Effective Date: March 23, 2026 | Last Updated: March 23, 2026
These Terms of Service ("Terms") govern your access to and use of the website located at junelifeinsurance.com (the "Website") and related services provided by June Marcia Williams, doing business as June Life Insurance ("we," "us," or "our"). By accessing or using our Website, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use our Website.
June Life Insurance is operated by June Marcia Williams, an independent licensed life insurance agent (NPN: 17209549) licensed in the states of New Jersey (LIC# 1543971), Pennsylvania (LIC# 767197), Florida (LIC# W840529), Maryland (LIC# 3004137002), and Virginia (LIC# 1575461). June is also a New Jersey commissioned notary public (Commission #50123638). This Website is managed by Call Charlie Holdings LLC.
June Life Insurance is not an insurance company. We are an independent insurance agency. We do not underwrite, issue, or guarantee any insurance policy. All insurance products are underwritten and issued by their respective insurance carriers. Coverage, terms, rates, and availability vary by state and carrier.
By using this Website, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into a binding agreement. If you are using this Website on behalf of another person or entity, you represent that you have the authority to bind that person or entity to these Terms.
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Website for personal, non-commercial purposes related to obtaining information about life insurance products and services.
You agree not to:
When you request a quote or submit information through our Website:
The content on this Website is for informational purposes only and does not constitute financial, legal, tax, or investment advice. While we strive to provide accurate and up-to-date information about life insurance products, we recommend that you consult with a qualified financial advisor, tax professional, or attorney for advice specific to your personal situation. Do not rely solely on the information presented on this Website when making financial decisions.
By providing your contact information through our Website (via forms, email, phone, or text), you consent to receive electronic communications from us related to:
We will never send unsolicited marketing messages without your explicit opt-in consent. You may withdraw your consent to electronic communications at any time by contacting us at junewilliams041@gmail.com or calling (908) 339-7723.
All content on this Website — including text, graphics, logos, images, design elements, and software — is the property of June Life Insurance or its licensors and is protected by applicable copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any content from this Website without our prior written permission.
When you submit content to us through the Website (such as contact form messages, quote requests, or other communications), you grant us a non-exclusive, royalty-free license to use that content solely for the purpose of providing our services to you. You represent that any content you submit is accurate, does not violate any third party's rights, and does not contain unlawful material.
Our Website may contain links to third-party websites, including insurance carrier websites, state licensing databases, scheduling tools, and other external resources. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party websites. Accessing any third-party link from our Website is at your own risk. We encourage you to review the terms and privacy policies of any external website you visit.
June Marcia Williams is a New Jersey commissioned notary public (Commission #50123638). Notary services are available in New Jersey only and are subject to the laws and regulations of the State of New Jersey. Notary services are provided independently from insurance services. The notary public does not provide legal advice, and notarization of a document does not validate the legal sufficiency, accuracy, or completeness of the document.
THE WEBSITE AND ALL CONTENT, MATERIALS, INFORMATION, AND SERVICES PROVIDED ON THE WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
WE DO NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT THE ACCURACY, COMPLETENESS, OR TIMELINESS OF ANY INFORMATION PROVIDED ON THE WEBSITE.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL JUNE LIFE INSURANCE, JUNE MARCIA WILLIAMS, CALL CHARLIE HOLDINGS LLC, OR ANY OF THEIR OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUE, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE WEBSITE OR SERVICES.
OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE WEBSITE SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100.00).
THIS LIMITATION OF LIABILITY DOES NOT APPLY TO LIABILITY ARISING FROM ANY INSURANCE POLICY ISSUED BY AN INSURANCE CARRIER, WHICH IS GOVERNED SOLELY BY THE TERMS OF THAT POLICY.
You agree to indemnify, defend, and hold harmless June Life Insurance, June Marcia Williams, Call Charlie Holdings LLC, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with: (a) your access to or use of the Website; (b) your violation of these Terms; (c) your violation of any third party's rights; or (d) any content you submit through the Website.
These Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or your use of the Website shall be resolved exclusively in the state or federal courts located in Warren County, New Jersey, and you consent to the personal jurisdiction of such courts.
We reserve the right to suspend or terminate your access to the Website at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason at our sole discretion. Upon termination, your right to use the Website will immediately cease.
If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.
We reserve the right to modify these Terms at any time. When we make changes, we will update the "Last Updated" date at the top of this page. Your continued use of the Website following any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and June Life Insurance regarding your use of the Website and supersede all prior agreements and understandings, whether written or oral.
If you have any questions about these Terms, please contact us:
These Terms of Service apply to junelifeinsurance.com only. Insurance policies are governed by the terms, conditions, exclusions, and limitations of the policy contract issued by the insurance carrier. In the event of a conflict between these Terms and your insurance policy, the insurance policy shall prevail.