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Home›Virginia›Amherst County›Madison Heights

June Marcia Williams — Licensed Insurance Agent in Madison Heights, VA
June Marcia Williams
Your Insurance Agent in Madison Heights, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Madison Heights, VA...
National Producer No.
17209549
Verify ↗

Life Insurance in Madison Heights, VA

Securing Families Across Amherst County with 9 Tailored Product Lines

Why Madison Heights Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Madison Heights, Amherst County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Madison Heights, Amherst County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Madison Heights, VA

Madison Heights, VA — Your Local Producer

Hello to my neighbors in Madison Heights! Life here in Amherst County has a unique rhythm, and your financial protection should be tailored to match. I'm June Marcia Williams, your local licensed insurance producer, and I'm dedicated to helping individuals and families secure their futures. I specialize in a range of personal insurance options, including term and whole life, final expense, critical illness, and accident plans. My goal is to provide clear, straightforward guidance so you can make informed decisions. As a licensed professional (NPN: 17209549, Virginia License No: 1575461), I'm here to help you find the right coverage.

  • Madison Heights Elementary School
  • Monelison Middle School
  • Amherst Highway (U.S. Route 29)
NPN17209549VA License1575461

Madison Heights is home to approximately 10,700 residents in Amherst County, with a median age of 44.1 and a median household income of $59,600. About 70% of homes are owner-occupied; the median home value is $168,000. 16% of adults hold a bachelor's degree or higher; households with children make up 25%; veterans comprise 7% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Madison Heights households.

How Madison Heights compares to Amherst County

AMHERST COUNTY · 31K RESIDENTS MADISON HEIGHTS · 11K RESIDENTS
Amherst County vs Madison Heights — population comparison Amherst County: 31,426 residents. Madison Heights: 10,694 residents, 34.0% of Amherst County population.
31,426 AMHERST COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
10,694 MADISON HEIGHTS RESIDENTS ↳ 34.0% of Amherst County residents
Underwriting Guidelines

What rate class can Madison Heights applicants with arthritis expect from life insurance carriers?

Yes, qualification is common in Madison Heights. Within Amherst County's ~31,000 residents — including the 9.1% currently without health coverage — 31.9% of adults manage arthritis and 16.2% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Clifford →

📊 Top Health Considerations (CDC)

Top Health Considerations for Madison Heights (CITY) High cholesterol: 39.4%. High blood pressure: 41.2%. Obesity: 40%. Diagnosed diabetes: 15%. Current cigarette smoking: 16.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MADISON HEIGHTS High cholesterol 39.4% High blood pressure 41.2% Obesity 40.0% Diagnosed diabetes 15.0% Current cigarette smoking 16.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Amherst County Gov Portal .GOV
Population ~10,694
Lack of health insurance (18–64) 9.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5148520
Google Maps
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Available in Madison Heights

Life Insurance Products in Madison Heights, VA

9 insurance products available in Madison Heights

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Amherst County and Nearby Virginia Counties

Life Insurance by City Near Madison Heights, VA

Life insurance by city across Amherst County and adjacent Virginia counties.

🌟 Cities Served near Madison Heights

15 Cities · 3 Counties
Nelson County10
AftonFaberGladstoneLovingstonMassies MillMontebelloNorwoodPiney RiverRockfishWintergreen
Amherst CountyHome4
AmherstCliffordMonroeSweet Briar
Lexington City1
Lexington
Official Resources

Know your rights in Madison Heights.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Madison Heights Life Insurance Questions

💰

How much does life insurance cost in Madison Heights?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Madison Heights
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Madison Heights?

Yes. June serves all of Madison Heights and every municipality in Amherst County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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