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June Marcia Williams — Licensed Insurance Agent in Smithfield, VA
June Marcia Williams
Your Insurance Agent in Smithfield, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Smithfield, VA...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Smithfield

Dedicated Coverage Options from Final Expense to Term Life in Isle Of Wight County

The Smart Choice for Dependable Life Insurance in Smithfield, VA

Your local licensed agent in Smithfield, Isle Of Wight County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Smithfield, Isle Of Wight County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Smithfield, VA

Smithfield, VA — Your Local Producer

As a fellow Virginian, I appreciate the unique character and historic charm that make Smithfield a wonderful place to live. From the scenic Pagan River to the strong community ties throughout Isle of Wight County, there's a sense of security here that is truly worth protecting for your family and loved ones. I am dedicated to helping my Smithfield neighbors understand their personal insurance options, whether it's Term Life, Final Expense, or other coverages. My goal is to provide clear, straightforward guidance so you can feel confident in your decisions. As your local licensed producer (NPN: 17209549, Virginia License No: 1575461), I'm here to help.

  • Isle of Wight County Museum
  • Windsor Castle Park
  • Smithfield High School
NPN17209549VA License1575461

Smithfield is home to approximately 8,600 residents in Isle Of Wight County, with a median age of 45.6 and a median household income of $101,000. About 78% of homes are owner-occupied; the median home value is $344,000. 34% of adults hold a bachelor's degree or higher; households with children make up 27%; veterans comprise 14% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Smithfield households.

How Smithfield compares to Isle Of Wight County

ISLE OF WIGHT COUNTY · 39K RESIDENTS SMITHFIELD · 9K RESIDENTS
Isle Of Wight County vs Smithfield — population comparison Isle Of Wight County: 38,898 residents. Smithfield: 8,625 residents, 22.2% of Isle Of Wight County population.
38,898 ISLE OF WIGHT COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
8,625 SMITHFIELD RESIDENTS ↳ 22.2% of Isle Of Wight County residents

How does current asthma impact life insurance underwriting in Smithfield, VA?

Many Smithfield residents secure competitive rates despite current asthma. Isle Of Wight County reports 10.8% adult prevalence (CDC PLACES); 40.0% also manage high cholesterol, with 7.7% of the ~41,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Smithfield families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Zuni →

📊 Top Health Considerations (CDC)

Top Health Considerations for Smithfield (CITY) High cholesterol: 40%. High blood pressure: 40.8%. Obesity: 37%. Diagnosed diabetes: 14.7%. Current cigarette smoking: 13.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SMITHFIELD High cholesterol 40.0% High blood pressure 40.8% Obesity 37.0% Diagnosed diabetes 14.7% Current cigarette smoking 13.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~8,625
Lack of health insurance (18–64) 7.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5173200
Google Maps
Smithfield photo 1Smithfield photo 2Smithfield photo 3Smithfield photo 4
Photos by D Tops , Jennifer Scheetz , Alvin Walker , J H via Google Maps
Smithfield
Smithfield, VA 23430, USA

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Cities served near Smithfield.

June Marcia Williams writes life insurance and supplemental health policies across Isle Of Wight County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Smithfield

14 Cities · 3 Counties

Know your rights in Smithfield.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Smithfield insurance — answered.

💰

How much does life insurance cost in Smithfield?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Smithfield
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Smithfield?

Yes. June serves all of Smithfield and every municipality in Isle Of Wight County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

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