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Home›Virginia›Fauquier County›Opal

June Marcia Williams — Licensed Insurance Agent in Opal, VA
June Marcia Williams
Your Insurance Agent in Opal, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Opal, VA...
National Producer No.
17209549
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Life Insurance in Opal, VA

Securing Families Across Fauquier County with 9 Tailored Product Lines

Why Opal Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Opal, Fauquier County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Opal, Fauquier County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Opal, VA

Opal, VA — Your Local Producer

Hello, Opal neighbors. In a community as close-knit as ours here in Fauquier County, we understand the importance of looking out for one another. My name is June Marcia Williams, and as a licensed insurance producer, my goal is to help you protect the people you care about most. Whether you're planning for your family's long-term future or seeking a safety net for unexpected life events, I'm here to help you navigate your options for life insurance, final expense, and other personal coverage. Let's work together to find a plan that fits your life. (NPN: 17209549, Virginia License No: 1575461)

  • Intersection of US-29 and US-17
  • Opal Post Office
  • Opal Plaza
NPN17209549VA License1575461

Opal is home to approximately 756 residents in Fauquier County, with a median age of 36.7 and a median household income of $186,000. About 91% of homes are owner-occupied; the median home value is $456,000. 40% of adults hold a bachelor's degree or higher; households with children make up 49%; veterans comprise 6% of residents. Average household size is 3.8. These demographic markers shape which life insurance products fit Opal households.

How Opal compares to Fauquier County

FAUQUIER COUNTY · 73K RESIDENTS OPAL · 756 RESIDENTS
Fauquier County vs Opal — population comparison Fauquier County: 73,290 residents. Opal: 756 residents, 1.0% of Fauquier County population.
73,290 FAUQUIER COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
756 OPAL RESIDENTS ↳ 1.0% of Fauquier County residents
Underwriting Guidelines

What rate class can Opal applicants with obesity expect from life insurance carriers?

Many Opal residents secure competitive rates despite obesity. Fauquier County reports 35.7% adult prevalence (CDC PLACES); 32.2% also manage high blood pressure, with 8.1% of the ~73,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby The Plains →

📊 Top Health Considerations (CDC)

Top Health Considerations for Opal (CITY) High cholesterol: 36.7%. High blood pressure: 32.2%. Obesity: 35.7%. Diagnosed diabetes: 11.5%. Current cigarette smoking: 14.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · OPAL High cholesterol 36.7% High blood pressure 32.2% Obesity 35.7% Diagnosed diabetes 11.5% Current cigarette smoking 14.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Fauquier County Gov Portal .GOV
Population ~756
Lack of health insurance (18–64) 12.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5159416
Google Maps
Opal civic building photo 1Opal civic building photo 2
Photos by Mark Hullinger , EtownStickly via Google Maps
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Available in Opal

Life Insurance Products in Opal, VA

9 insurance products available in Opal

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Fauquier County and Nearby Virginia Counties

Life Insurance by City Near Opal, VA

Life insurance by city across Fauquier County and adjacent Virginia counties.

🌟 Cities Served near Opal

21 Cities · 3 Counties
Manassas City1
Manassas
Fauquier CountyHome10
BealetonCalvertonGoldveinHumeMarkhamMidlandMorrisvilleRemingtonSumerduckWarrenton
Prince William County10
Dale CityDumfriesHaymarketLake RidgeLakeridgeOccoquanPotomac MillsQuanticoTriangleWoodbridge
Official Resources

Know your rights in Opal.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Opal Life Insurance Questions

💰

How much does life insurance cost in Opal?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Opal
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Opal?

Yes. June serves all of Opal and every municipality in Fauquier County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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