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Home›Virginia›Alleghany County›Selma

June Marcia Williams — Licensed Insurance Agent in Selma, VA
June Marcia Williams
Your Insurance Agent in Selma, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Selma, VA...
National Producer No.
17209549
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Life Insurance in Selma, VA

Top-Rated Financial Protection for Selma Residents

Honest, Local Insurance Guidance for Your Family's Future in Alleghany County

Your local licensed agent in Selma, Alleghany County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Selma, Alleghany County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Selma, VA

Selma, VA — Your Local Producer

For my neighbors in Selma, I understand that the peace of mind we enjoy here in Alleghany County is something special. Protecting your family's future is a vital part of that security. As a licensed insurance producer, my focus is on helping you understand your options for personal insurance, from Term and Whole Life to plans that cover critical illness or final expenses. I'm here to provide clear, one-on-one guidance tailored to your unique situation. My name is June Marcia Williams (NPN: 17209549, Virginia License No: 1575461), and I'm committed to helping you prepare for tomorrow.

  • Selma Post Office
  • Selma Thomson Memorial Presbyterian Church
  • Intersection of Midland Trail (US-60) and Selma-Low Moor Road (VA-696)
NPN17209549VA License1575461

Selma is home to approximately 455 residents in Alleghany County, with a median age of 34.8 and a median household income of $58,800. About 100% of homes are owner-occupied; the median home value is $89,300. 0% of adults hold a bachelor's degree or higher; households with children make up 57%; veterans comprise 0% of residents. Average household size is 2.9. These demographic markers shape which life insurance products fit Selma households.

How Selma compares to Alleghany County

ALLEGHANY COUNTY · 15K RESIDENTS SELMA · 455 RESIDENTS
Alleghany County vs Selma — population comparison Alleghany County: 15,159 residents. Selma: 455 residents, 3.0% of Alleghany County population.
15,159 ALLEGHANY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
455 SELMA RESIDENTS ↳ 3.0% of Alleghany County residents
Underwriting Guidelines

Does high cholesterol affect life insurance rates in Selma, VA?

Selma applicants with high cholesterol qualify routinely. The local risk pool — Alleghany County's ~15,000 residents, 8.8% without health coverage — shows 43.9% adult prevalence of high cholesterol and 43.8% with high blood pressure. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Callaghan →

📊 Top Health Considerations (CDC)

Top Health Considerations for Selma (CITY) High cholesterol: 43.9%. High blood pressure: 43.8%. Obesity: 38.6%. Diagnosed diabetes: 15.3%. Current cigarette smoking: 17.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SELMA High cholesterol 43.9% High blood pressure 43.8% Obesity 38.6% Diagnosed diabetes 15.3% Current cigarette smoking 17.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Alleghany County Gov Portal .GOV
Population ~455
Lack of health insurance (18–64) 9.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5171072
Google Maps
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Available in Selma

Life Insurance Products in Selma, VA

9 insurance products available in Selma

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Alleghany County and Nearby Virginia Counties

Life Insurance by City Near Selma, VA

Life insurance by city across Alleghany County and adjacent Virginia counties.

🌟 Cities Served near Selma

6 Cities · 1 Counties
Alleghany CountyHome6
AlleghanyCallaghanCliftondale ParkIron GateLow MoorMallow
Official Resources

Know your rights in Selma.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Selma Life Insurance Questions

💰

How much does life insurance cost in Selma?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Selma
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Selma?

Yes. June serves all of Selma and every municipality in Alleghany County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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