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Home›Virginia›Grayson County›Stevens Creek

June Marcia Williams — Licensed Insurance Agent in Stevens Creek, VA
June Marcia Williams
Your Insurance Agent in Stevens Creek, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Stevens Creek, VA...
National Producer No.
17209549
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Life Insurance in Stevens Creek, VA

Dedicated Coverage Options from Final Expense to Term Life in Grayson County

The Smart Choice for Dependable Life Insurance in Stevens Creek, VA

Your local licensed agent in Stevens Creek, Grayson County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Stevens Creek, Grayson County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Stevens Creek, VA

Stevens Creek, VA — Your Local Producer

For my neighbors in Stephens City, living here in Frederick County means appreciating a certain peace of mind and a strong sense of community. As a local licensed insurance producer, I'm June Marcia Williams, and I'm dedicated to helping you protect that. Whether you're considering Term Life, Final Expense, or other options like Critical Illness or Accident & Injury coverage, my goal is to help you understand your choices. I provide clear, personalized information so you can make confident decisions for your family's financial future. (June Marcia Williams, NPN: 17209549, Virginia License No: 1575461)

  • Stephens City Town Office
  • Newtown-Stephensburg Historic District
  • Sherando Park
NPN17209549VA License1575461

Stevens Creek is home to approximately 107 residents in Grayson County, with a median age of 50.3. About 87% of homes are owner-occupied; the median home value is $37,700. 11% of adults hold a bachelor's degree or higher; households with children make up 32%; veterans comprise 7% of residents. Average household size is 1.7. These demographic markers shape which life insurance products fit Stevens Creek households.

How Stevens Creek compares to Grayson County

GRAYSON COUNTY · 15K RESIDENTS STEVENS CREEK · 107 RESIDENTS
Grayson County vs Stevens Creek — population comparison Grayson County: 15,356 residents. Stevens Creek: 107 residents, 0.7% of Grayson County population.
15,356 GRAYSON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
107 STEVENS CREEK RESIDENTS ↳ 0.7% of Grayson County residents
Underwriting Guidelines

Can I get life insurance with diagnosed diabetes in Stevens Creek, VA?

Yes. Grayson County's health profile — 15,000 residents, 11.5% uninsured, 17.4% adults with diagnosed diabetes, 44.5% with high blood pressure — shapes how A-rated carriers tier rate classes for Stevens Creek applicants. Standard or Preferred is achievable when diagnosed diabetes is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Mouth Of Wilson →

📊 Top Health Considerations (CDC)

Top Health Considerations for Stevens Creek (CITY) High cholesterol: 44.8%. High blood pressure: 44.5%. Obesity: 41.4%. Diagnosed diabetes: 17.4%. Current cigarette smoking: 21%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · STEVENS CREEK High cholesterol 44.8% High blood pressure 44.5% Obesity 41.4% Diagnosed diabetes 17.4% Current cigarette smoking 21.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Grayson County Gov Portal .GOV
Population ~107
Lack of health insurance (18–64) 11.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5175440
Google Maps
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Available in Stevens Creek

Life Insurance Products in Stevens Creek, VA

9 insurance products available in Stevens Creek

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Grayson County and Nearby Virginia Counties

Life Insurance by City Near Stevens Creek, VA

Life insurance by city across Grayson County and adjacent Virginia counties.

🌟 Cities Served near Stevens Creek

29 Cities · 3 Counties
Wythe County10
Barren SpringsCripple CreekCrockettFort ChiswellFoster FallsIvanhoeMax MeadowsRural RetreatSpeedwellWytheville
Grayson CountyHome9
BaywoodElk CreekFriesHilltownIndependenceMouth Of WilsonTrout DaleTroutdaleWhitetop
Smyth County10
AdwolfAllison GapAtkinsBroadfordChilhowieMarionMcMullinSaltvilleSeven Mile FordSugar Grove
Official Resources

Know your rights in Stevens Creek.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Stevens Creek Life Insurance Questions

💰

How much does life insurance cost in Stevens Creek?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Stevens Creek
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Stevens Creek?

Yes. June serves all of Stevens Creek and every municipality in Grayson County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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