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Home›Virginia›Fluvanna County›Troy

June Marcia Williams — Licensed Insurance Agent in Troy, VA
June Marcia Williams
Your Insurance Agent in Troy, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Troy, VA...
National Producer No.
17209549
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Trusted Life Insurance in Troy, VA | Local Expert

Securing Families Across Fluvanna County with 9 Tailored Product Lines

Why Troy Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Troy, Fluvanna County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Troy, Fluvanna County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Troy, VA

Troy, VA — Your Local Producer

Hello, Troy! As a licensed insurance producer serving my neighbors here in Fluvanna County, I understand the unique character and close-knit feel of our community. My goal is to help you navigate your options for personal insurance with clarity and confidence. Whether you're considering Term Life, Final Expense, or other policies to protect your family's future, I'm here to provide personalized guidance. I believe in building relationships based on trust and understanding your specific needs. As June Marcia Williams (NPN: 17209549, Virginia License No: 1575461), I'm committed to helping you find the right coverage.

  • Zion Crossroads (I-64 & US-15)
  • Fluvanna County High School
  • Pleasant Grove Park
NPN17209549VA License1575461
Underwriting Guidelines

Does high blood pressure affect life insurance rates in Troy, VA?

Yes, qualification is common in Troy. Within Fluvanna County's ~28,000 residents — including the 7.3% currently without health coverage — 31.5% of adults manage high blood pressure and 24.5% live with arthritis per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Troy families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Bybee →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Fluvanna County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
3.9 14 reviews
City Hall of Troy photo 1
Photos by Minghung Hsu via Google Maps
View on Google Maps
City Hall of Troy
Open now · Mon 8:00 AM – 4:30 PM
(248) 524-3300
troymi.gov .GOV
500 W Big Beaver Rd, Troy, MI 48084, USA
Recent Reviews
Miss W ★★★★★
"Such great staff and clean environment. The clerks are very nice and efficient. I’m proud to be a resident of the City of Troy."
Scream Darkness ★★☆☆☆
"Watch how your Troy City Worker driving the f-150 drive they are not cops they have to drive the post speed limit, not 50 in a 40mph zone thanks :)"
Available in Troy

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Fluvanna County and Neighboring Virginia Counties

Cities served near Troy.

June Marcia Williams writes life insurance and supplemental health policies across Fluvanna County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Troy

22 Cities · 3 Counties
Albemarle County10
CovesvilleFree UnionHollymeadIvyKeeneKeswickMission HomePantopsRioRivanna
Fluvanna CountyHome6
Bremo BluffBybeeFork UnionKents StoreLake MonticelloPalmyra
Louisa County6
Blue Ridge ShoresBumpassDabneysGum SpringLouisaMineral
Official Resources

Know your rights in Troy.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Troy insurance — answered.

💰

How much does life insurance cost in Troy?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Troy
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Troy?

Yes. June serves all of Troy and every municipality in Fluvanna County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Palmyra Fluvanna County, VA 10 products available
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You Are Here Troy Fluvanna County, VA
•
Next → Bremo Bluff Fluvanna County, VA 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
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