a median age of 34.3 and a median household income of $75,000. About 54% of homes are owner-occupied; the median home value is $114,000. 18% of adults hold a bachelor's degree or higher; households with children make up 36%; veterans comprise 9% of residents. Average household size is 3.1. These demographic markers shape which life insurance products fit Waverly households.

How Waverly compares to Sussex County

SUSSEX COUNTY · 11K RESIDENTS WAVERLY · 3K RESIDENTS
Sussex County vs Waverly — population comparison Sussex County: 10,866 residents. Waverly: 2,890 residents, 26.6% of Sussex County population.
10,866 SUSSEX COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,890 WAVERLY RESIDENTS ↳ 26.6% of Sussex County residents

How does high cholesterol impact life insurance underwriting in Waverly, VA?

Many Waverly residents secure competitive rates despite high cholesterol. Sussex County reports 41.4% adult prevalence (CDC PLACES); 25.9% also manage arthritis, with 11.7% of the ~11,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Wakefield →

📊 Top Health Considerations (CDC)

Top Health Considerations for Waverly (CITY) High cholesterol: 41.4%. High blood pressure: 47.4%. Obesity: 45.4%. Diagnosed diabetes: 18.8%. Current cigarette smoking: 16.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · WAVERLY High cholesterol 41.4% High blood pressure 47.4% Obesity 45.4% Diagnosed diabetes 18.8% Current cigarette smoking 16.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~2,890
Lack of health insurance (18–64) 9.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5183600
Google Maps
4.5 2 reviews
Waverly Town Office
119 Bank St, Waverly, VA 23890, USA
Recent Reviews
W. Lee Duncan ★★★★★
"Raven and the folks from the town office were pleasant and helpful. If you need information, they have it. Some days it seems like you can't get traction, but not at Waverly. Keep it up!"
Stephanie Clinton ★★★★☆

Life Insurance Products in Waverly, VA

9 insurance products available in Waverly

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Waverly, VA

Life insurance by city across Sussex County and adjacent Virginia counties.

🌟 Cities Served near Waverly

17 Cities · 3 Counties
Greensville County3
Sussex CountyHome5

Know your rights in Waverly.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Waverly Life Insurance Questions

💰

How much does life insurance cost in Waverly?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Waverly
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Waverly?

Yes. June serves all of Waverly and every municipality in Sussex County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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