Life Insurance
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Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
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June Marcia Williams — Licensed Insurance Agent in Poquoson, VA
June Marcia Williams
Your Insurance Agent in Poquoson, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Poquoson, VA...
National Producer No.
17209549
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Life Insurance in Poquoson, VA

Top-Rated Financial Protection for Poquoson Residents

Honest, Local Insurance Guidance for Your Family's Future in Poquoson City

Your local licensed agent in Poquoson, Poquoson City. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Poquoson, Poquoson City, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Poquoson, VA

Poquoson, VA — Your Local Producer

For my neighbors in Poquoson, I understand that our unique way of life on the water is built on a strong sense of community and looking out for one another. That same spirit of care is what I bring to my work protecting local families. My name is June Marcia Williams, a licensed insurance producer right here in Virginia (NPN: 17209549, VA License No: 1575461). I specialize in helping individuals find the right personal insurance solutions, from Term and Whole Life to Final Expense and Critical Illness plans, ensuring your loved ones are secure.

  • Poquoson High School
  • Poquoson Museum
  • Poquoson City Hall
NPN17209549VA License1575461

Poquoson is home to approximately 12,500 residents in Poquoson City, with a median age of 42.4 and a median household income of $115,000. About 82% of homes are owner-occupied; the median home value is $407,000. 38% of adults hold a bachelor's degree or higher; households with children make up 39%; veterans comprise 12% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Poquoson households.

How Poquoson compares to Poquoson City

POQUOSON CITY · 12K RESIDENTS POQUOSON · 12K RESIDENTS
Poquoson City vs Poquoson — population comparison Poquoson City: 12,479 residents. Poquoson: 12,479 residents, 100.0% of Poquoson City population.
12,479 POQUOSON CITY POPULATION ↳ 1 cell ≈ 10,000 residents
12,479 POQUOSON RESIDENTS ↳ 100.0% of Poquoson City residents

Can I get life insurance with high cholesterol in Poquoson, VA?

Yes. Poquoson City's health profile — 12,000 residents, 6.3% uninsured, 39.8% adults with high cholesterol, 28.6% with arthritis — shapes how A-rated carriers tier rate classes for Poquoson applicants. Standard or Preferred is achievable when high cholesterol is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View Poquoson City coverage area →

📊 Top Health Considerations (CDC)

Top Health Considerations for Poquoson (CITY) High cholesterol: 39.8%. High blood pressure: 35.1%. Obesity: 33.1%. Diagnosed diabetes: 11%. Current cigarette smoking: 11.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · POQUOSON High cholesterol 39.8% High blood pressure 35.1% Obesity 33.1% Diagnosed diabetes 11.0% Current cigarette smoking 11.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~12,479
Lack of health insurance (18–64) 6.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5163768
Google Maps
Poquoson civic building photo 1
Photos by Jim Teller via Google Maps

Life Insurance Products in Poquoson, VA

9 insurance products available in Poquoson

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Poquoson, VA

Life insurance by city across Poquoson City and adjacent Virginia counties.

🌟 Cities Served near Poquoson

6 Cities · 3 Counties
Hampton City1
Poquoson CityHome0

Know your rights in Poquoson.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Poquoson Life Insurance Questions

💰

How much does life insurance cost in Poquoson?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Poquoson
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Poquoson?

Yes. June serves all of Poquoson and every municipality in Poquoson City. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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